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Find Flood Insurance Agents Near You in Santa Rosa, CA

Directory of flood insurance agents in Santa Rosa, California. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Santa Rosa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 flood insurance agents in Santa Rosa, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
1331 Guerneville Rd Ste R, Santa Rosa, CA 95403
(707) 312-7045 locations.acceptance.com
Eddie Sandoval - State Farm Insurance Agent
348 College Ave, Santa Rosa, CA 95401
(707) 536-9492 sfsandoval.com
Barber Insurance Agency
620 College Ave, Santa Rosa, CA 95404
(707) 526-7900 barberinsurance.com
Valley West Insurance Services
1630 Sebastopol Rd #102, Santa Rosa, CA 95407
(707) 575-9378 valleywestinsuranceservices.com
Jeff Lecoeuche Insurance Agency, Inc.
726 Mendocino Ave, Santa Rosa, CA 95401
(707) 526-5222 lecoeuche.com
Farmers Insurance - Jeff Lecoeuche
726 Mendocino Ave Ste A, Santa Rosa, CA 95401
(707) 523-0908 agents.farmers.com
Maximo Insurance Services Inc
443 Dutton Ave, Santa Rosa, CA 95407
(707) 544-8000 maximoinsurance.com
Farmers Insurance - Frank Nappi
618 4th St Ste 213&215, Santa Rosa, CA 95404
(707) 244-4555 agents.farmers.com
Stonefield Insurance Brokers
3558 Round Barn Blvd Suit 200, Santa Rosa, CA 95403
(707) 522-7542 stonefieldinsurance.com
Loewen Insurance Services
100 Stony Point Rd # 270, Santa Rosa, CA 95401
(707) 528-8483 loewenins.com
Lehr Insurance Agency, Inc.: Allstate Insurance
2240 Professional Dr, Santa Rosa, CA 95403
(707) 546-3700 agents.allstate.com
Leavitt United
404 Mendocino Ave Suite 201, Santa Rosa, CA 95401
(707) 284-5900 leavitt.com
Argos Insurance and Registration Services
1000 W College Ave ste b, Santa Rosa, CA 95401
(707) 526-9324 myargosinsurance.com
Miguel Rosas Insurance Services
1175 W Steele Ln #2, Santa Rosa, CA 95403
(707) 570-0477 rosasinsurance.com
Sadler & Company Insurance Brokers
902 Stevenson St, Santa Rosa, CA 95404
(707) 595-1182 sadlerinc.com
Artemis Group LLC -Artemis - Insurance Agency
1355 N Dutton Ave Ste 222, Santa Rosa, CA 95401
(707) 479-7750 artemis-insurance.com
RIC Insurance General Agency
1330 N Dutton Ave #200, Santa Rosa, CA 95401
(888) 693-7892 ric-ins.com
Black Rock Insurance Services
703 2nd St, Santa Rosa, CA 95404
(707) 703-1400 blackrockis.com
Fulcrum Point Insurance & Bonding
509 1/2 4th St, Santa Rosa, CA 95401
(707) 800-6054 fulcrumpointinsurance.com

Flood insurance agents in Santa Rosa help homeowners and businesses secure coverage against flood damage. California law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents understand the FEMA flood maps for Sonoma County and can guide you through the National Flood Insurance Program or private market options.

What Does a Flood Insurance Agent in Santa Rosa Cost?

Flood insurance costs in California vary based on flood zone property elevation and coverage amount. An NFIP policy for a single-family home in a high-risk zone averages about 700 to 1,200 dollars per year. Private flood insurance may cost 500 to 2,000 dollars annually depending on risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Santa Rosa California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you are required to carry flood insurance. Even outside high-risk zones many buyers choose coverage because Santa Rosa can experience heavy rain and creek flooding.
What does a flood insurance agent in Santa Rosa do?
A flood insurance agent helps you compare NFIP policies and private flood insurance options. They explain coverage limits deductibles and exclusions and assist with the application process. They also help you understand elevation certificates and flood zone designations.