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Find Flood Insurance Agents in Rancho Cordova, CA

Directory of flood insurance agents in Rancho Cordova, California. Verify credentials with the state department of insurance before hiring.

12 agents listed
Updated May 2026
Rancho Cordova, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 flood insurance agents in Rancho Cordova, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Inszone Insurance Services
2721 Citrus Rd suite a, Rancho Cordova, CA 95742
(877) 308-9663 inszoneinsurance.com
Cost-U-Less Insurance
2274 Sunrise Blvd, Rancho Cordova, CA 95670
(916) 604-4198 locations.costulessdirect.com
JD Snead - State Farm Insurance Agent
2941 Sunrise Blvd Ste 280, Rancho Cordova, CA 95742
(916) 638-4300 jdsneadagency.com
Pacific Specialty
2995 Prospect Park Dr #150, Rancho Cordova, CA 95670
(714) 998-3158 pacificspecialty.com
Doug Brewer - State Farm Insurance Agent
3358 Mather Field Rd, Rancho Cordova, CA 95670
(916) 366-5555 callmedoug.com
Western Century Insurance Services
11151 Sun Center Dr STE E, Rancho Cordova, CA 95670
(916) 486-1000 inszoneinsurance.com
Fred Loya Insurance
10345 Folsom Blvd Ste A1, Rancho Cordova, CA 95670
(916) 735-4211 fredloya.com
Farmers Insurance - David Oyler
2933 Gold Pan Ct STE E, Rancho Cordova, CA 95670
(916) 635-0444 agents.farmers.com
Golden Partners
11185 White Rock Rd suite b, Rancho Cordova, CA 95670
(916) 299-0555 goldenpartnersinsurance.com
Always Sierra Insurance Services
2340 Gold River Rd, Rancho Cordova, CA 95670
(916) 476-3663 alwayssierrainsurance.com
USI Insurance Services
10940 White Rock Rd #200, Rancho Cordova, CA 95670
(916) 589-8000 usi.com
Coastal Valley Insurance
Sunrise Blvd #140, Rancho Cordova, CA 95742
(916) 436-2600 coastalvalley.com

What Does a Flood Insurance Agent in Rancho Cordova Cost?

In California, a flood insurance policy through the NFIP typically costs between $700 and $2,000 per year for a standard home. Private flood insurance may range from $500 to $3,000 annually depending on risk and coverage. Costs vary by property location, elevation, and building characteristics. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Rancho Cordova do?
A flood insurance agent helps you find and purchase a flood insurance policy. They assess your flood risk based on FEMA flood maps and recommend coverage amounts. They also assist with policy renewals and claims questions.
Is flood insurance required in Rancho Cordova California?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even if not required, many agents recommend coverage because flooding can happen outside high-risk zones.
How do I choose a flood insurance agent in Rancho Cordova?
Look for an agent licensed in California with experience in NFIP and private flood policies. Ask about their knowledge of local flood zones and claims assistance. You can verify an agents license through the California Department of Insurance website.