ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsCalifornia › Redwood City

Find Flood Insurance Agents Near You in Redwood City, CA

Browse flood insurance agents serving Redwood City, California. Updated 2026-07-14.

The top-rated flood insurance agent in Redwood City, California is Charlotte Russell - State Farm Insurance Agent, rated 5.0 stars across 266 reviews. Other highly rated options include Divia Express Insurance Agency, Inc., Nick Bertetta - State Farm Insurance Agent, Lorena Nava: Allstate Insurance. This directory lists 19 flood insurance agents serving Redwood City.

Showing 19 flood insurance agents in Redwood City, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Charlotte Russell - State Farm Insurance Agent1391 Woodside Rd Ste 218(650) 369-7900
2Divia Express Insurance Agency, Inc.3000 Middlefield Rd(650) 299-1111
3Nick Bertetta - State Farm Insurance Agent465 Convention Way # 3(650) 365-7100
4Lorena Nava: Allstate Insurance3754 Florence St(650) 556-2670
5Steve Fiorentino - State Farm Insurance Agent734 Woodside Rd(650) 322-3499
6Michael Skubic: Allstate Insurance617 Veterans Blvd Ste 215(650) 508-3030
7U D Side Insurance&Middlefield registration services3133 Middlefield Rd # A(650) 306-9185
8CIS Insurance Agency171 Fifth Ave #102(408) 746-5030
9Farmers Insurance - Mark Landis650 El Camino Real # R(650) 366-8274
10Darren Normoyle - State Farm Insurance Agent734 Woodside Rd(650) 257-7848
CR
1391 Woodside Rd Ste 218
Charlotte Russell - State Farm Insurance Agent
Flood Insurance Agent · Redwood City, CA

Charlotte Russell - State Farm Insurance Agent in Redwood City, CA offers flood insurance policies to protect against water damage from rising water. Its service includes assessing property risk and providing coverage to help clients recover. The agency assists with policy maintenance and claims support, ensuring long-term peace of mind. It serves single-family homes, apartments, retail spaces, and restaurants in the area.

DE
3000 Middlefield Rd
Divia Express Insurance Agency, Inc.
Flood Insurance Agent · Redwood City, CA

Divia Express Insurance Agency, Inc. serves the San Mateo County area, including Redwood City, as a flood insurance agent. The company assists homeowners and commercial property owners in assessing their risk of water damage from heavy rains and overflowing waterways. It helps clients navigate the complexities of National Flood Insurance Program policies and private flood coverage options. Policies are tailored to protect structures and their contents against rising water. The agency specifically handles quotes and policy bindings for both residential and commercial flood insurance needs in this flood-prone region.

NB
465 Convention Way # 3
Nick Bertetta - State Farm Insurance Agent
Flood Insurance Agent · Redwood City, CA

Homeowners, businesses, and property managers in Redwood City rely on Nick Bertetta - State Farm Insurance Agent for flood insurance policies. This agent helps clients navigate flood risk assessments and secure coverage through the National Flood Insurance Program and private markets. Flood insurance can be crucial for properties near creeks, wetlands, or low-lying areas prone to heavy rainfall and overflow. The office also serves clients throughout the broader San Francisco Peninsula, including neighboring communities such as San Carlos and Atherton.

LN
3754 Florence St
Lorena Nava: Allstate Insurance
Flood Insurance Agent · Redwood City, CA

Serving Redwood City and the surrounding San Francisco Peninsula communities, Lorena Nava: Allstone Insurance handles residential and commercial flood insurance policies. The agency guides property owners through the complexities of flood risk assessment and National Flood Insurance Program requirements. Each policy is tailored to provide necessary coverage based on the specific flood zone and property elevation. Typically, the agent begins by reviewing the property’s flood history and current map designation, then customizes a solution to match local regulatory and lender demands.

SF
734 Woodside Rd
Steve Fiorentino - State Farm Insurance Agent
Flood Insurance Agent · Redwood City, CA

For flood insurance, a one-time policy covers a specific property for a defined term, while recurring service involves evaluating flood risk annually and adjusting coverage limits accordingly. As a flood insurance agent in Redwood City, CA, Steve Fiorentino - State Farm Insurance Agent assists clients in understanding how such coverage protects structures and contents from rising water damage typical of the local region. This service runs on a one-time or annual scheduled basis, depending on mortgage requirements or personal risk assessment preferences.

MS
617 Veterans Blvd Ste 215
Michael Skubic: Allstate Insurance
Flood Insurance Agent · Redwood City, CA

Redwood City’s seasonal rains can quickly flood local properties, making protection a pressing concern for homeowners. Michael Skubic: Allstate Insurance serves this area by guiding clients through flood insurance options tailored to common Bay Area risks. They explain how typical policies cover rising water from heavy winter storms or nearby creek overflows. Residents should understand what standard homeowners plans often exclude, and this agency clarifies those gaps. The process begins with a straightforward inspection of the property’s foundation and drainage to determine appropriate coverage levels for an initial consultation.

UD
3133 Middlefield Rd # A
U D Side Insurance&Middlefield registration services
Flood Insurance Agent · Redwood City, CA

U D Side Insurance&Middlefield registration services specializes in securing federal and private flood insurance policies, tailoring coverage to property-specific flood zone classifications in Redwood City. The agency guides residential and commercial clients through risk assessments, policy limits, and NFIP compliance requirements. Administrative services include handling renewals, elevation certificate reviews, and claims documentation for local policyholders in flood-prone areas. They help properties navigate the heightened flooding risks during severe winter storms and seasonal King Tide events in the San Francisco Bay region.

CI
171 Fifth Ave #102
CIS Insurance Agency
Flood Insurance Agent · Redwood City, CA

CIS Insurance Agency serves residential property owners in Redwood City, helping protect homes from flood damage. Commercial coverage is also available for local businesses seeking protection against rising water. The agency extends its services throughout the surrounding Bay Area communities. Agents provide detailed explanations of National Flood Insurance Program options and private market policies. Homeowners and business operators can schedule annual policy reviews to ensure adequate coverage. Clients often return for policy adjustments as flood maps are updated between routine property check-ins.

FI
650 El Camino Real # R
Farmers Insurance - Mark Landis
Flood Insurance Agent · Redwood City, CA

Offering residential and commercial property insurance, Farmers Insurance - Mark Landis in Redwood City provides localized coverage solutions. As a flood insurance agent, the company helps property owners secure policies that address specific flood risks in the California area. The agency can serve commercial sectors including offices, warehouses, and food service establishments, ensuring these businesses have appropriate protection against water damage.

DN
734 Woodside Rd
Darren Normoyle - State Farm Insurance Agent
Flood Insurance Agent · Redwood City, CA

Darren Normoyle - State Farm Insurance Agent in Redwood City, CA is known for assisting homeowners and businesses with flood insurance needs throughout the local area. This agent helps clients understand National Flood Insurance Program policies and how they apply to properties in flood-prone regions near the San Francisco Bay. Standard coverage typically protects buildings and contents from rising water damage. An add-on service includes offering additional personal property endorsements for high-value items kept inside a home or business.

RC
855 Jefferson Ave #2669
Red Cedar Insurance Agency
Flood Insurance Agent · Redwood City, CA
(844) 733-2332
redcedaragency.com
BT
3125 Middlefield Rd
BAY TECH INSURANCE SERVICES
Flood Insurance Agent · Redwood City, CA
(650) 260-2218
baytechinsurance.com
FI
370 Convention Way Ste 205
Farmers Insurance - Rick Galvez
Flood Insurance Agent · Redwood City, CA
(650) 291-6378
agents.farmers.com/ca/redwood-city/rick-galvez
MI
2881 El Camino Real Ste F
MMC Insurance Services
Flood Insurance Agent · Redwood City, CA
(650) 364-8428
mendoza-insurance.com/auto-insurance
FI
303 Hemlock Ave
Farmers Insurance - Rosie Mendoza
Flood Insurance Agent · Redwood City, CA
(650) 366-0469
agents.farmers.com/ca/redwood-city/rosie-mendoza
FI
303 Twin Dolphin Dr Suite 600
Farmers Insurance - Tyce Fields
Flood Insurance Agent · Redwood City, CA
(650) 931-8616
farmersagent.com/tfields
WI
1733 Woodside Rd Suite 370
Woodside Insurance Services LLC
Flood Insurance Agent · Redwood City, CA
(650) 529-9204
woodsideinsurance.net
BA
3 Lagoon Dr #260
Bay Area Insurance Inc
Flood Insurance Agent · Redwood City, CA
(650) 654-9750
bai-online.com
FI
61 Renato Ct Ste 21b
Farmers Insurance - Rocio Aguilar
Flood Insurance Agent · Redwood City, CA
(650) 260-7164
agents.farmers.com/ca/redwood-city/rocio-aguilar

What Does a a Flood Insurance Agent in Redwood City Cost?

Typical flood insurance costs in Redwood City range from 600 to 4000 per year depending on flood zone risk level and property details. California law requires insurers to provide a Flood Insurance Rate Map determination before issuing a policy. Elevation certificates can affect pricing significantly. This is general information not insurance advice.

About flood insurance agents in Redwood City

Flood insurance agents in Redwood City help property owners secure coverage through the National Flood Insurance Program and private insurers. California law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA. Redwood City sits near the San Francisco Bay and several creeks making flood risk awareness essential for homeowners and businesses.

Frequently Asked Questions

Do I need flood insurance in Redwood City California?

If your property is in a FEMA-designated Special Flood Hazard Area your lender will require flood insurance. Even outside high-risk zones flooding from heavy rain or storm surges can occur so many agents recommend coverage.

What does a flood insurance agent do in Redwood City?

A flood insurance agent helps you assess your property risk determine the correct coverage amount and file claims if needed. They can explain the difference between NFIP policies and private flood insurance options available in California.

How much does flood insurance cost in Redwood City?

Costs vary based on flood zone elevation and building characteristics. In California NFIP policies average around 700 to 1200 per year for low-risk areas but can exceed 3000 for high-risk zones. Private policies may offer different pricing.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.