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Flood Insurance Agents in Orange, CA

Browse flood insurance agents serving Orange, California. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Orange, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Orange, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kitajima Insurance
1100 W Town and Country Rd #1100, Orange, CA 92868
(800) 875-8712 dankitajimainsuranceagency.com
AA Lares Insurance Services, Inc.
1163 N Tustin St, Orange, CA 92867
(714) 288-8000 laresinsurance.com
Alex Mora - State Farm Insurance Agent
1111 E Katella Ave Suite #230, Orange, CA 92867
(714) 635-8000 alexmorainsurance.com
Freeway Insurance
1715 E Katella Ave Ste C, Orange, CA 92867
(714) 784-0892 locations.freeway.com
Emma Hightower - State Farm Insurance Agent
1647 E Lincoln Ave, Orange, CA 92865
(714) 637-5900 emmahightower.com
Jeff Biddle - State Farm Insurance Agent
1122 E Lincoln Ave STE 204, Orange, CA 92865
(714) 532-4600 jeffbiddleinsurance.com
Insurance Partners Inc
2200 W Orangewood Ave STE 100, Orange, CA 92868
(714) 285-4800 insurancepartners.com
Harms Insurance Agency Inc.
1431 E Chapman Ave, Orange, CA 92866
(714) 744-0733 harmsinsuranceoc.com
Elmco Insurance Inc
636 E Chapman Ave, Orange, CA 92866
(714) 973-1436 elmcoinsurance.com
Thomas and Thomas Insurance
2534 N Santiago Blvd # B, Orange, CA 92867
(714) 778-5555 thomasandthomasins.com
AF Insurance
1421 N Wanda Rd 120 V17, Orange, CA 92867
(562) 250-4527 afinsurance.org
Abe Rader Insurance
730 E Lincoln Ave, Orange, CA 92865
(714) 921-4848 mercuryinsurance.com
Fred Loya Insurance
125 N Tustin St Ste A, Orange, CA 92867
(714) 639-0908 fredloya.com
Bill Wallace Insurance Agency INC
2844 E Chapman Ave, Orange, CA 92869
(714) 288-0970 insurance1stop.net
Team Affordable Auto Insurance Org
303 W Katella Ave #304, Orange, CA 92867
(575) 449-7381
Best California Insurance Services
1107 E Lincoln Ave #103, Orange, CA 92865
(877) 803-2722 bestcalins.com
Farmers Insurance - Chris Victoria
1740 W Katella Ave, Orange, CA 92867
(714) 744-4500 farmersagent.com
Remland Insurance Services
636 E Chapman Ave, Orange, CA 92866
(714) 532-3341 ibwins.com
Lundquist Insurance Service
506 E Chapman Ave, Orange, CA 92866
(209) 439-8132
Manufactured Housing Insurance Services
1500 E Katella Ave STE 1, Orange, CA 92867
(714) 628-1000 mhis.info

Flood insurance agents in Orange, California help property owners secure coverage against flood damage. California law requires lenders to mandate flood insurance for properties in high-risk zones. Agents guide clients through NFIP and private market policies to meet these requirements.

What Does a Flood Insurance Agent in Orange Cost?

Typical flood insurance costs in California range from $700 to $2,000 per year for NFIP policies, though high-risk properties may pay more. Private market policies can vary widely based on risk. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Orange California?
If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, agents can help you consider optional coverage.
What does a flood insurance agent in Orange do?
An agent assesses your flood risk, explains NFIP and private policy options, and helps you choose coverage limits. They also assist with filing claims and understanding your policy terms.
How is flood insurance cost determined in California?
Costs depend on your property's flood zone, elevation, building characteristics, and coverage amount. NFIP rates are set by FEMA, while private insurers use their own risk models.