Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 flood insurance agents in Aliso Viejo, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Direct Quote Insurance Services, LLC
120 Vantis Dr #300, Aliso Viejo, CA 92656
(949) 352-4011
directquoteins.com
Fadaie Insurance Services, Inc.
65 Enterprise Suite 385G, Aliso Viejo, CA 92656
(949) 272-8862
fadaieinsurance.com
Purely Insurance Solutions
28 Argonaut #100, Aliso Viejo, CA 92656
(949) 215-5431
purely.insure
Tom Gorski - State Farm Insurance Agent
26800 Aliso Viejo Pkwy Ste 125, Aliso Viejo, CA 92656
(949) 831-9090
tomgorski.net
Labarre-Oksnee Insurance
30 Enterprise STE 180, Aliso Viejo, CA 92656
(800) 698-0711
hoains.com
Marsh McLennan Agency
1 Polaris Way Ste 300, Aliso Viejo, CA 92656
(949) 900-1780
marshmma.com
Dave Jackson - State Farm Insurance Agent
27101 Aliso Creek Rd UNIT 126, Aliso Viejo, CA 92656
(949) 362-3660
davejackson.biz
Mercury Insurance Co
Aliso Viejo, CA 92656
(949) 732-1412
mercuryinsurance.com
Acrisure Aliso Viejo, CA (The LBL Group)
3 Polaris Way 4th Floor, Aliso Viejo, CA 92656
(800) 451-8037
acrisure.com
Coastal Oak Insurance Services
120 Vantis Dr #300, Aliso Viejo, CA 92656
(949) 519-3738
coastaloakins.com
IOA Insurance Services
130 Vantis Dr Suite 250, Aliso Viejo, CA 92656
(949) 297-5962
ioausa.com
Safeco Insurance Co of America
120 Vantis Dr # 130, Aliso Viejo, CA 92656
(949) 860-6000
Jonas Insurance Services
26800 Aliso Viejo Pkwy, Aliso Viejo, CA 92656
(714) 543-3700
jonasinsurance.com
What Does a Flood Insurance Agent in Aliso Viejo Cost?
Flood insurance costs in California vary based on property elevation, flood zone, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for standard residential coverage up to 250,000 dollars for the building and 100,000 dollars for contents. Private market policies may cost more or less depending on risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Aliso Viejo if I am not in a flood zone?
Even if your property is not in a high-risk zone, flood insurance is recommended because 25 percent of flood claims come from low-risk areas. California law does not require flood insurance outside high-risk zones, but lenders may still require it. An agent can review your specific property location and risk level.
What does a flood insurance agent do in Aliso Viejo?
A flood insurance agent assesses your property flood risk, explains National Flood Insurance Program (NFIP) policies, and helps you select coverage limits. They also assist with filing elevation certificates and navigating California specific flood disclosure requirements. Agents do not provide legal advice but can connect you with resources.
How does California law affect flood insurance requirements?
California Civil Code Section 1102.6 requires sellers to disclose if a property is in a flood hazard zone. Lenders must follow federal regulations requiring flood insurance for properties in Special Flood Hazard Areas. An agent can explain how these rules apply to your Aliso Viejo home purchase or refinance.