Skip to main content

Find Flood Insurance Agents Near You in Folsom, CA

Looking for a flood insurance agent in Folsom? Review the directory below to compare your options.

18 agents listed
Updated May 2026
Folsom, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 flood insurance agents in Folsom, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Folsom Branch
2796 E Bidwell St, Folsom, CA 95630
(916) 351-2600 mwg.aaa.com
Shoua Lee - State Farm Insurance Agent
785 Orchard Dr Ste 145, Folsom, CA 95630
(916) 353-5199 myagentshoua.com
Farmers Insurance - Maria Britton
6611 Folsom-Auburn Rd STE C-1, Folsom, CA 95630
(877) 777-2469 agents.farmers.com
Dan Normoyle - State Farm Insurance Agent
1833 Iron Point Rd STE 180, Folsom, CA 95630
(916) 608-2600 dannormoyle.com
Republix Risk Mitigation Insurance Solutions
503 Natoma St, Folsom, CA 95630
(916) 800-7787 joinrepublix.com
Dr. Aaron Williams - State Farm Insurance Agent
231 Blue Ravine Rd #100, Folsom, CA 95630
(916) 235-8565 draaronwilliamsinsurance.net
Carlson Agency Insurance Services Inc.
9580 Oak Ave Pkwy #7-270, Folsom, CA 95630
(916) 439-1306 carlson-agency.com
Whims Insurance and Financial Services
31 Natoma St #170, Folsom, CA 95630
(916) 817-6250 leavitt.com
Century Partners Insurance Agency: Allstate Insurance
13405 Folsom Blvd STE 810, Folsom, CA 95630
(916) 985-8484 agents.allstate.com
Noble West
205 Natoma St, Folsom, CA 95630
(800) 391-1313 noblewest.net
J D Shield Insurance Agency LLC
50 Iron Point Cir Suite 140, Folsom, CA 95630
(916) 281-0101 jdshieldinsurance.com
Greenfield Insurance Agency
101 Parkshore Dr #100, Folsom, CA 95630
(877) 401-9660 greenfieldins.com
T.D. McNeil Insurance Services
110 Blue Ravine Rd #105, Folsom, CA 95630
(916) 983-2561 tdmins.com
G. L. Anderson Insurance Services, Inc.
193 Blue Ravine Rd Ste 210, Folsom, CA 95630
(916) 353-5130 glandersonins.com
Sacco & Sacco Insurance Brokers LLC
1831 Iron Point Rd Ste 100, Folsom, CA 95630
(916) 932-2320 saccoins.com
Lucid Insurance Services
101 Parkshore Dr, Folsom, CA 95630
(916) 932-2440 insuranceservicesfolsomca.com
Nationwide Insurance: Keith Jackson Insurance Agency Inc.
1024 Iron Point Rd, Folsom, CA 95630
(916) 742-6995 agency.nationwide.com
Davies Insurance Agency
101 Parkshore Dr, Folsom, CA 95630
(916) 952-3112 daviesinsuranceservices.com

Flood insurance agents in Folsom California help homeowners and businesses understand their flood risk and secure appropriate coverage. California law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA. A local agent can explain the National Flood Insurance Program rules and help you find a policy that meets your needs.

What Does a Flood Insurance Agent in Folsom Cost?

The cost of flood insurance in California varies by property location, elevation, and coverage amount. For a single-family home in Folsom, annual premiums typically range from 500 to 2,500 dollars for NFIP policies. Private market policies may cost more or less depending on risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Why do I need a flood insurance agent in Folsom?
Folsom is near the American River and has areas in FEMA flood zones. An agent can help you determine your flood risk and find a policy that satisfies mortgage requirements and protects your property.
Is flood insurance required by law in California?
California does not require flood insurance by state law. However, if your property is in a high-risk flood zone and you have a federally backed mortgage, your lender will require you to carry flood insurance.
What does a flood insurance policy in California typically cover?
A standard NFIP policy covers structural damage from flooding and some contents. It does not cover basement improvements or temporary housing. Your agent can explain coverage limits and exclusions.