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HomeFlood Insurance AgentsCalifornia › San Francisco

Find Flood Insurance Agents Near You in San Francisco, CA

Browse flood insurance agents serving San Francisco, California. Updated 2026-07-14.

The top-rated flood insurance agent in San Francisco, California is Jake Stewart - State Farm Insurance Agent, rated 4.9 stars across 616 reviews. Other highly rated options include Traci Hollander - State Farm Insurance Agent, Tiffany Won - State Farm Insurance Agent, Ben Carr - State Farm Insurance Agent. This directory lists 25 flood insurance agents serving San Francisco.

Showing 25 flood insurance agents in San Francisco, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jake Stewart - State Farm Insurance Agent490 Post St Suite 1606(415) 982-9033
2Traci Hollander - State Farm Insurance Agent556 Castro St(415) 575-3775
3Tiffany Won - State Farm Insurance Agent1250 Missouri St UNIT 305(415) 872-5734
4Ben Carr - State Farm Insurance Agent3361 20th St(415) 569-2277
5Jessica Liu Insurance Services3428 Balboa St(415) 386-2283
6Ed Hidalgo - State Farm Insurance Agent4201 California St(415) 689-1591
7Fillia Fransisca - State Farm Insurance Agent2315 Noriega St(415) 661-3726
8Mary Zell Spellman - State Farm Insurance Agent26 W Portal Ave UNIT 1(415) 401-7000
9David Chacon - State Farm Insurance Agent3425 25th St(415) 647-9900
10Broad Spectrum Insurance Services1000 Brannan St #205(888) 898-6999
JS
490 Post St Suite 1606
Jake Stewart - State Farm Insurance Agent
Flood Insurance Agent · San Francisco, CA

Jake Stewart - State Farm Insurance Agent serves the San Francisco metro area and offers flood insurance policies. This agency provides standard flood coverage that protects homes and businesses from water damage. Many local properties require this protection due to the city’s proximity to the bay. The agent works with clients to explain policy terms and coverage limits. Services include writing new flood policies for single-family homes and helping renew existing coastal property plans.

TH
556 Castro St
Traci Hollander - State Farm Insurance Agent
Flood Insurance Agent · San Francisco, CA

Traci Hollander - State Farm Insurance Agent in San Francisco, CA provides flood insurance coverage tailored to the area’s unique flood risks. It offers policy assessments that help clients understand their coverage needs and ongoing support for policy adjustments as conditions change. The company focuses on securing reliable protection to guard against water-related property damage. It services single-family homes, apartments, retail spaces, and restaurants.

TW
1250 Missouri St UNIT 305
Tiffany Won - State Farm Insurance Agent
Flood Insurance Agent · San Francisco, CA

Tiffany Won - State Farm Insurance Agent serves homeowners, businesses, and property managers in San Francisco, California, seeking coverage against flood damage. This agency helps clients navigate federal and private flood insurance options, tailoring policies to protect structures and contents from water-related perils common in the Bay Area. The agent assists with risk assessments and policy explanations, ensuring customers understand their coverage limits and deductibles. Additionally, the agency extends its flood insurance services to nearby communities throughout the San Francisco metropolitan area, including neighborhoods like the Marina and SoMa.

BC
3361 20th St
Ben Carr - State Farm Insurance Agent
Flood Insurance Agent · San Francisco, CA

Ben Carr - State Farm Insurance Agent serves San Francisco and the surrounding Bay Area communities, handling residential and commercial flood insurance policies. It assists property owners in understanding the National Flood Insurance Program and private flood coverage options. Protecting clients from water damage caused by coastal storms, heavy rains, or rising waterways is its primary focus. To handle a typical job, it begins with a thorough assessment of the property’s flood zone and helps select appropriate coverage limits and deductibles that meet individual risk needs.

JL
3428 Balboa St
Jessica Liu Insurance Services
Flood Insurance Agent · San Francisco, CA

Jessica Liu Insurance Services in San Francisco, CA markets both one-time flood policy purchases for individual property protection and recurring plans for ongoing coverage needs. Policies are tailored to address flood damage risks common in the Bay Area, including rising waters from heavy rain or storm surge. The agency explains coverage options to homeowners and commercial clients, ensuring each policy matches the property’s location and flood zone. Service is provided on a one-time, scheduled, or as-needed basis depending on when clients request a policy review or new quote.

EH
4201 California St
Ed Hidalgo - State Farm Insurance Agent
Flood Insurance Agent · San Francisco, CA

Specializing in flood insurance policies for residential and commercial properties, Ed Hidalgo - State Farm Insurance Agent in San Francisco, CA offers guidance on coverage tailored to local flood zones. The agent helps clients understand policy options, federal requirements, and claim documentation procedures common to the region. Serving neighborhoods near the bay and waterfront areas, it assists with insurance concerns before and after seasonal storms or rising water events.

FF
2315 Noriega St
Fillia Fransisca - State Farm Insurance Agent
Flood Insurance Agent · San Francisco, CA

As spring rains fall and streets in San Francisco become slick with pooling water, many homeowners seek protection against rising waters that can damage basements and first floors. Fillia Fransisca - State Farm Insurance Agent helps local residents understand their flood risk and select appropriate coverage for their specific property needs. The agency provides clear information about how policies function during storms and tidal surges common to this coastal city. Every consultation begins with a thorough review of the home’s flood zone status and eligibility for a personalized coverage assessment.

MZ
26 W Portal Ave UNIT 1
Mary Zell Spellman - State Farm Insurance Agent
Flood Insurance Agent · San Francisco, CA

Mary Zell Spellman - State Farm Insurance Agent in San Francisco acts as a local source for property and casualty protection. This agency provides typical home and auto coverage while specializing in flood insurance, an essential safeguard for properties in the city’s flood-prone zones. In this role, the agent evaluates flood risks tied to specific locations, helping clients secure policies against rising waters and storm damage. The agency serves commercial sectors including offices, warehouses, and food service operations.

DC
3425 25th St
David Chacon - State Farm Insurance Agent
Flood Insurance Agent · San Francisco, CA

David Chacon’s agency provides residential flood insurance for homes in San Francisco, ensuring property owners maintain coverage against water damage from storms or rising tides. They also write commercial flood policies for local businesses, serving clients throughout the city and nearby areas. Their team reviews each property’s risk to recommend appropriate policy limits and deductibles. Clients can return to this office for annual policy reviews and any necessary adjustments between routine visits, helping keep coverage aligned with changing needs and local conditions.

BS
1000 Brannan St #205
Broad Spectrum Insurance Services
Flood Insurance Agent · San Francisco, CA
DB
3366 22nd St
Donald Browne Insurance Services, formerly, John A Morton Insurance Agency
Flood Insurance Agent · San Francisco, CA
(408) 292-4329
browneinsurance.com
RE
2269 Chestnut St #301
Robert E. Kennedy Insurance Agency
Flood Insurance Agent · San Francisco, CA
(415) 951-0738
kennedyinsuranceagency.com
EI
2085 Van Ness Ave
ESI Insurance Brokers
Flood Insurance Agent · San Francisco, CA
(415) 440-5136
insurance415.com
TF
4016 Geary Blvd D
Three Foundation Insurance Services
Flood Insurance Agent · San Francisco, CA
(415) 750-0781
progressiveagent.com/local-agent/california/san-francisco/three-foundation-insurance-services
WI
2620 Judah St
Wang Insurance
Flood Insurance Agent · San Francisco, CA
(415) 731-7062
wangins.com
RI
422 Presidio Ave
Riskguard Insurance Solutions
Flood Insurance Agent · San Francisco, CA
(415) 447-4212
riskguardins.com
DI
548 Market St #77584
Delos Insurance Solutions
Flood Insurance Agent · San Francisco, CA
(888) 823-3567
getdelos.com
AI
204 Valencia St Unit 6
April Insurance Agency
Flood Insurance Agent · San Francisco, CA
(415) 242-8100
aprilinsurance.com
BS
301 Junipero Serra Blvd #204
Biddle-Shaw Insurance Services
Flood Insurance Agent · San Francisco, CA
(415) 586-7200
biddleshaw.com
CI
314 W Portal Ave
CAL Insurance & Associates
Flood Insurance Agent · San Francisco, CA
(415) 661-6500
mycalteam.com
MI
101 Montgomery St
MOC Insurance Services
Flood Insurance Agent · San Francisco, CA
(415) 957-0600
RI
1303 9th Ave
Regency Insurance Services
Flood Insurance Agent · San Francisco, CA
(650) 449-0032
getregencyinsurance.com
BB
2 Twin Peaks Blvd
Blum-Blackfield Insurance Agency
Flood Insurance Agent · San Francisco, CA
(415) 665-1440
blum-blackfield.com
LI
3330 Mission St
LW Insurance
Flood Insurance Agent · San Francisco, CA
(415) 648-1254
lwinsf.com
JL
577 Columbus Ave
Jack Lee Fong Insurance Agency, Inc.
Flood Insurance Agent · San Francisco, CA
(415) 956-3990
jlfia.com

What Does a a Flood Insurance Agent in San Francisco Cost?

Flood insurance costs in California vary widely based on flood zone elevation and building characteristics. An NFIP policy for a single family home in San Francisco can range from 700 to 4000 dollars per year. Private flood insurance may cost more or less depending on the insurer and risk factors. This is general information and not insurance advice.

About flood insurance agents in San Francisco

Flood insurance agents in San Francisco help property owners navigate the National Flood Insurance Program and private flood coverage. California law requires lenders to notify borrowers if a property is in a Special Flood Hazard Area. An agent can explain your options and help you secure a policy that meets your needs.

Frequently Asked Questions

Do I need flood insurance in San Francisco California?

If your property is in a high-risk flood zone and you have a federally backed mortgage you are required to have flood insurance. Even in moderate risk areas many agents recommend coverage because heavy rain and storm surges can cause damage.

What does a flood insurance agent in San Francisco do?

A flood insurance agent helps you understand your flood risk compare NFIP and private policies and complete the application. They also assist with elevation certificates and renewal reminders.

How do I find a flood insurance agent near me in San Francisco?

You can search the California Department of Insurance website for licensed agents who specialize in flood coverage. Many local independent agencies also offer flood policies for homes and businesses in the Bay Area.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.