ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of flood insurance agents in Santa Maria, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Santa Maria, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Santa Maria, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Premier Blue Insurance Solutions, Inc: Allstate Insurance
1640 N Broadway, Santa Maria, CA 93454
(805) 349-9141
agents.allstate.com
Glenna Ledbetter Insurance
440 E Clark Ave, Santa Maria, CA 93455
(805) 937-4516
glennaledbetterinsurance.com
Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.
125 E Stowell Rd STE 101, Santa Maria, CA 93454
(805) 922-5551
agents.allstate.com
Antonio Mendoza - State Farm Insurance Agent
1103 E Clark Ave Ste D, Santa Maria, CA 93455
(805) 354-5886
youragentantonio.com
Michelle Horenberger: Allstate Insurance
2125 S Broadway STE 105, Santa Maria, CA 93454
(805) 348-1665
agents.allstate.com
Smartway Insurance Services Inc
1975 S Broadway Suite K, Santa Maria, CA 93454
(805) 631-5255
savewithsmartway.com
Pacific Elite Insurance Services
1750 S Broadway H, Santa Maria, CA 93454
(805) 357-5597
paceliteins.com
Hometown Insurance Services
1125 E Clark Ave Suite A1- #1, Santa Maria, CA 93455
(805) 922-3351
askhometown.com
Eagle Service Insurance Agency
830 W Main St suite 100, Santa Maria, CA 93458
(805) 346-6105
eagleserviceins.com
LATINOS INSURANCE AGENCY
415 S Broadway, Santa Maria, CA 93458
(805) 862-4904
latinosinsurances.com
State Farm Insurance
1650 S Broadway, Santa Maria, CA 93454
(805) 925-4610
statefarm.com
Smart Stop Insurance Services
612 S Broadway, Santa Maria, CA 93454
(805) 925-6200
smartstopinsurance.com
Nancy Boster - State Farm Insurance Agent
1100 S Broadway, Santa Maria, CA 93454
(805) 922-4066
nancyboster.com
Aguilar Insurance
718 W Main St, Santa Maria, CA 93458
(805) 925-8755
Farmers Insurance - Elvira Santos
930 S Broadway #104, Santa Maria, CA 93454
(805) 928-8004
agents.farmers.com
Alpha & Omega Agency
326 W Main St Suite 220, Santa Maria, CA 93458
(805) 354-0031
alphaomegabk.com
HUB International
2560 Professional Pkwy, Santa Maria, CA 93455
(805) 347-4700
hubinternational.com
California Star Insurance Service, Inc.
2236 S Broadway k, Santa Maria, CA 93454
(805) 266-7971
calstarins.com
Reyco Insurance Services Store Front Covered California
528 E Main St, Santa Maria, CA 93454
(805) 925-8610
reycoinsuranceservices.com
Ledbetter Insurance
3550 Orcutt Rd, Santa Maria, CA 93455
(805) 937-3323
Flood insurance agents in Santa Maria, California help property owners secure coverage through the National Flood Insurance Program or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk Special Flood Hazard Areas. Agents in Santa Maria can guide you through flood zone maps and policy options specific to the Central Coast region.
What Does a Flood Insurance Agent in Santa Maria Cost?
Typical flood insurance costs in California range from 500 to 2,500 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market policies may cost more or less based on risk assessment. Costs vary by situation, so an agent can provide a personalized quote. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Santa Maria do?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They assess your property risk using FEMA flood maps and explain coverage limits for structures and contents.
Is flood insurance required in Santa Maria California?
Flood insurance is not required by state law, but lenders typically require it for properties in high-risk flood zones. California law does not mandate coverage outside of lender requirements, but agents can help you decide based on your location.
How do I choose a flood insurance agent in Santa Maria?
Look for an agent licensed in California with experience in flood insurance. Ask about their knowledge of local flood zones and whether they offer both NFIP and private market policies.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Santa Maria who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.