ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Flood Insurance Agents Near You in San Rafael, CA
Browse flood insurance agents serving San Rafael, California. Contact information and addresses listed below.
19 agents listed
Updated May 2026
San Rafael, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 flood insurance agents in San Rafael, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trevor Lam - State Farm Insurance Agent
851 Irwin St Suite 300, San Rafael, CA 94901
(415) 233-4356
trevorlam.com
AAA San Rafael Branch
99 Smith Ranch Rd, San Rafael, CA 94903
(415) 488-2900
mwg.aaa.com
Bal Claire - State Farm Insurance Agent
25 Mitchell Blvd #4, San Rafael, CA 94903
(415) 479-8086
balclaire.com
Brittany Keyes - State Farm Insurance Agent
660 Las Gallinas Ave Suite B, San Rafael, CA 94903
(415) 479-5900
thekeyesinsurancegroup.com
Adam Lazar: Allstate Insurance
52 Mitchell Blvd, San Rafael, CA 94903
(415) 456-8522
agents.allstate.com
Lisa Elkins-Reuter - State Farm Insurance Agent
1852 4th St, San Rafael, CA 94901
(415) 482-6686
mymarinagent.com
Coastal Pacific Insurance Marketing LLC
77 Mark Dr #24, San Rafael, CA 94903
(415) 472-1800
coastalpacificins.com
Farmers Insurance - Nury Alvarenga
1368 Lincoln Ave Ste 102, San Rafael, CA 94901
(415) 457-8319
agents.farmers.com
Whitecap Insurance Services
1623 Fifth Ave A, San Rafael, CA 94901
(415) 499-7722
whitecapins.com
Farmers Insurance - Ruth Morales
26 Medway Rd Ste 13, San Rafael, CA 94901
(415) 870-9190
agents.farmers.com
Simon Insurance Agency
165 N Redwood Dr # 120, San Rafael, CA 94903
(415) 457-1020
simoninsurance.net
United General Insurance Agency
35 Mitchell Blvd Suite 3, San Rafael, CA 94903
(415) 922-7283
getunitedgeneral.com
Farmers Insurance - Daniel Martinez
1601 Second St #102, San Rafael, CA 94901
(650) 644-1080
agents.farmers.com
George Petersen Insurance Agency
4306 Redwood Hwy #100, San Rafael, CA 94903
(415) 454-6454
gpins.com
Farmers Insurance - Ross Parmenter
501 B St, San Rafael, CA 94901
(415) 578-5833
agents.farmers.com
Spero Insurance Agency
1101 Fifth Ave #375, San Rafael, CA 94901
(877) 450-4880
spero-insurance.com
McNamara Insurance Services Inc
1050 Northgate Dr # 515, San Rafael, CA 94903
(415) 457-7856
4apolicy.com
Wise Insurance Agency
2 California Ave, San Rafael, CA 94901
(415) 258-4935
wiseinsuranceagency.net
Marin Pacific Co Inc
1430 4th St, San Rafael, CA 94901
(415) 453-1620
Flood insurance agents in San Rafael help property owners secure coverage through the National Flood Insurance Program and private insurers. California law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA. Marin County has several Special Flood Hazard Areas near the San Francisco Bay and local creeks.
What Does a Flood Insurance Agent in San Rafael Cost?
Typical annual premiums for flood insurance in California range from 700 to 2000 dollars for NFIP policies in moderate-risk zones. High-risk areas in San Rafael may cost 2000 to 5000 dollars or more depending on elevation and coverage amount. Private market policies can vary widely. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in San Rafael?
Even properties outside high-risk zones can flood. Many California homeowners purchase flood insurance for peace of mind. Your agent can help you assess your risk and find an affordable policy.
How does a California flood insurance agent determine my premium?
The agent uses your property elevation relative to base flood elevation, flood zone designation, and building characteristics. In California, the NFIP sets standard rates, but private insurers may offer different pricing.
What is the waiting period for a new flood insurance policy in California?
Standard NFIP policies have a 30-day waiting period before coverage begins. California law does not change this federal requirement. Plan ahead if you are closing on a home or expect heavy rains.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in San Rafael who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.