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Directory of flood insurance agents in Lompoc, California. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Lompoc, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 flood insurance agents in Lompoc, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Julio's Auto Insurance
705 E Ocean Ave, Lompoc, CA 93436
(805) 430-9700
juliosautoinsurance.com
Farmers Insurance - Andra Campbell
125 W Ocean Ave, Lompoc, CA 93436
(805) 757-5055
agents.farmers.com
Fiesta Auto Insurance & Tax Service
726 N H St, Lompoc, CA 93436
(805) 944-1012
fiestainsurance.com
James Hinshaw: Allstate Insurance
830 E Ocean Ave, Lompoc, CA 93436
(805) 736-8944
agents.allstate.com
Charles W Walker Insurance
201 N H St, Lompoc, CA 93436
(805) 736-4162
charleswalkerinsurance.com
First American Title Company
100 S H St, Lompoc, CA 93436
(805) 737-3736
local.firstam.com
Julia Tipolt - State Farm Insurance Agent
3865 Constellation Rd B, Lompoc, CA 93436
(805) 733-4545
juliatipolt.com
Servicios Maya / Maya Insurance Agency
717 E Ocean Ave, Lompoc, CA 93436
(805) 741-5050
serviciosmaya.com
Kelly Breen: Allstate Insurance
3757 Constellation Rd, Lompoc, CA 93436
(805) 735-6466
agents.allstate.com
Farmers Insurance - Rebecca Stouppe
115 E College Ave Ste 3, Lompoc, CA 93436
(805) 736-7000
agents.farmers.com
Signorelli Insurance Services Inc
515 E Ocean Ave, Lompoc, CA 93436
(805) 735-5300
Fidelity National Title - Lompoc Branch
511 N H St Ste D, Lompoc, CA 93436
(805) 735-6481
fidelityslo.com
American National Insurance
516 N H St, Lompoc, CA 93436
(805) 819-0821
americannational.com
American National Insurance
1313 N H St, Lompoc, CA 93436
(805) 387-2090
mlagents.americannational.com
Contreras Insurance Services
300 Oak Hill Dr, Lompoc, CA 93436
(805) 733-1133
Jennifer CruzAgency
1201 E Ocean Ave, Lompoc, CA 93436
(805) 819-0821
Farmers Insurance
820 N H St B, Lompoc, CA 93436
(805) 288-7583
agents.farmers.com
Vandenberg Insurance Agency
3875 Constellation Rd, Lompoc, CA 93436
(805) 733-3591
thomcovandenbergins.net
Flood insurance agents in Lompoc California help property owners secure coverage through the National Flood Insurance Program or private insurers. Lompoc is located in Santa Barbara County where some areas fall within FEMA designated flood zones. California law requires lenders to mandate flood insurance for properties in high risk areas with federally backed mortgages.
What Does a Flood Insurance Agent in Lompoc Cost?
Typical flood insurance costs for a Lompoc property range from 600 to 1500 dollars per year for NFIP policies in moderate risk zones. High risk flood zone properties may see premiums from 2000 to 4000 dollars annually. Elevation certificates and building age also affect pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Lompoc do?
A flood insurance agent in Lompoc helps you assess your flood risk and find a policy that meets your needs. They review FEMA flood maps for your property and explain coverage options. They also assist with filing claims and adjusting coverage as flood zone designations change.
Is flood insurance required in Lompoc California?
Flood insurance is not required by state law but is mandatory for properties in FEMA high risk flood zones with a federally backed mortgage. Lenders may also require it for properties in moderate risk areas. Even if not required, many homeowners in Lompoc choose coverage due to local flood risks from heavy rain and storm runoff.
How much does flood insurance cost in Lompoc California?
Flood insurance costs vary based on your property's flood zone elevation and building characteristics. In California NFIP policies average around 700 to 1000 dollars per year for low risk areas. High risk zones can cost 2000 dollars or more annually. Private market policies may offer different rates and coverage limits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.