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Directory of flood insurance agents in Palm Desert, California. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Palm Desert, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 flood insurance agents in Palm Desert, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Primerica-Palm Desert
42575 Melanie Pl STE K, Palm Desert, CA 92211
(760) 899-3893
desertheat.co
Palm Desert Insurance
73241 CA-111 ste 1-b, Palm Desert, CA 92260
(760) 341-2345
palmdesertinsurance.net
Farmers Insurance - Jocsan Rendon
73880 Alessandro Dr Ste A, Palm Desert, CA 92260
(760) 531-4161
agents.farmers.com
Daniel King - State Farm Insurance Agent
44740 Monterey Ave, Palm Desert, CA 92260
(760) 776-1800
palmdesertking.com
Carmen Valencia
73880 Alessandro Dr Ste A, Palm Desert, CA 92260
(760) 531-4161
agents.farmers.com
Paul Dix Insurance Adjusters
72960 Fred Waring Dr # 16, Palm Desert, CA 92260
(760) 474-0006
pauldixadjusters.com
Insurance Incorporated - Palm Desert
77564 Country Club Dr Ste 204D, Palm Desert, CA 92260
(760) 867-0111
insuranceinc.com
Ascend Insurance Agency
36917 Cook St STE 101, Palm Desert, CA 92211
(760) 341-3477
ascendins.com
Collective Insurance Solutions LLC
77-711 Flora Rd Suite 325, Palm Desert, CA 92211
(760) 600-5605
collectiveinsurancesolutions.com
Jump Insurance Services
77682 Country Club Dr STE I, Palm Desert, CA 92211
(760) 610-6145
jumpins.com
Motz-Rusin Insurance Agency
78000 Fred Waring Dr #202, Palm Desert, CA 92211
(760) 564-3888
motzrusin.com
Desert View Insurance
77564 Country Club Dr Suite 363, Palm Desert, CA 92211
(760) 346-1220
desertviewins.com
Bilhartz Desert Insurance Agency
75410 Gerald Ford Dr #102, Palm Desert, CA 92211
(760) 848-7171
bilhartzinsurance.com
Acrisure Palm Desert, CA
44751 Village Ct #100, Palm Desert, CA 92260
(760) 341-9397
acrisure.com
Farrell Insurance Agency
77570 Springfield Ln STE A, Palm Desert, CA 92211
(760) 772-6501
e-fia.com
Rhino Insurance Brokerage
74710 CA-111, Palm Desert, CA 92260
(760) 538-1007
rhinoins.net
Greg Andrews Insurance Agency
74-710 CA-111 Suite 102, Palm Desert, CA 92260
(760) 836-3415
Corona Insurance Agency, Inc.
72960 Fred Waring Dr Ste 4, Palm Desert, CA 92260
(760) 773-3900
Farmers Insurance of the Desert
36901 Cook St #9, Palm Desert, CA 92211
(760) 327-1137
farmersofthedesert.com
Flood insurance agents in Palm Desert help property owners understand and purchase flood coverage through the National Flood Insurance Program and private carriers. California law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents can guide you through elevation certificates and flood zone maps specific to the Coachella Valley area.
What Does a Flood Insurance Agent in Palm Desert Cost?
Flood insurance agent services in California typically do not add extra fees beyond the policy premium. NFIP premiums for a Palm Desert home range from 500 to 2,000 dollars annually depending on flood risk, deductible, and coverage amount. Private flood insurance policies can cost 300 to 1,500 dollars per year for similar coverage. Costs vary by property elevation, flood zone, and building type. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Palm Desert California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood insurance is recommended due to flash flood risks from desert storms.
How does a flood insurance agent help in Palm Desert?
A flood insurance agent can review your property's flood zone designation, help complete an elevation certificate, and compare NFIP and private flood insurance options. They also assist with policy renewals and claims support after a flood event.
What is the typical cost for flood insurance in Palm Desert?
NFIP policies in Palm Desert average between 700 and 1,200 dollars per year for a standard home, but costs vary by flood zone, elevation, and building characteristics. Private flood insurance may offer lower rates for lower-risk properties.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.