The top-rated flood insurance agent in Rohnert Park, California is Katie Chase - State Farm Insurance Agent, rated 5.0 stars across 162 reviews. Other highly rated options include Keith Garlock - State Farm Insurance Agent, Tony Maestri - State Farm Insurance Agent, New Redwood Insurance Services. This directory lists 11 flood insurance agents serving Rohnert Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katie Chase - State Farm Insurance Agent | 6700 Hunter Dr | (415) 883-3500 |
| 2 | Keith Garlock - State Farm Insurance Agent | 6201 State Farm Dr | (707) 584-7585 |
| 3 | Tony Maestri - State Farm Insurance Agent | 101 Golf Course Dr Ste A220 | (707) 585-9931 |
| 4 | New Redwood Insurance Services | 929 Golf Course Dr | (707) 981-4707 |
| 5 | Farmers Insurance - Jordan Wegner | 6050 Commerce Blvd # 205 | (707) 763-6702 |
| 6 | Cecilia Licon - State Farm Insurance Agent | 101 Golf Course Dr c2 | (707) 921-5434 |
| 7 | John Hancock Financial Services | 2 Padre Pkwy STE 203 | (707) 584-4977 |
| 8 | PolicyNow Insurance Services | 6020 Commerce Blvd Suite 123 | (800) 422-1251 |
| 9 | Farmers Insurance - John Milner | 5350 Commerce Blvd Ste E | (707) 584-9003 |
| 10 | Shannon Mitchell Insurance Services | 6070 Dolores Dr | (707) 889-4435 |
Katie Chase - State Farm Insurance Agent serves Rohnert Park and Sonoma County, offering flood insurance policies for homeowners and renters. As a flood insurance agent, the company helps clients understand federal program requirements and secure coverage against rising waters and storm surges common to the area. The agency guides property owners through risk assessments and policy selection. It handles both standard National Flood Insurance Program plans and excess flood coverage for higher-value properties.
Keith Garlock - State Farm Insurance Agent in Rohnert Park, CA provides flood insurance agent services for properties at risk of water damage. The agency offers assistance in reviewing coverage options and processing policy renewals each year. Consultations help adjust flood protection levels as local conditions change. Typical service plans include updating policies after property renovations or flood zone reclassifications. It insures single-family homes, apartments, retail spaces, and restaurants throughout the surrounding area.
Tony Maestri - State Farm Insurance Agent serves homeowners, businesses, and property managers in Rohnert Park, California, who need flood insurance coverage. The agency helps clients understand National Flood Insurance Program options and works to protect properties from potential water damage risks common to the region. Services include reviewing existing policies, comparing flood zone requirements, and explaining coverage limits for structures and contents. The agency also provides flood insurance assistance to residents and commercial clients in the neighboring community of Cotati.
New Redwood Insurance Services offers flood insurance policies to property owners in Rohnert Park, California. The agency specializes in coverage for both residential and commercial structures vulnerable to water damage. It helps clients understand flood zone risks and secure appropriate protection against potential losses. The company serves a variety of commercial sectors, including offices, warehouses, and food service establishments that require reliable coverage for their operations.
Farmers Insurance - Jordan Wegner serves Rohnert Park and the surrounding communities of Sonoma County, including Santa Rosa, Cotati, and Penngrove, handling residential and commercial flood insurance needs. This agency assists property owners in securing coverage against flood damage, a necessity for many local homes and businesses in flood-prone zones. To handle a typical job, the agent first reviews the property's flood risk and then explains available policy options to tailor protection accordingly.
For flood insurance, customers may choose either a one-time policy or a recurring annual plan offered through Cecilia Licon - State Farm Insurance Agent in Rohnert Park, CA. The coverage typically protects a home’s structure and belongings against rising water from natural flooding events, distinct from standard homeowners insurance. Because flood risks vary, local guidance helps residents decide on appropriate coverage limits and deductible levels. This service is provided on an as-needed basis, arranged when a client requests a policy review or begins a new quote for a property in the area.
John Hancock Financial Services in Rohnert Park, CA specializes in guiding property owners through flood insurance policy options tailored to individual risks. It assists clients with evaluating coverage needs and navigating federal program requirements for homes and businesses in flood-prone zones. The agency helps ensure that local residents and commercial operators maintain adequate protection against water damage from heavy storms or rising waterways. It also addresses coverage adjustments after seasonal shifts, such as when winter rains heighten the threat of flooding in the North Bay region.
With the rainy season in Rohnert Park often bringing flash flooding, homeowners seek reliable protection for their properties. PolicyNow Insurance Services operates as a local flood insurance agent, guiding clients through the complexities of flood policies to match specific residential needs. Their work involves explaining coverage limits, deductible options, and the waiting periods mandated by the National Flood Insurance Program. They help property owners secure policies before storms arrive. The process typically begins by scheduling an on-site inspection of the home to assess its risk factors and elevation.
Farmers Insurance - John Milner provides flood insurance services to property owners in Rohnert Park, California, and the surrounding areas. The agency specializes in securing coverage that is often purchased separately from standard homeowners policies to protect against water damage from rising waters. Community members can find policies for single-family homes, multi-unit residential buildings, and commercial properties. These commercial sectors include offices, warehouses, and food service establishments seeking tailored flood protection.
Shannon Mitchell Insurance Services offers residential flood insurance to homeowners and renters in Rohnert Park, California. Commercial flood protection covers local businesses in the wider Sonoma County area as well. The agency guides clients through the complexities of federal and private flood policies, working to match coverage with specific property risks. Through consistent communication, it helps customers understand their changing needs and adjust protection accordingly. The service continues with prompt follow-up assistance, ensuring policyholders receive reliable support between the necessary renewal cycles.
What Does a a Flood Insurance Agent in Rohnert Park Cost?
Typical flood insurance costs in California range from 500 to 3,000 dollars per year depending on flood zone risk, property value, and deductible chosen. NFIP rates are set federally and may increase with elevation certificate requirements. Private flood insurance may offer different pricing. This is general information and not insurance advice.
About flood insurance agents in Rohnert Park
Flood insurance agents in Rohnert Park help homeowners and businesses secure coverage through the National Flood Insurance Program. Rohnert Park is in Sonoma County where seasonal rains and creek flooding can pose risks. California law requires lenders to mandate flood insurance for properties in high-risk flood zones.
Frequently Asked Questions
Do I need flood insurance in Rohnert Park?
If your property is in a FEMA-designated Special Flood Hazard Area, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
How do I find a flood insurance agent in Rohnert Park?
You can search for licensed agents through the California Department of Insurance website. Local independent agents often offer policies from multiple carriers including NFIP and private insurers.
What does a flood insurance policy cover in California?
Standard NFIP policies cover building property up to 250,000 dollars and contents up to 100,000 dollars. Coverage includes flood damage from heavy rain, storm surge, and overflowing waterways.
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