Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 flood insurance agents in Laguna Hills, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
24012 Avenida De La Carlota Ste F, Laguna Hills, CA 92653
(949) 381-1144
locations.freeway.com
Sima Mozaffari - State Farm Insurance Agent
25241 Paseo De Alicia Suite 225, Laguna Hills, CA 92653
(949) 447-5585
simainsurance.com
Sureguard Insurance
23201 Mill Creek Dr Suite #200, Laguna Hills, CA 92653
(714) 464-8013
sureguardins.com
Paradise Palms Insurance Agency
23046 Avenida De La Carlota # 600, Laguna Hills, CA 92653
(949) 338-9202
paradisepalmsinsurance.com
Chloe Jolliff: Allstate Insurance
23101 Moulton Pkwy Ste 207B, Laguna Hills, CA 92653
(949) 583-0360
agents.allstate.com
Laguna Pacific Insurance Services Inc
23537 Moulton Pkwy, Laguna Hills, CA 92653
(800) 636-6191
lagunapacificins.com
Grubbs Insurance
23282 Mill Creek Dr # 310, Laguna Hills, CA 92653
(949) 580-2615
Farmers Insurance - Al Kash
23275 S Pointe Dr, Laguna Hills, CA 92653
(949) 216-3620
agents.farmers.com
Farmers Insurance - Cassidy Villalba
23276 S Pointe Dr STE 215, Laguna Hills, CA 92653
(949) 771-0323
agents.farmers.com
Zamani Insurance Agency
23232 Peralta Dr STE 221, Laguna Hills, CA 92653
(949) 424-0808
agents.farmers.com
Dunlap Insurance
25283 Cabot Rd suite 219, Laguna Hills, CA 92653
(714) 838-3158
dunlapins.com
Socal Platinum Insurance
23232 Peralta Dr STE 114, Laguna Hills, CA 92653
(949) 716-3344
Prestige Insurance
25381 Alicia Pkwy, Laguna Hills, CA 92653
(949) 900-6677
Rey Insurance Services
23161 Mill Creek Dr, Laguna Hills, CA 92653
(800) 954-6787
Philip B. Robinson Insurance
23185 La Cadena Dr, Laguna Hills, CA 92653
(949) 474-9300
pbrinsurance.com
Dealer Insurance Services
23151 Verdugo Dr #205, Laguna Hills, CA 92563
(949) 425-0020
dealerinsuranceservices.net
What Does a Flood Insurance Agent in Laguna Hills Cost?
In California, flood insurance premiums through the NFIP typically range from 700 to 2,000 dollars per year for a standard home, but high-risk properties can cost 3,000 dollars or more. Private flood insurance may offer lower rates or higher coverage limits. Costs depend on your property's flood risk, coverage amount, and deductible. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Laguna Hills?
If your property is in a FEMA-designated Special Flood Hazard Area your lender will require flood insurance. Even outside high-risk zones flooding can occur so many agents recommend a policy for peace of mind.
How do I choose a flood insurance agent in Laguna Hills?
Look for an agent licensed in California who has experience with NFIP and private flood policies. Ask about their knowledge of local flood zones and claim assistance processes.
What does a flood insurance policy in California cover?
Standard NFIP policies cover building structure and contents up to limits. Private policies may offer additional coverage like replacement cost or additional living expenses. An agent can explain the differences.