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Compare flood insurance agents in Tracy. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Tracy, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Tracy, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Tracy Branch
2102 W Grant Line Rd, Tracy, CA 95377
(209) 833-5900
mwg.aaa.com
TCS Insurance Brokers
1015 N Central Ave, Tracy, CA 95376
(209) 207-0577
tcsib.com
Farmers Insurance - Akmal Qadir
2680 N Tracy Blvd Ste 1, Tracy, CA 95376
(209) 699-1033
agents.farmers.com
Avantika's Insurance Agency
120 E 12th St, Tracy, CA 95376
(209) 400-9785
avantikasinsurance.com
M3 Monagan Miller McCreary Insurance
1137 Adam St Suite B, Tracy, CA 95376
(209) 835-6656
m3insurance.com
Renee Davidson - State Farm Insurance Agent
450 W Larch Rd Ste 4, Tracy, CA 95304
(209) 650-6467
reneedavidson.com
Farmers Insurance - Anamarie Emery
4598 S Tracy Blvd Ste 100, Tracy, CA 95377
(209) 836-0240
agents.farmers.com
Damon Millar - State Farm Insurance Agent
324 E 11th St Ste G1, Tracy, CA 95376
(925) 416-1300
damonismyagent.com
Farmers Insurance - Sherry Neyman
632 W 11th St Suite 115, Tracy, CA 95376
(209) 836-2775
agents.farmers.com
Farmers Insurance - Brenda Osorio
68 E 11th St #102, Tracy, CA 95376
(209) 831-9256
agents.farmers.com
Cumbre Insurance
2880 N Tracy Blvd, Tracy, CA 95376
(209) 835-0776
Farmers Insurance - Lilia Lara
450 10th St Ste A, Tracy, CA 95376
(209) 814-5445
agents.farmers.com
Anderson Services and Insurance Solutions, LLC.
18 W 11th St, Tracy, CA 95376
(209) 676-8811
coverageadvocate.com
Hashimi Insurance Agency, Inc.
2219 N Tracy Blvd, Tracy, CA 95376
(209) 855-5601
hia123.com
Stroup Insurance & Financial Agency
53 W 9th St, Tracy, CA 95376
(209) 830-6200
OSAGIE MATTHEW: Allstate Insurance
4600 S Tracy Blvd STE 118, Tracy, CA 95377
(209) 832-2002
agents.allstate.com
Frerichs SJ & Son
28 W 10th St, Tracy, CA 95376
(209) 835-1764
frerichsins.com
Dennis Alegre Insurance Agency Inc
1138 Parker Ave A, Tracy, CA 95376
(209) 835-7663
alegreinsuranceagency.com
Altamont Insurance Brokers
4598 S Tracy Blvd # 120, Tracy, CA 95377
(209) 835-6395
altamontins.com
Big Valley Insurance Agency Inc.
1550 N Tracy Blvd, Tracy, CA 95376
(209) 835-5253
bigvalleyinsurance.com
Flood insurance agents in Tracy, California help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Tracy is located in San Joaquin County, where flood zones near the San Joaquin River and Delta require specific policies. California law requires lenders to mandate flood insurance for properties in high-risk areas, making an agent essential for compliance.
What Does a Flood Insurance Agent in Tracy Cost?
Flood insurance costs in Tracy vary by flood zone, property value, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home in a moderate-risk area. Private flood insurance may cost between 500 and 3,000 dollars annually depending on risk factors. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Tracy if I am not in a flood zone?
Even if your property is outside a high-risk flood zone, flood insurance is recommended because heavy rain and drainage issues can cause damage. California law does not require flood insurance outside mapped zones, but your lender may still require it.
What does a flood insurance agent do in Tracy?
A flood insurance agent helps you compare NFIP policies with private flood insurance options. They explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect.
How long does it take to get flood insurance in Tracy?
Standard NFIP policies have a 30-day waiting period from the date of application and payment. Private flood insurance may have shorter waiting periods, but you should plan ahead to avoid gaps in coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.