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Looking for a flood insurance agent in Santa Monica? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Santa Monica, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 flood insurance agents in Santa Monica, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Isaac Bridgewater - State Farm Insurance Agent
1731 Berkeley St Ste 2, Santa Monica, CA 90404
(310) 526-3975
isaacbridgewater.com
Argam Grigoryan at Comparion Insurance Agency
730 Arizona Ave 2nd Floor, Santa Monica, CA 90401
(916) 945-5987
comparioninsurance.com
Dave Rosenberg - State Farm Insurance Agent
1205 Wilshire Blvd, Santa Monica, CA 90403
(310) 458-3400
dr4insurance.com
Adam Glazer at Comparion Insurance Agency
730 Arizona Ave 2nd Floor, Santa Monica, CA 90401
(310) 683-6852
comparioninsurance.com
Kristi Isaac - State Farm Insurance Agent
3157 Donald Douglas Loop S, Santa Monica, CA 90405
(310) 313-0300
kisaac.com
Fariba Zand - State Farm Insurance Agent
2432 Lincoln Blvd Ste D, Santa Monica, CA 90405
(310) 314-7601
faribazand.com
Comparion Insurance Agency
730 Arizona Ave 2nd Floor, Santa Monica, CA 90401
(310) 341-1200
comparioninsurance.com
Bat Insurance Agency
1112 Montana Ave Suite 1050, Santa Monica, CA 90403
(415) 903-2020
batinsurance.com
Donaldson Insurance Agency
2030 Lincoln Blvd, Santa Monica, CA 90405
(310) 392-4181
donaldsoninsurance.com
Wilkens Insurance Agency, Inc.
1112 Montana Ave #102, Santa Monica, CA 90403
(310) 393-7373
wilkensinsurance.com
Pullen Family Insurance Agency, Inc
2450 Colorado Ave Suite 100E, Santa Monica, CA 90404
(310) 310-2901
pulleninsurance.com
Michael D. Sutton Insurance
401 Wilshire Blvd 12th Floor, Santa Monica, CA 90401
(310) 471-5500
mdsins.com
Van Duzer & Associates, Inc. Insurance Agency
1514 17th St #207, Santa Monica, CA 90404
(310) 476-6561
vanduzerassociates.com
Good Haven Insurance Services
2450 Colorado Ave Suite 100E, Santa Monica, CA 90404
(213) 584-1855
goodhaveninsuranceservices.com
Bob Gabriel Co Insurance
2325 Wilshire Blvd, Santa Monica, CA 90403
(310) 829-0305
bobgabrielinsurance.com
Flood insurance agents in Santa Monica help property owners secure coverage required by many mortgage lenders. California law does not mandate flood insurance for all homes, but properties in high-risk flood zones often need a policy. Agents can explain the National Flood Insurance Program and private market alternatives available to Santa Monica residents.
What Does a Flood Insurance Agent in Santa Monica Cost?
Typical flood insurance premiums in Santa Monica range from 700 to 3000 dollars per year for an NFIP policy, depending on flood zone and property elevation. Higher-risk properties near the coast or in low-lying areas may pay more. Private flood insurance can sometimes offer lower rates or higher coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Santa Monica California?
Flood insurance is not required by state law for all properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Agents can help you determine your flood zone and coverage needs.
What does a flood insurance agent do in Santa Monica?
A flood insurance agent helps you compare NFIP policies and private flood insurance options. They explain coverage limits, deductibles, and the 30-day waiting period that applies to most new NFIP policies. They also assist with filing claims and understanding elevation certificates.
How much does flood insurance cost in Santa Monica?
Costs vary based on property elevation, flood zone, and building characteristics. Under the NFIP, annual premiums for a standard home in Santa Monica can range from 700 to 3000 dollars. Private market policies may have different rates. An agent can provide a personalized quote.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.