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HomeFlood Insurance AgentsCalifornia › San Diego

Find Flood Insurance Agents Near You in San Diego, CA

Browse flood insurance agents serving San Diego, California. Updated 2026-07-14.

The top-rated flood insurance agent in San Diego, California is California Flood Insurance Services, rated 4.9 stars across 867 reviews. Other highly rated options include Fusco Orsini & Associates Insurance Services, The Insurance Store, Kiesau Insurance Services. This directory lists 34 flood insurance agents serving San Diego.

Showing 34 flood insurance agents in San Diego, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1California Flood Insurance Services7960 Silverton Ave #203(855) 225-3566
2Fusco Orsini & Associates Insurance Services8880 Rio San Diego Dr Ste 725(888) 789-6175
3The Insurance Store10981 San Diego Mission Rd #230(619) 401-1800
4Kiesau Insurance Services9968 Hibert St #104(858) 566-8555
5Ronald Wang - State Farm Insurance Agent12880 Rancho Peñasquitos Blvd Ste D(858) 484-1297
6Beach Break Insurance Agency #60089074849 Ronson Ct # 210(619) 567-7227
7Richard Turner Insurance Agency3511 Camino del Rio S UNIT 403(619) 296-6222
8Deluxe Insurance Services1770 Palm Ave B(619) 424-8100
9California Brokerage Insurance Associates1851 San Diego Ave #120(619) 283-9999
10San Diego Insurance8081 Balboa Ave(858) 565-6695
CF
7960 Silverton Ave #203
California Flood Insurance Services
Flood Insurance Agent · San Diego, CA

California Flood Insurance Services serves homeowners, businesses, and property managers in San Diego, California, helping them secure essential coverage against rising water and storm surge risks. The agency guides clients through the complexities of federal and private flood policies, ensuring proper protection for their properties and assets. Its team assists with policy selection, risk assessment, and claims support tailored to coastal and inland flood exposures. The company also extends its flood insurance agent services to nearby communities such as La Jolla and the greater San Diego metropolitan area.

FO
8880 Rio San Diego Dr Ste 725
Fusco Orsini & Associates Insurance Services
Flood Insurance Agent · San Diego, CA

Fusco Orsini & Associates Insurance Services specializes in providing flood insurance policies for properties in San Diego, California. The agency works with homeowners and businesses to secure coverage that addresses risks from rising water. They guide clients through policy details, helping to ensure adequate protection against potential flood damage. This service is particularly valuable during the rainy season or when major storms are forecast, as they assist with obtaining coverage before weather events occur.

IS
10981 San Diego Mission Rd #230
The Insurance Store
Flood Insurance Agent · San Diego, CA

The Insurance Store serves homeowners, businesses, and property managers in San Diego, California, who require flood insurance coverage for their properties. The agency assists clients in understanding flood zone determinations and helps navigate the complexities of the National Flood Insurance Program. Policyholders receive guidance on selecting appropriate coverage levels based on their specific risk assessments. This firm also extends its comprehensive services to neighboring communities throughout the broader San Diego metropolitan area, including coastal neighborhoods along Mission Bay.

KI
9968 Hibert St #104
Kiesau Insurance Services
Flood Insurance Agent · San Diego, CA

With San Diego’s seasonal rains and proximity to coastal flood zones, water damage remains a persistent concern for property owners. Kiesau Insurance Services in San Diego helps local residents and businesses assess their flood exposure and secure appropriate National Flood Insurance Program policies. The agency explains coverage options, including building and contents protection, clarifying what flood-related losses are covered under standard plans. An agent will visit the property to inspect ground elevation, drainage patterns, and structural vulnerabilities before presenting a tailored policy quote and recommending the ideal coverage amount.

RW
12880 Rancho Peñasquitos Blvd Ste D
Ronald Wang - State Farm Insurance Agent
Flood Insurance Agent · San Diego, CA

Ronald Wang - State Farm Insurance Agent in San Diego, California, provides a range of personal and commercial insurance coverage, with a specialty in flood insurance. In a coastal region subject to heavy seasonal rains and storm surges, securing flood protection is essential for property owners. This office assists clients in navigating federal flood program requirements and private policy options to safeguard their assets. Its commercial services accommodate offices, warehouses, and food service establishments, reducing risk from water damage that can disrupt daily operations and inventory.

BB
4849 Ronson Ct # 210
Beach Break Insurance Agency #6008907
Flood Insurance Agent · San Diego, CA

Beach Break Insurance Agency #6008907 assists San Diego homeowners with residential flood coverage, protecting properties from storm surge and heavy rainfall events. The agency also arranges commercial flood policies for businesses in flood-prone zones throughout the San Diego area. Policies are evaluated individually to match specific property risks. Clients are encouraged to contact the agency for follow-up adjustments before each National Flood Insurance Program renewal or after nearby flood events, ensuring coverage remains appropriate between regular inspection visits.

RT
3511 Camino del Rio S UNIT 403
Richard Turner Insurance Agency
Flood Insurance Agent · San Diego, CA

Richard Turner Insurance Agency in San Diego, California, is known for offering flood insurance policies tailored to the unique risk factors of coastal and inland properties. The agency serves homeowners, renters, and business owners across the region, helping them secure coverage through the National Flood Insurance Program and private market options. Its specialists assess each property’s flood zone and elevation to recommend appropriate limits. A specialty service it provides is assistance with flood zone change appeals and certificates of map amendment filings.

DI
1770 Palm Ave B
Deluxe Insurance Services
Flood Insurance Agent · San Diego, CA

Deluxe Insurance Services serves the San Diego, California metro area, offering its clients guidance on securing flood insurance. The company helps residential and commercial property owners understand their need for flood coverage in this region. Flood Insurance Agents evaluate property risks and explain policy details to ensure adequate protection against water damage. Deluxe Insurance Services handles flood insurance for both single-family homes and multi-unit commercial buildings located in flood-prone zones.

CB
1851 San Diego Ave #120
California Brokerage Insurance Associates
Flood Insurance Agent · San Diego, CA

California Brokerage Insurance Associates in San Diego provides comprehensive flood insurance services, including policy assessments and plan selection for property protection. It offers ongoing policy review and claims assistance to ensure clients maintain adequate coverage as risks evolve. The company serves a diverse range of properties, from single-family homes and residential apartments to commercial retail spaces and full-service restaurants.

SD
8081 Balboa Ave
San Diego Insurance
Flood Insurance Agent · San Diego, CA

Homeowners, businesses, and property managers in San Diego rely on this agent for essential flood insurance coverage. Flood risks in the region, from coastal storms to heavy rainfall, make specialized policies a practical necessity. The agent assists clients with assessing their property’s exposure and selecting appropriate National Flood Insurance Program or private policies. Understanding flood zone designations and elevation certificates is part of the service they provide. This San Diego-based agent also extends coverage consultations to nearby communities such as La Mesa to ensure broader regional protection.

LS
101 W Broadway #1460
Let's Insure
Flood Insurance Agent · San Diego, CA
(877) 851-7867
letsinsure.org
MI
1437 Morena Blvd # 201
McCormick Insurance Solutions
Flood Insurance Agent · San Diego, CA
(619) 276-0492
mccormickinsure.com
JI
7960 Silverton Ave STE 202
Jump Insurance Services
Flood Insurance Agent · San Diego, CA
(858) 295-7242
jumpins.com
PP
3517 Camino del Rio S Suite 215 PMB 1601
Pacific Premier Insurance Associates, Inc
Flood Insurance Agent · San Diego, CA
(858) 386-4443
pacpremier.com
SW
4619 Convoy St # C
Stanley Wong Insurance
Flood Insurance Agent · San Diego, CA
(858) 569-0383
stanleywonginsurance.com
HI
944 C St
Hultz Insurance
Flood Insurance Agent · San Diego, CA
(619) 239-9616
hultzonline.com
FI
11440 W Bernardo Ct #210
Farmers Insurance - Dion Light
Flood Insurance Agent · San Diego, CA
(858) 643-9263
agents.farmers.com/ca/san-diego/dion-light
OL
16776 Bernardo Center Dr Suite 203
Oak Leaf Insurance Brokers
Flood Insurance Agent · San Diego, CA
(858) 485-1156
oakleafins.com
SI
4686 Market St E21A
Safer Insurance Agency Inc.
Flood Insurance Agent · San Diego, CA
(619) 955-7718
saferinsurance.com
II
2150 Chatsworth Blvd
Ives Insurance Services
Flood Insurance Agent · San Diego, CA
(619) 224-5337
ivesins.com
LI
10325 Meanley Dr
LiveSmart Insurance Services, LLC
Flood Insurance Agent · San Diego, CA
(858) 800-5151
livesmartinsurance.com
HI
2365 Northside Dr UNIT 200
HomeServices Insurance Agency
Flood Insurance Agent · San Diego, CA
(858) 436-1779
homeservicesinsurance-ca.com
SD
11440 W Bernardo Ct
San Diego General Insurance Agency, Inc.
Flood Insurance Agent · San Diego, CA
(858) 613-0787
sandiegogeneral.com
BH
9699 Tierra Grande St STE 100
B.H. Gold Insurance
Flood Insurance Agent · San Diego, CA
(858) 578-0020
bhgold.com
BI
3911 Fifth Ave #200
Belltown Insurance Group Inc.
Flood Insurance Agent · San Diego, CA
(619) 324-4040
bigsandiego.com
AI
3945 Idaho St
Alcott Insurance
Flood Insurance Agent · San Diego, CA
(619) 293-3800
alcottinsurance.com
WI
2335 Roll Dr #6
Windfall Insurance Services Inc
Flood Insurance Agent · San Diego, CA
(619) 661-0505
windfallinsurance.com
ED
5446 El Cajon Blvd Suite A
Every Day Insurance Services, Inc.
Flood Insurance Agent · San Diego, CA
(619) 280-1700
safelyinsured.com
R1
7125 El Cajon Blvd #8
Rock 10 Insurance
Flood Insurance Agent · San Diego, CA
(866) 376-2510
rock10insurance.com
SD
801 Washington St
San Diego Business Insurance Commercial
Flood Insurance Agent · San Diego, CA
(619) 296-0005
hminsurance.net
KP
16456 Bernardo Center Dr STE 102
Kevin Paulson Insurance Agency, Inc.
Flood Insurance Agent · San Diego, CA
(858) 451-9096
paulsoninsurance.com
MI
2667 Camino del Rio S suite 301-19
MRL Insurance
Flood Insurance Agent · San Diego, CA
(619) 391-0380
mrlinsurance.net
ZI
11956 Bernardo Plaza Dr PMB 343
Zing Insurance Agency
Flood Insurance Agent · San Diego, CA
(858) 442-5992
zingprotection.com
AS
2655 Camino Del Rio N # 200
Acrisure San Diego, CA
Flood Insurance Agent · San Diego, CA
(619) 683-9990
acrisure.com

What Does a a Flood Insurance Agent in San Diego Cost?

In California, NFIP flood insurance premiums average between 700 and 2,000 dollars per year for a standard single-family home, but costs vary widely based on flood zone, elevation, and deductible. Private flood insurance may cost 500 to 3,000 dollars annually. Rates are regulated by the California Department of Insurance. This is general information, not insurance advice.

About flood insurance agents in San Diego

Flood insurance agents in San Diego help property owners secure coverage through the National Flood Insurance Program or private insurers. California law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas designated by FEMA. Agents can explain elevation certificates and flood zone maps specific to San Diego neighborhoods like Mission Valley or La Jolla.

Frequently Asked Questions

Do I need flood insurance in San Diego?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.

What does a flood insurance agent do in California?

An agent helps you compare NFIP policies with private flood insurance options. They can review flood maps for your San Diego address and explain coverage limits for building and contents.

How long does it take to get flood insurance in California?

NFIP policies typically have a 30-day waiting period before coverage starts. Private insurers may offer shorter waits. Plan ahead especially during rainy season or before a storm.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.