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Compare Flood Insurance Agents in Lodi, CA

Browse flood insurance agents serving Lodi, California. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Lodi, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Lodi, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Lodi Branch
2715 W Kettleman Ln Ste 201, Lodi, CA 95242
(209) 366-6900 mwg.aaa.com
Dave Nugent - State Farm Insurance Agent
2401 W Turner Rd Ste 228, Lodi, CA 95242
(209) 333-2300 davenug.com
Cost-U-Less Insurance
758 W Kettleman Ln, Lodi, CA 95240
(209) 323-2869 locations.costulessdirect.com
Jon Rader - State Farm Insurance Agent
1420 S Mills Ave STE F, Lodi, CA 95242
(209) 224-8885 jonrader.com
Pam Aberle - State Farm Insurance Agent
1373 Lakewood Mall, Lodi, CA 95242
(209) 369-0900 pamaberle.com
Farmers Insurance - Davin Lozano
430 W Lockeford St, Lodi, CA 95240
(209) 333-8080 agents.farmers.com
Schumacher Insurance Solutions
1124 W Tokay St, Lodi, CA 95240
(209) 334-1400 insurancelodi.com
Farmers Insurance - Rachel Sauseda
112 Church St, Lodi, CA 95240
(209) 365-0700 agents.farmers.com
Confidence Plus Insurance Services: Allstate Insurance
101 N Church St, Lodi, CA 95240
(209) 339-1328 agents.allstate.com
Town Insurance Services
1338 S School St B, Lodi, CA 95240
(209) 368-6966
Eugene C Yates Insurance Agency
245 E Kettleman Ln suite a, Lodi, CA 95240
(209) 339-1130 eugenecyates.com
Bobbie Cash - State Farm Insurance Agent
317 W Lodi Ave, Lodi, CA 95240
(209) 368-6172 bobbiecash.com
Mercury Insurance Lodi
245 E Kettleman Ln, Lodi, CA 95240
(209) 339-1130 mercuryinsurance.com
DeJong Insurance Agency, Inc.
310 W Pine St, Lodi, CA 95240
(209) 368-4133 dejonginsurance.com
Seldon Brusa Insurance Inc
1100 W Tokay St # B, Lodi, CA 95240
(209) 334-3255 brusainsurance.com
Big Valley Insurance Agency Inc
310 S Crescent Ave, Lodi, CA 95240
(209) 365-9600 bigvalleyinsurance.com
Leavitt United
1300 W Lodi Ave STE A1, Lodi, CA 95242
(800) 549-4242 leavitt.com
NFP, an Aon company
2020 Kettleman Ln suite b, Lodi, CA 95242
(209) 334-0870 nfp.com
Todd Garibaldi Insurance
641 S Ham Ln STE A, Lodi, CA 95242
(209) 334-3030 garibaldiins.com
LaRoe & McDonald Insurance Agency
212 W Pine St # 6, Lodi, CA 95240
(209) 339-4214 lodiinsurance.com

Flood insurance agents in Lodi help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk Special Flood Hazard Areas. Lodi residents near the Mokelumne River or in designated flood zones should review their coverage needs annually.

What Does a Flood Insurance Agent in Lodi Cost?

Flood insurance premiums in California vary widely based on flood zone, building elevation, and coverage amount. For an NFIP policy in Lodi, annual costs typically range from 700 to 2,500 dollars for a standard home in a high-risk zone. Private flood insurance may offer different rates or higher coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Lodi California?
Flood insurance is not required by state law but is mandatory for properties with federally backed mortgages located in Special Flood Hazard Areas. Lodi property owners outside high-risk zones may still choose coverage to protect against unexpected flooding.
How does a flood insurance agent help with NFIP policies?
A flood insurance agent guides you through the NFIP application process, helps determine your flood zone, and calculates your premium based on elevation and building characteristics. They also advise on waiting periods which are typically 30 days before coverage begins.