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Looking for a flood insurance agent in Torrance? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Torrance, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Torrance, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jeff Lowe - State Farm Insurance Agent
3400 Torrance Blvd #103, Torrance, CA 90503
(310) 214-0300
jeffloweinsurance.com
Expert Auto Home Insurance - Mercury Auto Insurance
20355 Hawthorne Blvd 2nd Floor, Torrance, CA 90503
(310) 540-8595
daiwainsurance.com
Chris Gordon - State Farm Insurance Agent
3220 Sepulveda Blvd STE 105, Torrance, CA 90505
(310) 373-5551
chrisgordonagent.com
Post Insurance Services, Inc
2356 Torrance Blvd, Torrance, CA 90501
(800) 262-9998
postinsurance.com
Ganis Insurance Services, Inc.
3655 Torrance Blvd STE 300, Torrance, CA 90503
(310) 540-8486
ganisins.com
Insurance Center Associates: C & S Insurance
3220 Sepulveda Blvd #202, Torrance, CA 90505
(310) 517-8255
inscenter.com
Seashore Insurance Agency, Inc.
18402 Hawthorne Blvd Suite B, Torrance, CA 90504
(310) 542-9500
seashoreins.com
You're Covered Insurance
22712 S Western Ave, Torrance, CA 90501
(310) 328-6627
Kris Rogers Insurance Services
4733 Torrance Blvd #229, Torrance, CA 90503
(310) 316-2200
krisins.com
Fin Martin Insurance Agency
23314 Crenshaw Blvd #1, Torrance, CA 90505
(310) 539-3533
finmartininsurance.com
FIA Insurance Services Inc
373 Van Ness Ave #240, Torrance, CA 90501
(626) 795-7059
fia-insurance.com
B R & Y Insurance Inc
1971 W 190th St suite 260, Torrance, CA 90504
(310) 217-8880
bryinsurance.com
Scherer & McMullen Insurance Agency, LLC
3868 W Carson St #210, Torrance, CA 90503
(310) 540-5151
sminsurancefirst.com
South Bay Insurance Brokers
2309 Torrance Blvd, Torrance, CA 90501
(310) 844-7953
What Does a Flood Insurance Agent in Torrance Cost?
Flood insurance costs in California vary by property location elevation and coverage amount. NFIP policies average around 700 to 1,200 per year for standard coverage. Private flood insurance may cost 500 to 2,000 per year depending on risk factors. Higher-risk areas in Torrance near the coast or in flood zones may see premiums above 2,500. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Torrance California?
If your property is in a FEMA-designated Special Flood Hazard Area SFHA and you have a federally backed mortgage you must have flood insurance. Even outside SFHAs flood insurance is recommended because 25 percent of claims come from low-risk areas.
What does a flood insurance agent in Torrance do?
A flood insurance agent helps you compare NFIP policies and private flood insurance options. They assess your property risk and guide you on coverage limits deductibles and waiting periods. They also assist with filing claims after a flood event.
How long is the waiting period for flood insurance in California?
NFIP policies typically have a 30-day waiting period before coverage takes effect. Private insurers may offer shorter waiting periods. Plan ahead because you cannot buy coverage during an active flood event.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.