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Find Flood Insurance Agents Near You in Newport Beach, CA

Looking for a flood insurance agent in Newport Beach? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Newport Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Newport Beach, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
InsuranceOnline
660 Newport Center Dr #340, Newport Beach, CA 92660
(949) 566-8760 insuranceonline.com
SmartFinancial
4041 MacArthur Blvd Ste 210, Newport Beach, CA 92660
(855) 214-2291 smartfinancial.com
Kessler Alair Insurance Services, Inc.
4695 MacArthur Ct Ste 1109, Newport Beach, CA 92660
(949) 536-3700 kessleralair.com
Steve Ferraro - State Farm Insurance Agent
471 Old Newport Blvd #304, Newport Beach, CA 92663
(949) 643-2233 steveferraro.net
Floribel Ferreira - State Farm Insurance Agent
4425 Jamboree Rd #119, Newport Beach, CA 92660
(949) 822-4888 mywestcoastagent.com
David Misiego - State Farm Insurance Agent
227 20th St #100, Newport Beach, CA 92663
(949) 673-9391 mynewportbeachinsurance.com
Steve Ferraro Jr. - State Farm Insurance Agent
471 Old Newport Blvd #304, Newport Beach, CA 92663
(949) 855-8787 steveferrarojr.com
Farmers Insurance - Jason Redmond
260 Newport Center Dr #213, Newport Beach, CA 92660
(949) 409-4321 agents.farmers.com
Auerbach Insurance Agency
2043 Westcliff Dr Suite 207, Newport Beach, CA 92660
(562) 944-3522 auerbachinsurance.com
Max Young Insurance Agency, Inc
20261 SW Acacia St Suite 240 Suite 240, Newport Beach, CA 92660
(310) 433-4910 maxyounginsurance.com
Premier Associates Insurance Brokers
3931 Birch St B, Newport Beach, CA 92660
(949) 800-5003
Roger Stone Insurance Agency
5015 Birch St Ste 139, Newport Beach, CA 92660
(949) 757-0270 rogerstoneinsurance.com
SOS Insurance Services
1601 Dove St suite 200, Newport Beach, CA 92660
(877) 767-9767 sosinsurance.com
Balboa Pacific Insurance Services
450 Newport Center Dr #200, Newport Beach, CA 92660
(949) 207-3110 balboapacific.com
NEWS Insurance Services
2072 Orchard Dr Suite A, Newport Beach, CA 92660
(877) 400-9990 newsinsurance.com
Vision One Insurance Services, Inc.
4685 MacArthur Ct #300, Newport Beach, CA 92660
(949) 885-8077 visiononeinsurance.com
Craig P Brown Insurance
240 Newport Center Dr #122, Newport Beach, CA 92660
(949) 760-1255 craigbrowninsurance.com
HUB International
4695 MacArthur Ct # 600, Newport Beach, CA 92660
(949) 623-3980
Homeowners Insurance California
2072 Orchard Dr suite h, Newport Beach, CA 92660
(833) 817-7280 homeownersinsurancecalifornia.com
Bluewater Insurance
4000 MacArthur Blvd Suite 600, Newport Beach, CA 92660
(844) 552-4210 bluewater-ins.com

Newport Beach property owners face flood risks from coastal storms and El Nino events. A licensed flood insurance agent can help you understand the National Flood Insurance Program (NFIP) and California-specific requirements. California law mandates flood insurance disclosure for properties in Special Flood Hazard Areas (SFHAs) as defined by FEMA.

What Does a Flood Insurance Agent in Newport Beach Cost?

Flood insurance costs in California vary by flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard single-family home in moderate-risk zones. High-risk coastal areas in Newport Beach may see premiums from 2,000 to 6,000 dollars or more. Private market policies can offer different rates and higher coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Newport Beach California?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required. Even outside SFHAs, many homeowners choose coverage because Newport Beach is vulnerable to coastal flooding and heavy rain events.
What does a flood insurance agent in Newport Beach do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private flood insurance options, and complete the application. They also assist with elevation certificates and claims support after a flood event.