The top-rated flood insurance agent in Roseville, California is Chris Hagans - State Farm Insurance Agent, rated 4.9 stars across 142 reviews. Other highly rated options include Farmers Insurance - Gilbert Cohen, Pacific Unity Insurance Solutions, Inc., Finkemeier Insurance Services. This directory lists 20 flood insurance agents serving Roseville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Hagans - State Farm Insurance Agent | 1120 Douglas Blvd STE A | (916) 786-2461 |
| 2 | Farmers Insurance - Gilbert Cohen | 10002 Foothills Blvd Ste 120 | (916) 789-7000 |
| 3 | Pacific Unity Insurance Solutions, Inc. | 2241 Douglas Blvd Suite 250 | (916) 846-9555 |
| 4 | Finkemeier Insurance Services | 1805 Cirby Way STE 7 | (916) 666-7889 |
| 5 | Peterson & Grantham Insurance Brokers | 3017 Douglas Blvd Suit 300 | (916) 431-0400 |
| 6 | Stephanie Bader - State Farm Insurance Agent | 1402 Blue Oaks Blvd #120 | (916) 772-8415 |
| 7 | Goosehead Insurance - Jeff Lendl | 1700 Eureka Rd Suite 155, Office E | (916) 265-2615 |
| 8 | Nationwide Insurance - Waters Insurance Agency | 9063 Foothills Blvd # 6 | (916) 960-1600 |
| 9 | Michael J. Welch - State Farm Insurance Agent | 414 Vernon St #100 | (916) 786-3700 |
| 10 | Eureka General Insurance Agency, LLC | 140 Diamond Creek Pl Suite 185 | (800) 354-1584 |
Chris Hagans - State Farm Insurance Agent serves the Roseville, California, metro area, offering flood insurance coverage to local property owners. The agency helps residents protect homes and businesses from water damage caused by rising waters and storm runoff. Policies work with standard homeowners plans to address risks specific to flood-prone regions. The office handles policy reviews to match appropriate coverage limits and deductibles. It assists with claims guidance for flood-related losses and offers advice on federal flood program requirements.
Farmers Insurance - Gilbert Cohen provides flood insurance agent services for properties in Roseville, California. It assists clients in securing appropriate coverage policies to protect against water damage from rising waters or storms. Regular policy reviews and updates are coordinated to ensure coverage remains aligned with changing flood zone maps and property values. The company serves a range of property types, including single-family homes, apartments, retail, and restaurants.
Pacific Unity Insurance Solutions, Inc. serves homeowners, businesses, and property managers in Roseville, California, by offering flood insurance policies that protect against residential and commercial water damage. The agency guides clients through the National Flood Insurance Program and private market options to find suitable coverage. With frequent storms and changing flood maps in the region, the team helps property owners understand their risk and secure necessary protection. Their service area also extends to the greater Sacramento metro, including nearby communities such as Citrus Heights.
When considering flood insurance, homeowners may choose either a one-time policy for a single property or schedule ongoing coverage for multiple properties under a single plan. Finkemeier Insurance Services in Roseville, CA, offers policies that protect structures and contents from flood damage, a necessity in this region prone to seasonal water events. They explain policy terms and coverage limits clearly, helping clients understand deductibles and exclusions specific to local flood zones. Service for individual policies and ongoing flood insurance needs runs on a scheduled or as-needed basis.
Peterson & Grantham Insurance Brokers specializes in securing flood insurance policies for residential and commercial properties. Based in Roseville, CA, the agency guides clients through available coverage options from the National Flood Insurance Program and private carriers, helping property owners understand flood zone designations and appropriate coverage limits. The firm serves homeowners, renters, and business operators throughout the region. As seasonal rains and winter storms often increase flooding risks in the area, the agency regularly assists clients with last-minute policy needs ahead of forecasted heavy weather events.
Serving Roseville and the surrounding communities of Placer County, Stephanie Bader - State Farm Insurance Agent handles flood insurance policies for homeowners and businesses. As a flood insurance agent, the company assesses properties located in designated flood zones to help clients understand their risk exposure. It carefully reviews National Flood Insurance Program requirements and policy specifics. The general approach used to handle a typical job begins with a thorough evaluation of the client’s flood map designation and building protection needs.
With the heavy winter rains and snowmelt in the Roseville area, flood risks can rise quickly for many homeowners. Goosehead Insurance - Jeff Lendl works with property owners to identify appropriate flood insurance policies that meet local requirements and budgets. The agency focuses on helping clients understand the National Flood Insurance Program options and private coverage alternatives available to them. A representative will typically schedule a property inspection or complete a detailed initial risk assessment to begin the quoting process.
As a flood insurance agent in Roseville, CA, Nationwide Insurance - Waters Insurance Agency assists local property owners with general insurance needs. Its specialty includes securing flood policies for homes and businesses, addressing the specific water damage risks common to the region. The agency can provide coverage options for various commercial sectors, including offices, warehouses, and food service operations.
Michael J. Welch - State Farm Insurance Agent in Roseville, CA, provides flood insurance services for residential properties, including homeowners and renters seeking coverage against water damage. The agency also assists commercial clients in protecting their business assets from flood-related losses throughout the Roseville area. After an initial policy setup or a claim filing, the office coordinates with clients for follow-up or renewal needs between regular visits to ensure continued protection.
What Does a a Flood Insurance Agent in Roseville Cost?
Flood insurance costs in California vary by property location elevation and coverage amount. An NFIP policy for a single-family home in a low-risk zone may cost around 500 to 800 dollars per year. In high-risk zones premiums can range from 1,000 to 3,000 dollars or more annually. Private flood insurance may offer different pricing. This is general information not insurance advice.
About flood insurance agents in Roseville
Flood insurance agents in Roseville California help property owners secure coverage against flood damage. California law requires lenders to notify borrowers if a property is in a Special Flood Hazard Area. Agents can explain the difference between National Flood Insurance Program policies and private market options.
Frequently Asked Questions
Do I need flood insurance in Roseville California?
Flood insurance is required if your property is in a high-risk flood zone and you have a federally backed mortgage. Even outside high-risk areas flooding can occur so many homeowners choose to buy a policy for protection.
What does a flood insurance agent in Roseville do?
A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the application. They also assist with claims and policy renewals.
How long does it take to get flood insurance in California?
NFIP policies typically have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. An agent can explain the specific timing for each option.
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