Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Santa Barbara, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul Cashman - State Farm Insurance Agent
3433 State St Suite B, Santa Barbara, CA 93105
(805) 687-6666
teamcashman.com
Kait Hamilton - State Farm Insurance Agent
418 Chapala St STE D, Santa Barbara, CA 93101
(805) 963-1565
myagentkait.com
Tammy Dobrotin - State Farm Insurance Agent
3015 State St Ste C, Santa Barbara, CA 93105
(805) 687-8480
tammydobrotin.com
Baxter Insurance
1033 Santa Barbara St, Santa Barbara, CA 93101
(805) 963-4048
baxterinsurance.com
Baratto Sullivan & Co. Insurance Agency
5266 Hollister Ave Ste 330, Santa Barbara, CA 93111
(805) 682-8554
barattosullivan.com
CoreGen Insurance Agency, LLC
300 E Canon Perdido St STE C1, Santa Barbara, CA 93101
(805) 845-7517
cginsurancesb.com
Allstate Insurance - Doug Harlow
1215 De La Vina St STE A, Santa Barbara, CA 93101
(805) 963-3470
allstate.com
Farmers Insurance - Bryan Pinkerton
5276 Hollister Ave Ste 457, Santa Barbara, CA 93111
(805) 896-0592
agents.farmers.com
Hollister Insurance
5276 Hollister Ave, Santa Barbara, CA 93111
(805) 845-4785
Select Insurance Services
15 W Carrillo St, Santa Barbara, CA 93101
(805) 837-0175
selectinsurance.us
Santa Barbara Insurance
1920 De La Vina St, Santa Barbara, CA 93101
(805) 569-0731
sbinsagency.com
Tomm and Buck Insurance Services
4141 State St, Santa Barbara, CA 93110
(805) 683-0096
mercuryinsurance.com
Mission Santa Barbara Insurance Services, Inc.
1114 State St Suite 254, Santa Barbara, CA 93101
(805) 770-7729
missionsbinsurance.com
HUB International
40 E Alamar Ave, Santa Barbara, CA 93105
(805) 682-2571
hubinternational.com
Omnia Insurance & Risk Solutions
4213 State St #205, Santa Barbara, CA 93110
(805) 563-0400
omniains.com
Brashears & Newendorp Insurance Agency
3020 De La Vina St, Santa Barbara, CA 93105
(805) 564-7645
brashearsinsurance.com
Walorinta Insurance Agency
16 W Mission St # P, Santa Barbara, CA 93101
(805) 569-1818
Atlas Plus Insurance Services
1 W Victoria St, Santa Barbara, CA 93101
(805) 979-9555
atlasplusinsurance.com
California Meridian Insurance
5276 Hollister Ave Ste #109, Santa Barbara, CA 93111
(805) 681-9656
californiameridian.com
Farmers Insurance - Diana Cibrian
1433 State St, Santa Barbara, CA 93101
(805) 618-1952
agents.farmers.com
What Does a Flood Insurance Agent in Santa Barbara Cost?
Typical NFIP flood insurance premiums in California range from about $700 to $2,000 per year for a standard single-family home, though high-risk properties can cost $4,000 or more. Private flood insurance may offer lower rates or higher limits. Costs depend on flood zone, elevation, building characteristics, and deductible chosen. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Santa Barbara?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
How does a flood insurance agent help me?
An agent can compare NFIP policies with private flood insurance options to find coverage that fits your property and budget. They also assist with elevation certificates and explain waiting periods, which are typically 30 days for NFIP policies.
What does California law say about flood insurance?
California Insurance Code Section 10086 requires insurers to offer flood coverage when selling or renewing a homeowners policy. This offer must be made in writing and clearly explained to the policyholder.