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HomeFlood Insurance AgentsCalifornia › Fountain Valley

Find Flood Insurance Agents Near You in Fountain Valley, CA

Browse flood insurance agents serving Fountain Valley, California. Updated 2026-07-14.

The top-rated flood insurance agent in Fountain Valley, California is Top Pick Insurance Agency, rated 5.0 stars across 168 reviews. Other highly rated options include Bella Anh Tran State Farm Insurance Agency, Grace First Insurance Agency, Bele Nguyen - State Farm Insurance Agent. This directory lists 14 flood insurance agents serving Fountain Valley.

Showing 14 flood insurance agents in Fountain Valley, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Top Pick Insurance Agency17155 Newhope St # A(714) 537-0608
2Bella Anh Tran State Farm Insurance Agency17075 Newhope St Ste 130(714) 638-9000
3Grace First Insurance Agency17050 Bushard St #206(714) 968-8008
4Bele Nguyen - State Farm Insurance Agent16151 Brookhurst St(714) 786-8930
5Valley West Financial Insurance Services17054 Magnolia St(800) 266-7672
6NickersonPartners Insurance Agency10055 Slater Ave STE 260(714) 975-5479
7Eric Ferraro - State Farm Insurance Agent17195 Newhope St #104(714) 557-7200
8Efile Insurance Center & Multiservices17195 Newhope St # 106(714) 531-3030
9BLEST Insurance Agency, Inc.18837 Brookhurst St #103(714) 369-5376
10Optistar Insurance Service, Inc17151 Newhope St #207(714) 705-4090
TP
17155 Newhope St # A
Top Pick Insurance Agency
Flood Insurance Agent · Fountain Valley, CA

Top Pick Insurance Agency serves Orange County from its base in Fountain Valley, California, as a dedicated flood insurance agent. This company assists homeowners, renters, and commercial property owners with securing coverage against rising waters and flash flooding. It helps clients understand federal flood maps and identifies gaps in standard homeowner policies. The agency focuses on both National Flood Insurance Program policies and private market options to meet specific property needs in coastal and inland flood zones. It handles claims assistance and elevation certificate reviews for local residents.

BA
17075 Newhope St Ste 130
Bella Anh Tran State Farm Insurance Agency
Flood Insurance Agent · Fountain Valley, CA

Bella Anh Tran State Farm Insurance Agency in Fountain Valley, CA provides flood insurance policies to protect residential and commercial properties. Services include policy consultations, risk assessments based on local flood zones, and annual policy reviews to adjust coverage limits. The agency offers ongoing support for filing claims and updating flood maps. It serves a range of properties, including single-family homes, apartments, retail stores, and restaurants.

GF
17050 Bushard St #206
Grace First Insurance Agency
Flood Insurance Agent · Fountain Valley, CA

Grace First Insurance Agency in Fountain Valley, CA provides flood insurance coverage to homeowners, businesses, and property managers in the region. Its agents help clients assess their flood risk, understand policy limits, and secure protection against rising waters from storms or nearby waterways. Whether a property is in a designated flood zone or outside it, the agency works to find suitable coverage options. The office also serves clients in surrounding areas of Orange County, including Huntington Beach and the greater Costa Mesa vicinity.

BN
16151 Brookhurst St
Bele Nguyen - State Farm Insurance Agent
Flood Insurance Agent · Fountain Valley, CA

Serving Fountain Valley and the surrounding Orange County communities, Bele Nguyen – State Farm Insurance Agent handles flood insurance policies designed to protect homes and businesses from water damage. The agency works with clients to navigate coverage options that address both structural and content losses. To start a typical job, the agent reviews the property’s flood zone designation and risk factors, then presents a customized insurance plan responsive to the client’s specific needs and budget.

VW
17054 Magnolia St
Valley West Financial Insurance Services
Flood Insurance Agent · Fountain Valley, CA

In Fountain Valley, CA, Valley West Financial Insurance Services distinguishes between one-time policies tied to specific transactions and recurring annual coverage that maintains continuous protection. As a flood insurance agent, the company helps property owners understand federal program requirements and private market alternatives applicable to this region. Tailoring coverage options addresses varying needs for residential and commercial structures vulnerable to water damage. Service operates strictly on an as-needed basis, matching the episodic nature of mortgage, renovation, or risk-evaluation demands for flood policies.

NI
10055 Slater Ave STE 260
NickersonPartners Insurance Agency
Flood Insurance Agent · Fountain Valley, CA

NickersonPartners Insurance Agency specializes in securing flood coverage policies for properties in Fountain Valley. It also assists clients with navigating standard flood insurance requirements from the National Flood Insurance Program and private market options. The agency evaluates individual property risks, such as proximity to local waterways or low-lying zones, to recommend appropriate protection levels. It helps homeowners and businesses maintain continuous coverage throughout changing regulations. Due to seasonal risks, the agency particularly aids property owners preparing for the winter rain and El Niño storm seasons in Southern California.

EF
17195 Newhope St #104
Eric Ferraro - State Farm Insurance Agent
Flood Insurance Agent · Fountain Valley, CA

As winter storms and heavy rain patterns continue to affect Southern California, homeowners in Orange County face rising risks of property damage from surface flooding and groundwater intrusion. Eric Ferraro - State Farm Insurance Agent in Fountain Valley, CA, provides flood insurance policies designed to protect residential and commercial structures against these weather-related water events. A typical engagement begins with a consultation to assess the property's current flood zone classification and coverage needs, followed by a professional review of the home's drainage and foundation conditions to determine appropriate protection.

EI
17195 Newhope St # 106
Efile Insurance Center & Multiservices
Flood Insurance Agent · Fountain Valley, CA

Efile Insurance Center & Multiservices in Fountain Valley, CA, assists property owners and renters with general insurance needs. As a flood insurance agent, the company specializes in securing coverage against water damage from rising waters, storms, and runoff common to this region. Services also address flood-related policy adjustments for coastal and inland properties. The agency serves various commercial sectors, including offices, warehouses, and food service establishments.

BI
18837 Brookhurst St #103
BLEST Insurance Agency, Inc.
Flood Insurance Agent · Fountain Valley, CA

Blest Insurance Agency, Inc. serves Fountain Valley homeowners by helping them obtain flood insurance for their residential properties. The agency also offers commercial flood coverage to protect local businesses against water damage. Their service area extends throughout the surrounding region. Clients may contact them to review policy needs or adjust coverage after a flood event, providing follow-up support between regular policy renewal visits.

OI
17151 Newhope St #207
Optistar Insurance Service, Inc
Flood Insurance Agent · Fountain Valley, CA

Optistar Insurance Service, Inc in Fountain Valley, CA is a flood insurance agent known for helping residents and business owners obtain financial protection against rising water risks. The company’s service range includes assessing local flood zone requirements and guiding clients through policy options for commercial and residential structures. Assistance with federal NFIP filings is part of its standard offerings. For clients needing enhanced coverage beyond basic flood plans, the agency can also arrange excess water damage protection.

PP
8700 Warner Ave # 140
Pacific Pro's Insurance Agency
Flood Insurance Agent · Fountain Valley, CA
(714) 909-0755
pacificprosins.com/locations
TL
17929 Magnolia St
Tommy Le - State Farm Insurance Agent
Flood Insurance Agent · Fountain Valley, CA
(714) 841-5350
myagenttom.com
SR
10061 Talbert Ave #207
Solid Rock Insurance
Flood Insurance Agent · Fountain Valley, CA
(714) 841-2510
solidrockins.com
SI
17165 Newhope St Suite F
Simes Insurance Agency
Flood Insurance Agent · Fountain Valley, CA
(714) 982-2220
simesinsuranceagency.com

What Does a a Flood Insurance Agent in Fountain Valley Cost?

Typical flood insurance costs in California range from 500 to 2,000 dollars per year for an NFIP policy, depending on flood zone, building value, and deductible. Private flood insurance can cost more or less based on risk assessment. In Fountain Valley, premiums may be higher near flood-prone areas. This is general information and not insurance advice.

About flood insurance agents in Fountain Valley

Flood insurance agents in Fountain Valley, California help property owners secure coverage through the National Flood Insurance Program or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents in Fountain Valley understand local flood maps and can guide you through the 30-day waiting period for NFIP policies.

Frequently Asked Questions

What does a flood insurance agent in Fountain Valley do?

A flood insurance agent helps you find and purchase a flood insurance policy that fits your property and budget. They explain flood zone designations, coverage limits, and the difference between NFIP and private flood insurance. They also assist with policy renewals and claims questions.

Is flood insurance required in Fountain Valley California?

Flood insurance is not required by state law, but mortgage lenders usually require it for properties in high-risk flood zones (A or V zones). Fountain Valley has areas near the Santa Ana River that fall into such zones. Even outside high-risk zones, agents often recommend coverage because 25 percent of flood claims come from low-risk areas.

How long does it take for a flood insurance policy to start in California?

Standard NFIP policies have a 30-day waiting period before coverage begins. There are exceptions for loans closing on a property purchase or for map changes. Private flood insurance policies may have different waiting periods, so ask your agent for details.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.