ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a flood insurance agent in Richmond? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Richmond, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 flood insurance agents in Richmond, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Futuro Insurance Services Richmond
12553 San Pablo Ave B, Richmond, CA 94805
(510) 403-4333
futuroins.com
Farmers Insurance - Aline Marcadier
635 23rd St A, Richmond, CA 94804
(510) 215-9288
agents.farmers.com
Guillermo Jimenez Insurance Agency
242 Marina Way Suite A, Richmond, CA 94801
(415) 515-0297
Farmers Insurance - Sandra Valdivia
874 23rd St, Richmond, CA 94804
(510) 233-2100
agents.farmers.com
Fleming Insurance
3260 Blume Dr, Richmond, CA 94806
(510) 222-9791
dflemingagency.com
M.A. Hays Insurance Brokers
232 Broadway, Richmond, CA 94804
(510) 235-0353
mahays.com
Mervyn M Davis Insurance Agency, LLC
12495 San Pablo Ave, Richmond, CA 94805
(510) 232-5785
mmdavisinsurance.com
UNICOM INSURANCE & FINANCIAL SERVICES LLC
12976 San Pablo Ave, Richmond, CA 94805
(510) 234-0517
unicominsuranceservices.com
Uren & Myers Insurance Agency
3211 Auto Plaza, Richmond, CA 94806
(510) 243-2410
urenmyers.com
Connect One Insurance
3150 Hilltop Mall Rd, Richmond, CA 94806
(888) 950-0663
connectoneinsurance.com
Flood insurance agents in Richmond, California help property owners secure coverage through the National Flood Insurance Program or private insurers. Richmond is located in a region with flood risks from San Francisco Bay and local waterways. California law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA.
What Does a Flood Insurance Agent in Richmond Cost?
Flood insurance costs in Richmond vary based on property location, elevation, and coverage amount. NFIP policies average around 700 to 1,200 dollars per year for standard coverage, but premiums can be higher in high-risk zones. Private flood insurance may cost 400 to 800 dollars per year for similar coverage. Actual rates depend on the specific flood zone and building characteristics. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Richmond do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They ensure your coverage meets lender requirements and California insurance regulations.
Is flood insurance required in Richmond California?
Flood insurance is required by lenders if your property is in a FEMA-designated Special Flood Hazard Area. Even outside these zones, agents recommend coverage because 25 percent of flood claims occur in low-to-moderate risk areas.
How do I choose a flood insurance agent in Richmond?
Look for an agent licensed in California with experience in NFIP policies and private flood insurance. Check that they understand Richmond specific flood zones and can explain the 30-day waiting period for NFIP policies.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Richmond who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.