The top-rated flood insurance agent in Madera, California is Fiesta Auto Insurance & Tax Service, rated 4.7 stars across 729 reviews. Other highly rated options include Local Medicare Agents - LMA Insurance, AAA Madera Branch, Elite Home & Auto Insurance Agency. This directory lists 18 flood insurance agents serving Madera.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 208 E Yosemite Ave | (559) 664-8800 |
| 2 | Local Medicare Agents - LMA Insurance | 1825 Howard Rd Suite C | (559) 648-9227 |
| 3 | AAA Madera Branch | 221 N G St | (559) 662-4700 |
| 4 | Elite Home & Auto Insurance Agency | 1629 Howard Rd | (559) 675-8400 |
| 5 | Farmers Insurance - Israel Cortes | 1825 Howard Rd Ste B | (559) 230-1300 |
| 6 | Ray Joseph Rezendes Jr - State Farm Insurance Agent | 1613 Howard Rd | (559) 673-9176 |
| 7 | Farmers Insurance - Jeffrey Jackson Ins Agency Inc | 321 W Yosemite Ave Ste 107 | (559) 674-8889 |
| 8 | Goosehead Insurance - David W Wagner | 36914 Ave 12 Unit 16 | (559) 286-0460 |
| 9 | Value Insurance Agency | 901 W Yosemite Ave | (559) 673-0100 |
| 10 | Moncali Insurance | 719 N D St Suite D | (559) 662-8798 |
Fiesta Auto Insurance & Tax Service in Madera, California assists clients with either a one-time flood insurance policy for a specific property transaction or an ongoing policy to maintain continuous coverage against rising waters, ensuring protection for both structures and contents. Their work focuses on assessing flood zone risks and matching coverage to the National Flood Insurance Program requirements. Flood insurance services can be arranged on a one-time basis, while a standard annual renewal schedule supports repetitive needs.
Local Medicare Agents - LMA Insurance provides flood insurance guidance for property owners in Madera, CA, focusing on policy options from the National Flood Insurance Program. It assists clients in reviewing coverage needs and ensuring policies are appropriately maintained for changing flood zone risks. The agency offers ongoing policy reviews and updates to keep coverage current with local floodplain regulations. It services single-family homes, apartments, retail businesses, and restaurants.
AAA Madera Branch serves the Madera, California metro area as a dedicated source for flood insurance solutions. In an area where seasonal weather patterns can impact local waterways, this agency helps property owners understand and secure appropriate flood coverage. Their work includes assisting homeowners, renters, and commercial property clients in evaluating their flood risk and navigating policy options. By offering guidance on the National Flood Insurance Program and private insurance alternatives, they address the specific protection needs of residences and businesses throughout Madera County.
Elite Home & Auto Insurance Agency assists homeowners, businesses, and property managers in securing flood insurance for properties in Madera, California. The agency guides clients through policy options that protect structures and contents against flood damage from heavy rains and local water sources. Its services include assessing property risk levels and helping customers select appropriate coverage limits. Beyond Madera, the company also serves residents and commercial property owners in nearby Chowchilla and surrounding Madera County communities.
Homeowners may choose between a one-time flood policy for a single coverage period or a scheduled renewal plan that provides ongoing protection. This agency works with clients in Madera, California to understand the flood insurance options that fit property needs. A standard policy typically covers structural damage and some contents from rising water events. Additional endorsements can address basements or personal belongings. To meet varying customer timelines, service for new policies runs on an as-needed basis, while annual reviews and renewals are handled on a scheduled, repeating cycle.
Ray Joseph Rezendes Jr - State Farm Insurance Agent serves Madera, California, and surrounding communities with flood insurance policies. The office handles residential and commercial property coverage needs. It assists clients in understanding flood zone requirements and policy options. The agent’s approach to a typical job involves reviewing a property’s risk factors through available mapping tools and recommending appropriate coverage limits for the specific situation.
Farmers Insurance - Jeffrey Jackson Ins Agency Inc in Madera, CA offers specialized flood insurance services, assisting property owners with coverage for flood-related damages. It generally works with clients to assess their insurance needs and secure policies that protect homes and businesses from water damage. The agency helps residents prepare for seasonal risks such as heavy winter rains or flash flooding during summer storms, ensuring adequate protection against potential claims.
When heavy winter rains threaten the Central Valley, securing proper coverage for potential flooding becomes a pressing concern for Madera homeowners. Goosehead Insurance - David W Wagner serves the local community as a flood insurance agent, assisting clients in navigating policies that protect properties from water damage. This office focuses on explaining coverage options and helping residents understand their risk exposure near waterways. An initial assessment of individual property needs is scheduled during the first consultation to review existing protection and identify gaps.
Moncali Insurance assists clients in Madera, California, with securing coverage for property against water damage, and specializes specifically as a flood insurance agent. Its services address the distinct risks of local flood zones, helping property owners manage potential financial losses. The agency focuses on assessing individual needs for this specialized protection. Commercial sectors it can serve include offices, warehouses, and food service operations requiring tailored policies.
What Does a a Flood Insurance Agent in Madera Cost?
In California, the average NFIP flood insurance premium is around USD 700 to USD 1,200 per year for a standard policy, but costs vary based on flood zone, elevation, and building characteristics. Private flood insurance may cost more or less depending on risk. Some properties in high-risk zones may see premiums above USD 2,000 annually. This is general information and not insurance advice.
About flood insurance agents in Madera
Flood insurance agents in Madera, California help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Madera is located in the San Joaquin Valley and has areas designated as Special Flood Hazard Areas (SFHAs) by FEMA. California law requires lenders to mandate flood insurance for properties in high-risk zones, and an agent can explain your options.
Frequently Asked Questions
Do I need flood insurance in Madera California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, and many homeowners choose to buy a policy for peace of mind.
How do I find a flood insurance agent in Madera?
You can search the California Department of Insurance website for licensed agents in Madera. Local independent insurance agencies also offer flood policies and can compare NFIP and private market options for you.
What does a flood insurance policy in California cover?
A standard NFIP policy covers building property up to USD 250,000 and personal contents up to USD 100,000. Private policies may offer higher limits and additional coverage. An agent can explain what is and is not covered, such as basements or outdoor structures.
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