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Browse flood insurance agents serving Oxnard, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Oxnard, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Oxnard, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pacific Preferred Insurance
2775 N Ventura Rd #110, Oxnard, CA 93036
(805) 351-3851
pacificinsuresme.com
Ray Gonzales - State Farm Insurance Agent
1701 Solar Dr Ste 251, Oxnard, CA 93030
(805) 240-3100
sfteam1.com
Charles Allison - State Farm Insurance Agent
705 N Oxnard Blvd #101, Oxnard, CA 93030
(805) 604-0900
charleseallison.com
Adriana's Insurance Services
121 E Gonzales Rd, Oxnard, CA 93036
(805) 430-4680
adrianasinsurance.com
Veronica's Insurance Oxnard
2816 Saviers Rd, Oxnard, CA 93033
(805) 491-9505
veronicas.com
Efrain Cazares - State Farm Insurance Agent
4300 Tradewinds Dr #160, Oxnard, CA 93035
(805) 205-8222
teamgoodstate.com
Torres & Associates
2069 N Oxnard Blvd, Oxnard, CA 93036
(805) 983-2400
torresandassociates.net
Barbara Ortiz-Lee - State Farm Insurance Agent
3481 W 5th St #105, Oxnard, CA 93030
(805) 382-4240
barbaraortizlee.com
Bucio Insurance
1049 S Ventura Rd B, Oxnard, CA 93030
(805) 985-0351
bucioinsurance.com
Polo Insurance Services
215 W 4th St, Oxnard, CA 93030
(805) 385-3734
Austin Reilley & Doud Insurance Services
200 W 7th St, Oxnard, CA 93030
(805) 483-2217
ardins.com
Gonzalez Insurance
309 W 4th St, Oxnard, CA 93030
(805) 240-9950
PHP Agency Oxnard
1000 Town Center Dr, Oxnard, CA 93036
(805) 814-0002
phpagency.info
Oxnard insurance agency
200 N Hayes Ave, Oxnard, CA 93030
(805) 208-9675
oxnardinsuranceagency.com
Gold Coast Insurance
431 S C St, Oxnard, CA 93030
(805) 486-4772
goldcoastinsuranceinc.com
Shana Insurance Services Corp.
1825 N Oxnard Blvd #15, Oxnard, CA 93030
(866) 909-0777
shanainsurance.com
Farmers Insurance - Rosalie Rios Agency
1889 Rice Ave #101, Oxnard, CA 93030
(805) 436-6466
agents.farmers.com
Santa Fe Insurance
270 S Ventura Rd, Oxnard, CA 93030
(805) 486-0206
santafecommercialinsurance.com
Vista West Insurance Services Inc.
4043 Saviers Rd, Oxnard, CA 93033
(805) 487-3899
vistawestinsurance.com
Farmers Insurance - Suzanne Speed
1000 Town Center Dr, Oxnard, CA 93036
(805) 278-2511
agents.farmers.com
Oxnard is located in a coastal area with flood risks from rain and sea level rise. A flood insurance agent in Oxnard can help you understand your flood zone and select a policy that meets California requirements. California law mandates that lenders require flood insurance for properties in high-risk areas, and agents assist with NFIP and private market options.
What Does a Flood Insurance Agent in Oxnard Cost?
In California, flood insurance premiums for an NFIP policy typically range from 700 to 2,000 dollars per year for a standard single-family home, depending on flood zone and elevation. Private insurers may offer rates from 500 to 3,000 dollars annually. Costs are higher for properties in high-risk zones or with basements. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Oxnard California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur, and many California homeowners choose to buy a policy for protection.
What does a flood insurance agent do in Oxnard?
A flood insurance agent reviews your property location, explains flood zone maps, and helps you compare NFIP and private flood insurance options. They also advise on coverage limits and deductibles based on your specific needs and California regulations.
How much does flood insurance cost in Oxnard California?
Costs vary by property elevation, flood zone, and coverage amount. Typical NFIP policies in California range from 700 to 2,000 dollars per year for standard coverage. Private market policies may have different pricing. An agent can provide a personalized quote.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.