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Directory of flood insurance agents in Temecula, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Temecula, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Temecula, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Old Harbor Insurance Services
43015 Black Deer Loop #201, Temecula, CA 92590
(951) 297-9740
oldharbor.com
Inszone Insurance Services
27710 Jefferson Ave STE 100, Temecula, CA 92590
(951) 676-6000
inszoneinsurance.com
Julie Ngo - State Farm Insurance Agent
41881 5th St, Temecula, CA 92590
(951) 695-2625
sfjulie.com
Kathy Jurgensen - State Farm Insurance Agent
29377 Rancho California Rd Ste 204, Temecula, CA 92591
(951) 225-4940
insurewithkathyj.com
Hawkguard Insurance Services
28545 Old Town Front St #201A, Temecula, CA 92590
(951) 494-7272
hawkguardinsurance.com
Daniel Brooks - State Farm Insurance Agent
32140 Temecula Pkwy STE 104, Temecula, CA 92592
(951) 699-0940
sfbrooks.com
Carver Insurance Services, Inc - Temecula
33321 Temecula Pkwy Suite 102, Temecula, CA 92592
(951) 676-0540
insuredbycarver.com
Mike Buccieri - State Farm Insurance Agent
27403 Ynez Rd Ste 218, Temecula, CA 92591
(951) 795-4300
mikebagent.com
PSA Insurance Services
27292 Vía Industria, Temecula, CA 92590
(800) 772-5531
psainsurance.com
Insurance Allstars Agency
42072 5th St Suite 202D, Temecula, CA 92590
(951) 397-4010
insuranceallstarsagency.com
Goosehead Insurance - Bryan Watson
28693 Old Town Front St Suite 300-B, Temecula, CA 92590
(949) 304-1700
goosehead.com
Farmers Insurance - Joe Tesmer
31285 Temecula Pkwy Ste C8-245, Temecula, CA 92592
(858) 605-1910
agents.farmers.com
Friant Insurance Agency, Inc.
27570 Commerce Center Dr #219, Temecula, CA 92590
(800) 486-5108
friantinsurance.com
Deanne Carlson Insurance Services
26111 Ynez Rd Ste C1, Temecula, CA 92591
(951) 308-0003
dcarlsoninsurance.com
LPK Insurance Services Inc.
28936 Old Town Front St, Temecula, CA 92590
(714) 467-2170
lpkinsurance.com
Craig Davis Family Insurance Agency
27625 Jefferson Ave #100, Temecula, CA 92590
(951) 699-1776
craigdavisfamilyinsurance.com
Skousen Insurance
43471 Ridge Park Dr, Temecula, CA 92590
(951) 383-4477
skouseninsurance.com
Nicholas Winn Appointed Producer of Orr & Associates Insurance Services
28780 Single Oak Dr STE 255, Temecula, CA 92590
(619) 269-2373
mycaquote.com
R L Frame Insurance Services
41715 Enterprise Cir N # 201, Temecula, CA 92590
(951) 296-2220
rlframe.com
Kraken Insurance Services
43460 Ridge Park Dr #145, Temecula, CA 92590
(951) 401-6745
krakenins.com
Flood insurance agents in Temecula help homeowners and businesses secure coverage through the National Flood Insurance Program and private carriers. California law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. Agents in Temecula guide clients through flood zone maps and policy options to protect against seasonal storm damage.
What Does a Flood Insurance Agent in Temecula Cost?
Typical flood insurance costs in Temecula depend on the property flood zone and building characteristics. NFIP rates for low to moderate risk areas range from 500 to 1,500 dollars per year. For high-risk zones premiums often fall between 2,000 and 6,000 dollars annually. Private flood insurance may provide lower rates for some properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Temecula California?
Flood insurance is required by lenders for properties in FEMA-designated Special Flood Hazard Areas. Even outside these zones, agents recommend coverage because Temecula can experience flash flooding from seasonal rains. California law does not mandate flood insurance for all properties but lenders may require it.
What does a flood insurance agent do in Temecula?
A flood insurance agent helps you assess your flood risk using FEMA maps and local data. They compare NFIP policies with private flood insurance options to find suitable coverage. Agents also assist with filing claims and understanding policy limits.
How much does flood insurance cost in Temecula California?
Costs vary by property location and flood zone. NFIP policies average around 700 to 1,200 dollars per year for standard coverage in moderate-risk areas. High-risk zones can see premiums from 2,000 to 5,000 dollars annually. Private policies may offer different rates.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.