Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 flood insurance agents in Gilroy, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gina Lopez - State Farm Insurance Agent
8401 Church St Ste B, Gilroy, CA 95020
(408) 846-9077
ginalopezagency.com
David Matzinger - State Farm Insurance Agent
651 1st St, Gilroy, CA 95020
(408) 842-9354
davidminsurance.com
MC Insurance Services
60 4th St Suite 102, Gilroy, CA 95020
(408) 848-2271
mcinsurance.com
Di-Car Insurance Marketing
6976 Automall Pkwy, Gilroy, CA 95020
(408) 848-9085
dicarinsurance.com
Farmers Insurance - Stefanie Pinheiro
190 1st St, Gilroy, CA 95020
(408) 842-4619
agents.farmers.com
Luis Bejar Rodriguez: Allstate Insurance
1230 1st St Ste 203, Gilroy, CA 95020
(408) 427-0112
agents.allstate.com
Farmers Insurance - Maria Cid
8010 Wayland Ln #2f, Gilroy, CA 95020
(408) 848-8953
agents.farmers.com
Arline Silva: Allstate Insurance
7691 Eigleberry St, Gilroy, CA 95020
(408) 842-5608
agents.allstate.com
Coast Auto Insurance
280 E 10th St Suite F, Gilroy, CA 95020
(408) 842-1990
coastautoinsurance.com
Farmers Insurance- Pinheiro Insurance Agency, Inc
190 1st St, Gilroy, CA 95020
(408) 842-4619
farmersagent.com
PCB Insurance Services, LLC
7600 Monterey Rd Suite 140, Gilroy, CA 95020
(408) 847-1000
pcb-insurance.com
Farmers Insurance - Erma Contreras
7790 Eigleberry St ste a, Gilroy, CA 95020
(408) 846-5878
agents.farmers.com
Allstate Insurance Co: Silva Jason
5143, 7691 Eigleberry St A, Gilroy, CA 95020
(408) 842-5608
agents.allstate.com
UCA General Insurance Services Inc
449 Leavesley Rd # E, Gilroy, CA 95020
(408) 842-1792
South Valley Insurance
7691 Eigleberry St, Gilroy, CA 95020
(669) 233-1918
silva agency
7691 Eigleberry St, Gilroy, CA 95020
(408) 842-1019
thesilvaagency.com
Haaker Insurance
116 5th St, Gilroy, CA 95020
(408) 846-8540
What Does a Flood Insurance Agent in Gilroy Cost?
In California, NFIP flood insurance premiums average around $700 to $1,200 per year for a standard home in a low-risk zone. Properties in high-risk areas can see premiums from $1,500 to $4,000 or more annually. Costs depend on flood zone, building elevation, deductible, and coverage amount. Private market rates vary widely. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Gilroy California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding from heavy rain or creek overflow can occur. Many agents recommend a policy regardless of zone.
What does a flood insurance agent in Gilroy do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They explain elevation certificates and coverage limits. Agents also assist with policy renewals and claims questions.
How long does it take to get flood insurance in Gilroy?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. You should contact an agent well before any flood threat to ensure coverage is active.