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Browse flood insurance agents serving Lake Forest, California. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Lake Forest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 flood insurance agents in Lake Forest, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Blackwell Insurance Agency
23002 Lake Center Dr # 200, Lake Forest, CA 92630
(949) 421-0222
blackwellins.com
Culver Insurance Services
23681 Birtcher Dr, Lake Forest, CA 92630
(949) 461-0800
culverinsurance.net
Sun Coast General Insurance
11 Orchard Rd STE 104, Lake Forest, CA 92630
(949) 768-1180
suncoastinsurance.com
Steven Wang - State Farm Insurance Agent
20331 Lake Forest Dr c5, Lake Forest, CA 92630
(949) 770-8000
stevenwanglakeforest.com
Bradley Purcell - State Farm Insurance Agent
20331 Lake Forest Dr c5, Lake Forest, CA 92630
(949) 203-3600
bradleypurcell.com
California Southwestern Insurance Agency
25 Orchard Rd Suite 100, Lake Forest, CA 92630
(949) 588-8844
csia-ins.com
Budget Health Insurance
24296 Swartz Dr, Lake Forest, CA 92630
(800) 306-1200
budgethealthinsurance.com
Help U Save Insurance
23783 El Toro Rd, Lake Forest, CA 92630
(949) 432-6079
Farmers Insurance - Saeda Turk
22481 El Toro Rd Ste C, Lake Forest, CA 92630
(949) 328-0288
agents.farmers.com
Reeves-Reeves and Associates Insurance Services
23725 Birtcher Dr, Lake Forest, CA 92630
(949) 458-9999
reeves-reeves.com
Aucoin Insurance and Financial Services
21991 El Toro Rd Ste 4, Lake Forest, CA 92630
(949) 273-8047
aucoin-insurance.com
Sabeti Insurance & Investment Services
23832 Rockfield Blvd #175, Lake Forest, CA 92630
(949) 679-3500
sabetiinsurance.com
My L&J Insurance Services Inc.
23532 El Toro Rd #7, Lake Forest, CA 92630
(949) 707-1172
dmv.ca.gov
Budget Contractors Insurance
24296 Swartz Dr, Lake Forest, CA 92630
(949) 676-2125
budgetcontractorsinsurance.com
Lake Fores Auto Insurance Searchers
23591 El Toro Rd #230, Lake Forest, CA 92630
(971) 433-4901
Farmers Insurance - Bradley Hume
23101 Lake Center Dr #330, Lake Forest, CA 92630
(949) 830-7970
agents.farmers.com
Friant Insurance
22821 Lake Forest Dr, Lake Forest, CA 92630
(949) 837-8310
Farmers Insurance - Richard Tyler
1 Orchard Rd #210, Lake Forest, CA 92630
(949) 713-5881
agents.farmers.com
Oakhurst Insurance
22934 El Toro Rd, Lake Forest, CA 92630
(877) 342-9870
Flood insurance agents in Lake Forest California help property owners secure coverage through the National Flood Insurance Program and private markets. Lake Forest is located in Orange County where certain areas fall within Special Flood Hazard Areas. California law requires lenders to mandate flood insurance for properties in high-risk zones with a federally backed mortgage.
What Does a Flood Insurance Agent in Lake Forest Cost?
The cost of flood insurance in Lake Forest California depends on your flood zone building elevation and deductible choice. NFIP maximum coverage is 250000 dollars for the building and 100000 dollars for contents with annual premiums often between 700 and 2000 dollars for a single-family home. Private flood insurance can sometimes be cheaper but requires a detailed risk assessment. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lake Forest California?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage your lender will require flood insurance. Even outside high-risk zones flood insurance is recommended as 25 percent of flood claims come from low-to-moderate risk areas. California does not have a state mandate for flood insurance beyond federal lender requirements.
What does a flood insurance agent in Lake Forest do?
A flood insurance agent helps you determine your flood zone risk and compares NFIP policies with private flood insurance options. They assist with completing the application and elevation certificate requirements. Agents also explain waiting periods which are typically 30 days for NFIP policies.
How much does flood insurance cost in Lake Forest California?
Costs vary by property location elevation and coverage amount. For an NFIP policy in Lake Forest annual premiums typically range from 700 to 2000 dollars for a standard home. Private flood insurance may offer lower rates or higher limits but each policy is individually rated.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.