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Find Flood Insurance Agents Near You in Murrieta, CA

Browse flood insurance agents serving Murrieta, California. Updated 2026-07-14.

The top-rated flood insurance agent in Murrieta, California is The Insurance Store, rated 5.0 stars across 1,709 reviews. Other highly rated options include Ben Goode - State Farm Insurance Agent, Nathan Giddings: Allstate Insurance, Farmers Insurance - Javier Calvo. This directory lists 19 flood insurance agents serving Murrieta.

Showing 19 flood insurance agents in Murrieta, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Insurance Store41811 Ivy St # B(951) 200-5655
2Ben Goode - State Farm Insurance Agent41880 Kalmia St STE 125(951) 501-1000
3Nathan Giddings: Allstate Insurance25109 Jefferson Ave STE 320(951) 766-4437
4Farmers Insurance - Javier Calvo26690 Madison Ave STE 105(951) 698-4818
5Scott Koth - State Farm Insurance Agent39540 Murrieta Hot Springs Rd #229(951) 461-4979
6Carver Insurance Services, Inc - Murrieta40525 California Oaks Rd suite e-6(951) 677-9600
7BARRANCA INSURANCE SERVICES INC24679 Monroe Ave #101(877) 321-9955
8Lizarraga Insurance Agency Inc.24619 Washington Ave #205(951) 234-4720
9Winchester & Associates Insurance Services Inc41856 Ivy St Ste 110(951) 296-6678
10All Discount Insurance Services, Inc.25021 Madison St # 103(951) 461-4404
IS
41811 Ivy St # B
The Insurance Store
Flood Insurance Agent · Murrieta, CA

The Insurance Store serves the Murrieta area of Riverside County, California, specializing in flood insurance agency services. It helps residential and commercial property owners secure coverage, which protects against rising water from heavy rain and overflow events common in this region. Policies include those available through the National Flood Insurance Program and private market alternatives. The agency assists clients with risk assessment and policy selection. Its specific local services include guiding property owners through flood zone evaluations and managing flood claim filings.

BG
41880 Kalmia St STE 125
Ben Goode - State Farm Insurance Agent
Flood Insurance Agent · Murrieta, CA

Ben Goode - State Farm Insurance Agent provides flood insurance coverage options for properties in Murrieta, CA. Services include consultation on policy types and assistance with filing claims when water damage occurs. Maintenance of coverage involves annual policy reviews to account for changes in flood zone maps or property value. Regular check-ins ensure clients understand their deductibles and coverage limits. The agency services single-family homes, apartments, retail locations, and restaurants.

NG
25109 Jefferson Ave STE 320
Nathan Giddings: Allstate Insurance
Flood Insurance Agent · Murrieta, CA

Homeowners, businesses, and property managers in Murrieta, California turn to Nathan Giddings: Allstate Insurance for flood insurance coverage. The agent helps local clients understand National Flood Insurance Program options and private policies for properties in moderate-to-high risk zones. Guidance is provided on commonly overlooked coverage gaps, such as basement contents and detached structures. Service also extends to neighboring communities like Temecula and the greater Riverside metropolitan area.

FI
26690 Madison Ave STE 105
Farmers Insurance - Javier Calvo
Flood Insurance Agent · Murrieta, CA

Farmers Insurance - Javier Calvo serves Murrieta, California, and the surrounding Temecula Valley and Riverside County communities. The agency handles residential and commercial flood insurance policies to protect clients from water damage risks in this region. It helps property owners understand coverage options through the National Flood Insurance Program and private market solutions. To complete the job, the agent typically assesses each property's flood zone designation and specific elevation factors to recommend an appropriate policy limit.

SK
39540 Murrieta Hot Springs Rd #229
Scott Koth - State Farm Insurance Agent
Flood Insurance Agent · Murrieta, CA

Scott Koth - State Farm Insurance Agent provides specialized flood insurance services in Murrieta, California, and also handles standard homeowners and auto coverage. The agency helps property owners secure policies that protect against water damage from rising waters and heavy storms. Understanding local flood zone risks is an important part of its work. This office can assist clients who need coverage before the rainy season or as a requirement for a mortgage closing on a home in a flood-prone area.

CI
40525 California Oaks Rd suite e-6
Carver Insurance Services, Inc - Murrieta
Flood Insurance Agent · Murrieta, CA

Carver Insurance Services, Inc in Murrieta helps clients distinguish between a one-time flood insurance policy for a specific property transaction and a recurring annual policy that renews each year for ongoing protection. Coverage options are aligned with federal flood program requirements to safeguard homes and businesses in the area. The agency also guides policyholders on adjusting coverage limits in response to changing flood maps or property values. Assistance is available on an as-needed basis for new inquiries or policy reviews.

BI
24679 Monroe Ave #101
BARRANCA INSURANCE SERVICES INC
Flood Insurance Agent · Murrieta, CA

As seasonal storms and flash flooding threaten homes throughout Murrieta, property owners seek reliable guidance. Barranca Insurance Services Inc offers flood insurance agent services to residents concerned with protecting their assets against water damage. The agency assists clients in evaluating their specific flood risk based on local topography and weather patterns common to the region. Each homeowner receives tailored advice about available coverage options for their property. A thorough inspection is then completed to assess the property's foundation and drainage systems, creating a detailed initial assessment for further recommendations.

LI
24619 Washington Ave #205
Lizarraga Insurance Agency Inc.
Flood Insurance Agent · Murrieta, CA

Lizarraga Insurance Agency Inc. provides flood insurance coverage for property owners and businesses in the Murrieta, California region. The agency specializes in tailoring policies that address the specific water-damage risks common to this area, ensuring clients obtain appropriate protection. It works with commercial sectors such as local offices, warehouses, and food service establishments to help them meet their flood insurance needs.

WA
41856 Ivy St Ste 110
Winchester & Associates Insurance Services Inc
Flood Insurance Agent · Murrieta, CA

Winchester & Associates Insurance Services Inc assists residential property owners in protecting their homes against flood damage through tailored policy solutions. The agency also offers commercial flood coverage for businesses in Murrieta and the surrounding region. With expertise in local flood risks, they help clients select appropriate plans that meet personal needs. After an initial policy setup, the agency remains available for follow-up questions and periodic adjustments required between regular review periods.

AD
25021 Madison St # 103
All Discount Insurance Services, Inc.
Flood Insurance Agent · Murrieta, CA

All Discount Insurance Services, Inc. provides residential flood insurance coverage for homeowners in Murrieta, California, helping protect properties from water damage. Commercial flood insurance options are also available for local businesses within the surrounding region. Policies are designed to address the specific flood risks common to this area. Clients can follow up for annual policy reviews, ensuring coverage remains appropriate between regular insurance check-ins.

CI
Located in the Global Commerce Center, 29970 Technology Dr suite 214
Countryside Insurance Agency
Flood Insurance Agent · Murrieta, CA
(951) 296-9995
countrysideagent.com
DV
41856 Ivy St #108
Diamond Valley Insurance Services
Flood Insurance Agent · Murrieta, CA
(951) 553-7400
diamondvalleyins.com
AW
40675 California Oaks Rd Suite A
Access West Insurance Services, Inc.
Flood Insurance Agent · Murrieta, CA
(951) 696-4466
accesswestins.com
SI
41870 Kalmia St STE 100
Steele Insurance Agency, Inc.
Flood Insurance Agent · Murrieta, CA
(951) 677-6200
steeleinsuranceagency.net
FI
26413 Jefferson Ave Suite H
Farmers Insurance - Cheryl Hart-Munoz
Flood Insurance Agent · Murrieta, CA
(951) 600-0500
agents.farmers.com/ca/murrieta/cheryl-hart-munoz
JS
41197 Golden Gate Cir Ste 102
Josie's Insurance Services
Flood Insurance Agent · Murrieta, CA
(951) 348-4305
LC
25220 Hancock Ave #230
Liberty Company Insurance Brokers (Formerly Cormarc Insurance Services)
Flood Insurance Agent · Murrieta, CA
(800) 743-2763
libertycompany.com/partners/cormarc
DK
29995 Technology Dr
Dave Kirby Insurance Agency
Flood Insurance Agent · Murrieta, CA
(951) 296-1111
davekirbyinsurance.com
HI
41891 Kalmia St # B
Hagar Insurance
Flood Insurance Agent · Murrieta, CA
(951) 677-3631
hagarinsurance.com

What Does a a Flood Insurance Agent in Murrieta Cost?

Flood insurance premiums in California vary by flood zone, building value, and elevation. In Murrieta, an NFIP policy for a single-family home typically costs between 700 and 2,500 dollars per year. Private market policies may offer different rates or higher coverage limits. This is general information and not insurance advice.

About flood insurance agents in Murrieta

Flood insurance agents in Murrieta California help property owners secure coverage required by lenders or recommended by FEMA flood maps. California law requires agents to disclose flood zone designations during real estate transactions. Murrieta properties in Special Flood Hazard Areas may need a policy through the National Flood Insurance Program or a private carrier.

Frequently Asked Questions

What does a flood insurance agent in Murrieta do?

A flood insurance agent helps you find a policy that meets your property needs and lender requirements. They review FEMA flood maps for your Murrieta address and explain coverage limits and deductibles. Agents also assist with filing claims after a flood event.

Is flood insurance required in Murrieta California?

Flood insurance is not required by California state law, but mortgage lenders often require it for properties in high-risk flood zones. Murrieta has areas designated as Zone AE and Zone X on FEMA maps. Even in low-risk zones, many homeowners choose coverage for financial protection.

How do I choose a flood insurance agent in Murrieta?

Look for an agent licensed in California with experience in NFIP policies and private flood insurance. Ask about their knowledge of Murrieta flood zones and the local claims process. Verify they can explain the 30-day waiting period for new NFIP policies.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.