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Directory of flood insurance agents in Los Altos, California. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Los Altos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 flood insurance agents in Los Altos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Flynn - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000
jimflynnlosaltos.com
Josh Anderson - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000
agentjoshanderson.com
Frank Hughes Farmers Insurance
220 State St Suite B, Los Altos, CA 94022
(650) 815-7068
agents.farmers.com
Farmers Insurance - Naomi Hayashi
900 N San Antonio Rd Ste102, Los Altos, CA 94022
(650) 321-7637
agents.farmers.com
Al Ward - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 941-5000
alwardlosaltos.com
Michael Tirabassi - State Farm Insurance Agent
4546 El Camino Real b4, Los Altos, CA 94022
(650) 209-1202
michaeltirabassi.com
Gil Koury Insurance
86 3rd St UNIT 115, Los Altos, CA 94022
(650) 947-7676
gilkouryinsurance.com
Dwight Matthews - State Farm Insurance Agent
1564 Miramonte Ave, Los Altos, CA 94024
(650) 948-8164
dwightmatthewsinsurance.com
Gilbert P Koury Insurance Broker
86 3rd St UNIT 115, Los Altos, CA 94022
(650) 947-7676
gilkouryinsurance.com
Gil Koury Insurance
167 S San Antonio Rd, Los Altos, CA 94022
(650) 947-7676
gilkouryinsurance.com
Flood insurance agents in Los Altos help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents in Los Altos can assess your property flood risk and guide you on policy options that meet state and federal requirements.
What Does a Flood Insurance Agent in Los Altos Cost?
Typical flood insurance costs in California range from $500 to $3,000 per year for NFIP policies, depending on flood zone, building value, and deductible. Private market policies may cost more or less based on risk assessment. Premiums for properties in high-risk zones in Los Altos can exceed $2,000 annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Los Altos do?
A flood insurance agent helps you evaluate your flood risk, compare NFIP and private policies, and complete the application. They ensure your coverage meets California lending requirements for properties in Special Flood Hazard Areas.
Is flood insurance required in Los Altos California?
Flood insurance is not required by state law for all properties. However, if your property is in a high-risk flood zone and you have a federally backed mortgage, your lender will require it. Agents can verify your zone using FEMA flood maps.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.