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Find Flood Insurance Agents Near You in Fremont, CA

Browse flood insurance agents serving Fremont, California. Updated 2026-07-14.

The top-rated flood insurance agent in Fremont, California is Farmers Insurance - Virginia Tam, rated 4.9 stars across 385 reviews. Other highly rated options include Rexie Tagayuna - State Farm Insurance Agent, Ninna Chugh - State Farm Insurance Agent, Christina Zeng - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Fremont.

Showing 20 flood insurance agents in Fremont, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Virginia Tam833 Corporate Way(510) 683-3883
2Rexie Tagayuna - State Farm Insurance Agent2140 Peralta Blvd # 202(510) 796-5911
3Ninna Chugh - State Farm Insurance AgentThornton Plaza, 3650 Thornton Ave(510) 791-1100
4Christina Zeng - State Farm Insurance Agent34245 Fremont Blvd(510) 573-2699
5Gleetopia Insurance38069 Martha Ave #500(650) 898-2838
6Tina Vu - State Farm Insurance Agent46923 Warm Springs Blvd #208(510) 979-9599
7Mei Mei Chua - Farmers Insurance38970 Blacow Rd unit d(510) 962-8585
8Ivett Insurance Agency Inc37405 Joseph St(510) 791-1307
9Farmers Insurance - Jeffrey Carvalho2188 Peralta Blvd Suite A(510) 791-6911
10Holly Zhu: Allstate Insurance963 Corporate Way(510) 661-2888
FI
833 Corporate Way
Farmers Insurance - Virginia Tam
Flood Insurance Agent · Fremont, CA

Farmers Insurance - Virginia Tam serves the Fremont, California area as a flood insurance agent. It helps homeowners and renters protect their properties against potential water damage from heavy rains, storm surges, or rising rivers. The agency guides clients in navigating the specific risk factors and policy requirements common to this region. Understanding local flood zones is a key part of its work. Farmers Insurance - Virginia Tam handles both residential flood policies and commercial flood insurance coverage for local businesses.

RT
2140 Peralta Blvd # 202
Rexie Tagayuna - State Farm Insurance Agent
Flood Insurance Agent · Fremont, CA

Rexie Tagayuna - State Farm Insurance Agent in Fremont, CA, provides flood insurance policies that protect residential and commercial properties from water damage. The agency assists clients in understanding coverage options, including building and contents protection, and helps with policy adjustments as flood risks evolve. Regular policy reviews are offered to ensure coverage remains appropriate through seasonal changes or property modifications. This flood insurance agent services single-family homes, apartments, retail spaces, and restaurants throughout the Fremont area.

NC
Thornton Plaza, 3650 Thornton Ave
Ninna Chugh - State Farm Insurance Agent
Flood Insurance Agent · Fremont, CA

Homeowners, businesses, and property managers in Fremont, CA, turn to Ninna Chugh - State Farm Insurance Agent for flood insurance guidance. This agency assists clients in understanding National Flood Insurance Program options and securing coverage that protects property from water damage. It helps evaluate policy limits based on local flood zone risks, ensuring adequate protection against potential losses. The agency also provides support with policy modifications and claims inquiries for existing policyholders. Its services extend to surrounding areas, including Union City and Newark, to meet regional flood insurance needs.

CZ
34245 Fremont Blvd
Christina Zeng - State Farm Insurance Agent
Flood Insurance Agent · Fremont, CA

Serving Fremont, CA, and adjacent communities throughout the East Bay, Christina Zeng’s agency handles residential and commercial flood insurance policies. This agent works with clients to assess their property’s specific flood risk, helping them understand coverage options. The office focuses on clearly explaining the distinctions between standard homeowners insurance and separate flood policies. To handle a typical job, it reviews the client’s location on a flood map and then provides a straightforward overview of available limits and deductibles.

GI
38069 Martha Ave #500
Gleetopia Insurance
Flood Insurance Agent · Fremont, CA

Gleetopia Insurance in Fremont, CA, distinguishes between one-time flood insurance policies for short-term needs and recurring annual policies for ongoing property protection. Coverage addresses damage from rising water, a common risk in the area due to local weather patterns and proximity to waterways. As a flood insurance agent, the company helps clients understand policy options and the distinction between flood and standard homeowner claims. Service is offered on a one-time or as-needed basis, depending on whether clients require a single policy or ongoing support.

TV
46923 Warm Springs Blvd #208
Tina Vu - State Farm Insurance Agent
Flood Insurance Agent · Fremont, CA

Tina Vu - State Farm Insurance Agent in Fremont, CA, specializes in flood insurance policies tailored to protect homes and businesses from water damage. The agency provides general services that include reviewing existing coverage, explaining federal program requirements, and helping clients assess their specific flood risk based on property location. It particularly assists with concerns arising during the rainy season and after sudden storms, when flash flooding threatens local communities and claims for water-related losses typically increase.

MM
38970 Blacow Rd unit d
Mei Mei Chua - Farmers Insurance
Flood Insurance Agent · Fremont, CA

As a flood insurance agent based in Fremont, CA, Mei Mei Chua - Farmers Insurance helps clients assess their property's risk of water damage. This agency specializes in securing policies that cover rising water from storms or overflowing bodies of water. Such coverage can be critical for protecting structures and their contents against catastrophic loss. The firm serves a wide range of commercial sectors, including offices, warehouses, and food service operations.

II
37405 Joseph St
Ivett Insurance Agency Inc
Flood Insurance Agent · Fremont, CA

As seasonal rains and the risk of overflow from nearby waterways affect properties around Fremont, CA, Ivett Insurance Agency Inc serves as a flood insurance agent on Alameda County. The company helps homeowners and business owners navigate the National Flood Insurance Program and understand their coverage options. More than just processing a policy, the agency reviews local flood zone maps or elevation certificates with clients to capture specific property risks. A typical first step involves a call to schedule an appointment for a no-obligation property assessment or document review.

FI
2188 Peralta Blvd Suite A
Farmers Insurance - Jeffrey Carvalho
Flood Insurance Agent · Fremont, CA

Farmers Insurance - Jeffrey Carvalho, based in Fremont, CA, is known for providing personalized flood insurance solutions to homeowners and businesses in the area. This agency assists clients in securing policies that cover structural damage and belongings from rising waters, addressing common gaps in standard homeowners coverage. Typical services include evaluating property flood risk, explaining National Flood Insurance Program options, and guiding claims processes. Coverage is tailored for both mandatory flood zones and higher-risk areas. Specialty add-on services include obtaining additional living expense coverage for temporary housing needs during flood repairs.

HZ
963 Corporate Way
Holly Zhu: Allstate Insurance
Flood Insurance Agent · Fremont, CA

Holly Zhu: Allstate Insurance provides residential flood insurance services to homeowners in Fremont and the surrounding areas. Commercial flood coverage is also offered for local business properties seeking financial protection from water damage. The independent agency serves clients throughout the region, helping them assess their specific flood risks and select appropriate policies. They encourage homeowners to schedule a follow-up review whenever property changes or flood maps are updated, ensuring consistent protection between regular policy visits.

BM
39159 Paseo Padre Pkwy #109
Brian Moos - State Farm Insurance Agent
Flood Insurance Agent · Fremont, CA
(510) 792-3022
brianmoos.com
LH
43625 Mission Blvd #200
Leslie Hiew: Allstate Insurance
Flood Insurance Agent · Fremont, CA
(510) 770-8181
agents.allstate.com/leslie-hiew-fremont-ca.html
JS
41111 Mission Blvd #150
Joseph Sr22 Insurance California
Flood Insurance Agent · Fremont, CA
(510) 588-4156
TI
39812 Mission Blvd #101
TWFG Insurances Services
Flood Insurance Agent · Fremont, CA
(510) 573-4745
twfgcalifornia.com
RS
43195 Mission Blvd B2
Rich Storelee - State Farm Insurance Agent
Flood Insurance Agent · Fremont, CA
(510) 490-2566
richardstorelee.com
DL
200 Brown Rd
Daven Loomba Farmers insurance agency
Flood Insurance Agent · Fremont, CA
(510) 270-8141
agents.farmers.com/ca/fremont/daven-loomba
IO
43186 Starr St Suite# C
Ik Onkar Insurance Agency
Flood Insurance Agent · Fremont, CA
(510) 413-7867
ikonkarinsuranceagency.com
GP
38003 Mission Blvd
Green Peak Insurance Solutions
Flood Insurance Agent · Fremont, CA
(510) 573-1108
greenpeakinsurance.com
CC
43138 Christy St
christopher chen: allstate insurance
Flood Insurance Agent · Fremont, CA
(510) 770-2280
BI
39812 Mission Blvd #107
BLV Insurance Services
Flood Insurance Agent · Fremont, CA
(510) 490-7700

What Does a a Flood Insurance Agent in Fremont Cost?

Flood insurance premiums in Fremont typically range from 500 to 2000 dollars per year for low-risk zones, and 1000 to 5000 dollars or more for high-risk areas. Costs depend on the property elevation, flood zone designation, building characteristics, and coverage limits. California participates in the NFIP Community Rating System which can provide discounts for flood mitigation efforts. This is general information, not insurance advice.

About flood insurance agents in Fremont

Flood insurance agents in Fremont, California help property owners secure coverage through the National Flood Insurance Program or private insurers. Fremont sits in Alameda County where portions of the city fall within FEMA-designated Special Flood Hazard Areas. California law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.

Frequently Asked Questions

Do I need flood insurance in Fremont California?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding from heavy rain or local drainage issues can occur, so many homeowners choose coverage.

How do I find a flood insurance agent in Fremont?

You can search the NFIP agent locator on FloodSmart.gov or contact local independent insurance agencies in Fremont. Ask agents about their experience with Alameda County flood maps and NFIP compliance requirements.

What does flood insurance cover in California?

Standard flood insurance through the NFIP covers up to 250000 dollars for building property and 100000 dollars for contents. Private flood insurance may offer higher limits and additional coverage options. Both exclude basement improvements and most personal property outside the building.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.