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Browse flood insurance agents serving Modesto, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Modesto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Modesto, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
SaveDirect Insurance Agency, LLC
1800 Tully Rd G, Modesto, CA 95350
(209) 857-5877
savedirectinsurance.com
Farmers Insurance - Maria (Candy) Melara
2507 E Hatch Rd Ste B, Modesto, CA 95351
(209) 556-9946
agents.farmers.com
TopFlight Insurance Services
901 N Carpenter Rd #37, Modesto, CA 95351
(209) 622-4622
topflightinsurance.net
Jeff Blizzard - State Farm Insurance Agent
2209 Coffee Rd # E, Modesto, CA 95355
(209) 524-5107
jeffblizzard.com
Pam Shelton-Allen - State Farm Insurance Agent
3516 Oakdale Rd ste a, Modesto, CA 95357
(209) 551-0221
pamshelton.biz
TSM Insurance Services
1317 Oakdale Rd #910, Modesto, CA 95355
(209) 524-6366
tsminsurance.com
Jose Quintero - State Farm Insurance Agent
1620 N Carpenter Rd a3, Modesto, CA 95351
(209) 300-7849
josesf.com
Mendoza Insurance Services
724 E Hatch Rd, Modesto, CA 95351
(209) 488-3200
mendozainsurance.com
The Giuliano Insurance Agency Inc: Allstate Insurance
1508 Coffee Rd Suite G, Modesto, CA 95355
(209) 578-1059
agents.allstate.com
insureCAL Insurance Agency
3508 Dale Rd, Modesto, CA 95356
(209) 250-0269
turlockinsurance.com
Farmers Insurance - Timothy McCain
1236 Floyd Ave Ste B, Modesto, CA 95350
(209) 527-8800
agents.farmers.com
Teresa Clutter Insurance Services LLC
400 12th St #26, Modesto, CA 95354
(209) 836-0719
clutterinsurance.com
C-B Associates Insurance
1505 G St, Modesto, CA 95354
(209) 527-8055
cbassociatesinsurance.com
Omega Pacific Insurance Solutions
1016 12th St Ste. A, Modesto, CA 95354
(209) 338-5500
trustomega.com
Macias Insurance Services
1511 Crows Landing Rd, Modesto, CA 95358
(209) 846-9800
maciasinsurancemodesto.com
Macias Insurance Services - 1337 Crows Landing
1337 Crows Landing Rd Suite E, Modesto, CA 95351
(209) 523-9100
maciasinsurancemodesto.com
Wylie Insurance Services
1729 Tully Rd Suite 6, Modesto, CA 95350
(209) 526-4402
wylieinsurance.net
Goosehead Insurance - Anmol Grewal
912 11th St Suite 201-6, Modesto, CA 95354
(209) 608-6790
goosehead.com
Wright Insurance Agency - J. David Wright, Jr Insurance
Flood insurance agents in Modesto help property owners secure coverage through the National Flood Insurance Program or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk flood zones. Modesto residents near the Tuolumne River or Dry Creek should consider flood protection even outside mapped zones.
What Does a Flood Insurance Agent in Modesto Cost?
Typical flood insurance costs in Modesto range from 700 to 2000 dollars per year for an NFIP policy, depending on flood zone, elevation, and deductible. Private market policies may cost 400 to 1500 dollars annually but vary by risk assessment. California law does not regulate flood insurance rates; they are set by the NFIP or private insurers. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Modesto California?
Flood insurance is not required by state law but is mandatory for properties with federally backed mortgages in designated Special Flood Hazard Areas. Many Modesto homes near waterways may fall into these zones.
How do I find a flood insurance agent in Modesto?
You can search for licensed agents through the California Department of Insurance website or ask local real estate professionals for referrals. Agents can explain NFIP policies and private market options available in Stanislaus County.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.