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Find Flood Insurance Agents Near You in Folsom, CA

Browse flood insurance agents serving Folsom, California. Updated 2026-07-14.

The top-rated flood insurance agent in Folsom, California is Shoua Lee - State Farm Insurance Agent, rated 5.0 stars across 288 reviews. Other highly rated options include Farmers Insurance - Maria Britton, AAA Folsom Branch, Dan Normoyle - State Farm Insurance Agent. This directory lists 18 flood insurance agents serving Folsom.

Showing 18 flood insurance agents in Folsom, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shoua Lee - State Farm Insurance Agent785 Orchard Dr Ste 145(916) 353-5199
2Farmers Insurance - Maria Britton6611 Folsom-Auburn Rd STE C-1(877) 777-2469
3AAA Folsom Branch2796 E Bidwell St(916) 351-2600
4Dan Normoyle - State Farm Insurance Agent1833 Iron Point Rd STE 180(916) 608-2600
5Republix Risk Mitigation Insurance Solutions503 Natoma St(916) 800-7787
6Dr. Aaron Williams - State Farm Insurance Agent231 Blue Ravine Rd #100(916) 235-8565
7Carlson Agency Insurance Services Inc.9580 Oak Ave Pkwy #7-270(916) 439-1306
8Whims Insurance and Financial Services31 Natoma St #170(916) 817-6250
9Century Partners Insurance Agency: Allstate Insurance13405 Folsom Blvd STE 810(916) 985-8484
10Noble West205 Natoma St(800) 391-1313
SL
785 Orchard Dr Ste 145
Shoua Lee - State Farm Insurance Agent
Flood Insurance Agent · Folsom, CA

Shoua Lee - State Farm Insurance Agent in Folsom, CA, provides a range of flood insurance services. This includes helping local residents and business owners assess their flood risk and select appropriate coverage. The office assists with policy reviews and adjustments to ensure adequate protection as property needs change over time. It is dedicated to explaining the nuances of flood insurance, including coverage limits and deductibles. The agency serves a variety of property types in the area, including single-family homes, apartments, retail spaces, and restaurants.

FI
6611 Folsom-Auburn Rd STE C-1
Farmers Insurance - Maria Britton
Flood Insurance Agent · Folsom, CA

Homeowners, businesses, and property managers in Folsom, CA rely on Farmers Insurance - Maria Britton for flood insurance guidance. This agency helps clients understand the importance of protecting properties from water damage common in the region. They assist with policy selection and coverage options to meet varying needs. In addition to serving Folsom residents, the agency also covers the nearby community of El Dorado Hills in the greater Sacramento metro area.

AF
2796 E Bidwell St
AAA Folsom Branch
Flood Insurance Agent · Folsom, CA

AAA Folsom Branch serves the Sacramento County area, including Folsom, California, as a flood insurance agent. The company assists property owners with applications for coverage through the National Flood Insurance Program. It also helps clients evaluate flood zone designations and understand federal requirements for mortgage lending. Policy renewals and claim support are additional services provided for local homes and businesses. The agency handles flood risk assessments and insurance paperwork for properties in designated Special Flood Hazard Areas.

DN
1833 Iron Point Rd STE 180
Dan Normoyle - State Farm Insurance Agent
Flood Insurance Agent · Folsom, CA

Serving Folsom, CA, and the surrounding communities of El Dorado Hills, Granite Bay, and Roseville, Dan Normoyle’s agency handles specialized flood insurance policies for homes and businesses in the area. This protection covers damage from rising water, which is critical for properties near rivers and lower-lying zones. The agency assesses each client’s specific flood risk based on the property’s location and FEMA flood maps. It then works through available coverage options, tailoring a plan to fit the individual structure and budget while addressing common coverage limits and deductibles.

RR
503 Natoma St
Republix Risk Mitigation Insurance Solutions
Flood Insurance Agent · Folsom, CA

Republix Risk Mitigation Insurance Solutions, based in Folsom, CA, helps property owners distinguish between a single-policy purchase for a specific property and an ongoing coverage plan that renews automatically each term. The agency assists clients in navigating standard flood maps, elevation certificates, and required waiting periods to ensure adequate protection against water damage from storms or rising waterways. Services operate on both a one-time policy setup and a scheduled renewal basis, depending on the client’s property location and risk level.

DA
231 Blue Ravine Rd #100
Dr. Aaron Williams - State Farm Insurance Agent
Flood Insurance Agent · Folsom, CA

Dr. Aaron Williams - State Farm Insurance Agent in Folsom, CA specializes in flood insurance, providing policies that cover structural damage and content loss due to rising water. The agency also offers general home and renters insurance to protect local property owners. These services help residents secure coverage for weather-related events common in the region, such as heavy seasonal rains that can overwhelm drainage systems. The agent actively assists homeowners before the spring thaw, when snowmelt often increases flood risk in low-lying areas near waterways.

CA
9580 Oak Ave Pkwy #7-270
Carlson Agency Insurance Services Inc.
Flood Insurance Agent · Folsom, CA

When winter rains or sudden snowmelt threaten homes in Folsom and the surrounding foothills, Carlson Agency Insurance Services Inc. provides needed flood insurance guidance. As an agent dedicated to this specialized coverage, the company explains National Flood Insurance Program options and private policies suited to local flood zone risks. They assess each property’s unique exposure caused by area waterways and terrain. Every consultation begins with a thorough evaluation of the client’s current exposure and available protection. An initial property inspection and risk assessment is scheduled to begin the quoting process.

WI
31 Natoma St #170
Whims Insurance and Financial Services
Flood Insurance Agent · Folsom, CA

Whims Insurance and Financial Services offers general property and commercial risk guidance to clients in Folsom, California, with a specific focus on flood insurance agent services. They help property owners evaluate exposure to water damage and navigate National Flood Insurance Program options. The company can serve a variety of commercial sectors, including office complexes, warehouses, and food service establishments that require tailored coverage.

CP
13405 Folsom Blvd STE 810
Century Partners Insurance Agency: Allstate Insurance
Flood Insurance Agent · Folsom, CA

Century Partners Insurance Agency: Allstate Insurance provides flood insurance services to residential property owners in Folsom, California. The agency also helps commercial clients secure coverage to protect their business assets from flood damage. Service extends throughout the local area, addressing typical regional flood risks. Policyholders receive guidance on available coverage options during initial consultation and can return for adjustments when their property needs change, ensuring continued protection between regular visits or after significant weather events.

NW
205 Natoma St
Noble West
Flood Insurance Agent · Folsom, CA

Noble West is known for specializing in flood insurance policies tailored to the unique risk profiles of homes and businesses in flood-prone areas of Folsom, CA. The agency advises property owners on National Flood Insurance Program options and private market alternatives to ensure adequate coverage for structures and contents throughout the community. Clients receive dedicated support in understanding elevation certificates coverage limits and claims procedures. Its services can be extended to include guidance on securing separate building and contents coverage for rental properties.

JD
50 Iron Point Cir Suite 140
J D Shield Insurance Agency LLC
Flood Insurance Agent · Folsom, CA
(916) 281-0101
jdshieldinsurance.com
GI
101 Parkshore Dr #100
Greenfield Insurance Agency
Flood Insurance Agent · Folsom, CA
(877) 401-9660
greenfieldins.com
TD
110 Blue Ravine Rd #105
T.D. McNeil Insurance Services
Flood Insurance Agent · Folsom, CA
(916) 983-2561
tdmins.com
GL
193 Blue Ravine Rd Ste 210
G. L. Anderson Insurance Services, Inc.
Flood Insurance Agent · Folsom, CA
(916) 353-5130
glandersonins.com
SS
1831 Iron Point Rd Ste 100
Sacco & Sacco Insurance Brokers LLC
Flood Insurance Agent · Folsom, CA
(916) 932-2320
saccoins.com
LI
101 Parkshore Dr
Lucid Insurance Services
Flood Insurance Agent · Folsom, CA
(916) 932-2440
insuranceservicesfolsomca.com
NI
1024 Iron Point Rd
Nationwide Insurance: Keith Jackson Insurance Agency Inc.
Flood Insurance Agent · Folsom, CA
(916) 742-6995
agency.nationwide.com/ca/folsom/95630/keith-jackson-insurance-agency-inc
DI
101 Parkshore Dr
Davies Insurance Agency
Flood Insurance Agent · Folsom, CA
(916) 952-3112
daviesinsuranceservices.com/contact.html

What Does a a Flood Insurance Agent in Folsom Cost?

The cost of flood insurance in California varies by property location, elevation, and coverage amount. For a single-family home in Folsom, annual premiums typically range from 500 to 2,500 dollars for NFIP policies. Private market policies may cost more or less depending on risk. This is general information and not insurance advice.

About flood insurance agents in Folsom

Flood insurance agents in Folsom California help homeowners and businesses understand their flood risk and secure appropriate coverage. California law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA. A local agent can explain the National Flood Insurance Program rules and help you find a policy that meets your needs.

Frequently Asked Questions

Why do I need a flood insurance agent in Folsom?

Folsom is near the American River and has areas in FEMA flood zones. An agent can help you determine your flood risk and find a policy that satisfies mortgage requirements and protects your property.

Is flood insurance required by law in California?

California does not require flood insurance by state law. However, if your property is in a high-risk flood zone and you have a federally backed mortgage, your lender will require you to carry flood insurance.

What does a flood insurance policy in California typically cover?

A standard NFIP policy covers structural damage from flooding and some contents. It does not cover basement improvements or temporary housing. Your agent can explain coverage limits and exclusions.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.