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Find Flood Insurance Agents Near You in Aliso Viejo, CA

Browse flood insurance agents serving Aliso Viejo, California. Updated 2026-07-14.

The top-rated flood insurance agent in Aliso Viejo, California is Direct Quote Insurance Services, LLC, rated 5.0 stars across 783 reviews. Other highly rated options include Fadaie Insurance Services, Inc., Purely Insurance Solutions, Tom Gorski - State Farm Insurance Agent. This directory lists 13 flood insurance agents serving Aliso Viejo.

Showing 13 flood insurance agents in Aliso Viejo, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Quote Insurance Services, LLC120 Vantis Dr #300(949) 352-4011
2Fadaie Insurance Services, Inc.65 Enterprise Suite 385G(949) 272-8862
3Purely Insurance Solutions28 Argonaut #100(949) 215-5431
4Tom Gorski - State Farm Insurance Agent26800 Aliso Viejo Pkwy Ste 125(949) 831-9090
5Labarre-Oksnee Insurance30 Enterprise STE 180(800) 698-0711
6Dave Jackson - State Farm Insurance Agent27101 Aliso Creek Rd UNIT 126(949) 362-3660
7Marsh McLennan Agency1 Polaris Way Ste 300(949) 900-1780
8Mercury Insurance CoAliso Viejo, CA 92656(949) 732-1412
9Acrisure Aliso Viejo, CA (The LBL Group)3 Polaris Way 4th Floor(800) 451-8037
10Coastal Oak Insurance Services120 Vantis Dr #300(949) 519-3738
DQ
120 Vantis Dr #300
Direct Quote Insurance Services, LLC
Flood Insurance Agent · Aliso Viejo, CA

Direct Quote Insurance Services, LLC serves Orange County from its base in Aliso Viejo, California, offering expert guidance on flood insurance policies for homeowners and businesses. The agent assists clients in understanding flood zone risks and selecting appropriate National Flood Insurance Program coverage. Because standard homeowners insurance rarely covers flood damage, the company helps evaluate property exposure and secure necessary protection. Specific services include flood risk assessments for coastal properties near Aliso Creek and customized NFIP policy enrollment for residential and commercial structures.

FI
65 Enterprise Suite 385G
Fadaie Insurance Services, Inc.
Flood Insurance Agent · Aliso Viejo, CA

Fadaie Insurance Services, Inc. provides comprehensive flood insurance coverage options for residential and commercial clients throughout the Aliso Viejo, CA area. It assists policyholders by explaining available coverage choices, helping to assess property-specific flood risks, and managing policy renewals or modifications as needed. Its service plans include claims support and proactive policy reviews to ensure adequate protection as flood maps or regulations change. The agency services single-family homes, apartments, retail spaces, and restaurants.

PI
28 Argonaut #100
Purely Insurance Solutions
Flood Insurance Agent · Aliso Viejo, CA

Purely Insurance Solutions in Aliso Viejo, California assists local homeowners and property managers with securing customized flood insurance policies. The agency specializes in evaluating flood risk and navigating federal and private insurance programs to protect properties from water damage. Residents and business owners rely on their team for guidance on coverage limits and policy renewals. Purely Insurance Solutions also serves clients in surrounding Orange County communities such as Laguna Beach and Mission Viejo.

TG
26800 Aliso Viejo Pkwy Ste 125
Tom Gorski - State Farm Insurance Agent
Flood Insurance Agent · Aliso Viejo, CA

Tom Gorski - State Farm Insurance Agent serves Aliso Viejo, CA, and the surrounding Orange County communities, handling flood insurance policies for residential and commercial properties. It assesses local flood zone risks and explains coverage options that meet National Flood Insurance Program requirements. The agency assists clients with policy applications and claim filing processes. To handle a typical job, it reviews the property’s location against flood maps and recommends appropriate coverage limits based on individual needs.

LO
30 Enterprise STE 180
Labarre-Oksnee Insurance
Flood Insurance Agent · Aliso Viejo, CA

Labarre-Oksnee Insurance offers clients the option to secure flood coverage through a one-time policy purchase or as part of an ongoing insurance plan. Their services address the specific flood risks common to properties in Aliso Viejo, California. A typical policy includes protection for buildings and contents against rising water damage. The company provides its flood insurance agency services strictly on an as-needed basis, allowing policyholders to request assistance or updates whenever required.

DJ
27101 Aliso Creek Rd UNIT 126
Dave Jackson - State Farm Insurance Agent
Flood Insurance Agent · Aliso Viejo, CA

As seasonal heavy rains arrive in coastal and canyon areas near Aliso Viejo, flood risks increase for many homeowners and renters. Dave Jackson - State Farm Insurance Agent provides policies that cover water damage from rising waters or storm surges outside typical home insurance. This agency helps residents identify exposure from local watersheds or low-lying zones and assists with choosing appropriate coverage limits. A new client session typically begins with a review of the property’s flood zone and a direct inspection of the structure’s elevation and drainage.

MM
1 Polaris Way Ste 300
Marsh McLennan Agency
Flood Insurance Agent · Aliso Viejo, CA

Marsh McLennan Agency in Aliso Viejo specializes in securing flood insurance policies for residential and commercial properties, helping clients understand coverage options and file claims as needed. The agency evaluates local flood zone risks and tailors protection against water damage. It assists in preparing owners for the annual flood season, when California rainstorms increase the likelihood of property inundation and mudslide exposure.

MI
Aliso Viejo, CA 92656
Mercury Insurance Co
Flood Insurance Agent · Aliso Viejo, CA

Mercury Insurance Co serves residential property owners in Aliso Viejo, California, providing flood insurance coverage to protect homes against water damage from storms or rising waters. The agency also offers commercial flood insurance policies for local businesses seeking financial protection during flood events. Their service area includes Aliso Viejo and the surrounding communities across Orange County. Residential clients can schedule a follow-up review of their policy before each renewal period, while commercial customers often arrange repeat visits to adjust coverage as their properties or risk profiles change.

AA
3 Polaris Way 4th Floor
Acrisure Aliso Viejo, CA (The LBL Group)
Flood Insurance Agent · Aliso Viejo, CA

Acrisure Aliso Viejo, CA (The LBL Group) provides flood insurance solutions for property owners in the region. The agency specializes in securing National Flood Insurance Program policies and private market alternatives to protect against water damage. It serves local residential and commercial clients, offering guidance on coverage limits and flood zone requirements. The company can assist with policies for offices, warehouses, and food service operations.

CO
120 Vantis Dr #300
Coastal Oak Insurance Services
Flood Insurance Agent · Aliso Viejo, CA

Coastal Oak Insurance Services in Aliso Viejo assists homeowners with residential flood insurance needs. The agency also provides commercial flood coverage for local businesses throughout Orange County. Working with available federal and private programs, the agent helps property owners understand their flood risk and secure appropriate protection. Following a claim or initial policy setup, clients receive ongoing support for adjustments and renewals between regular visits to ensure lasting coverage.

II
130 Vantis Dr Suite 250
IOA Insurance Services
Flood Insurance Agent · Aliso Viejo, CA
(949) 297-5962
ioausa.com
SI
120 Vantis Dr # 130
Safeco Insurance Co of America
Flood Insurance Agent · Aliso Viejo, CA
(949) 860-6000
JI
26800 Aliso Viejo Pkwy
Jonas Insurance Services
Flood Insurance Agent · Aliso Viejo, CA
(714) 543-3700
jonasinsurance.com

What Does a a Flood Insurance Agent in Aliso Viejo Cost?

Flood insurance costs in California vary based on property elevation, flood zone, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for standard residential coverage up to 250,000 dollars for the building and 100,000 dollars for contents. Private market policies may cost more or less depending on risk. This is general information, not insurance advice.

About flood insurance agents in Aliso Viejo

Flood insurance agents in Aliso Viejo help homeowners and businesses protect against flood damage, which is not covered by standard homeowners policies. California law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. Aliso Viejo properties near Wood Canyon or Aliso Creek may face higher flood risk, making local agent guidance essential.

Frequently Asked Questions

Do I need flood insurance in Aliso Viejo if I am not in a flood zone?

Even if your property is not in a high-risk zone, flood insurance is recommended because 25 percent of flood claims come from low-risk areas. California law does not require flood insurance outside high-risk zones, but lenders may still require it. An agent can review your specific property location and risk level.

What does a flood insurance agent do in Aliso Viejo?

A flood insurance agent assesses your property flood risk, explains National Flood Insurance Program (NFIP) policies, and helps you select coverage limits. They also assist with filing elevation certificates and navigating California specific flood disclosure requirements. Agents do not provide legal advice but can connect you with resources.

How does California law affect flood insurance requirements?

California Civil Code Section 1102.6 requires sellers to disclose if a property is in a flood hazard zone. Lenders must follow federal regulations requiring flood insurance for properties in Special Flood Hazard Areas. An agent can explain how these rules apply to your Aliso Viejo home purchase or refinance.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.