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Find Flood Insurance Agents Near You in Elk Grove, CA

Browse flood insurance agents serving Elk Grove, California. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Elk Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 flood insurance agents in Elk Grove, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Driven Insurance Services
8126 Sheldon Rd Ste 130, Elk Grove, CA 95758
(855) 358-9399 driveninsurance.com
AAA Elk Grove-Laguna Branch
8225 Laguna Blvd Ste 120, Elk Grove, CA 95758
(916) 478-7500 mwg.aaa.com
Leslie Sategna - State Farm Insurance Agent
9028 Franklin Blvd UNIT 150, Elk Grove, CA 95758
(916) 421-1998 myagentleslie.com
Melissa Messer at Comparion Insurance Agency
9381 E Stockton Blvd STE 114, Elk Grove, CA 95624
(916) 713-4241 comparioninsurance.com
Darr Insurance Agency
8788 Elk Grove Blvd Building 3 Suite 18, Elk Grove, CA 95624
(530) 217-6002 darrinsurance.com
Leavitt United Insurance Services
2358 Maritime Dr Ste 100, Elk Grove, CA 95758
(800) 549-4242 leavitt.com
MVH Insurance Agency
9594 2nd Ave #100, Elk Grove, CA 95624
(916) 681-5554 mvhinsurance.com
Luke Hampleman at Comparion Insurance Agency
9381 E Stockton Blvd STE 114, Elk Grove, CA 95624
(916) 713-4239 comparioninsurance.com
Comparion Insurance Agency - Kevin Oclaray & Associates
9381 E Stockton Blvd STE 114, Elk Grove, CA 95624
(916) 713-4232 oclaray.com
Lorens Gandingco - State Farm Insurance Agent
8139 Elk Grove Blvd #160, Elk Grove, CA 95758
(916) 236-3910 lgismyagent.com
Acrisure Elk Grove, CA (Provence Financial & Insurance Services)
9245 Laguna Springs Dr Suite 200, Elk Grove, CA 95758
(916) 429-4741 acrisure.com
Chris Gandy - State Farm Insurance Agent
9108 Laguna Main St STE 2B, Elk Grove, CA 95758
(916) 684-2655 sfgandy.com
Keystone Solutions Insurance Services
8519 Bond Rd suite 103, Elk Grove, CA 95624
(916) 251-0887 keystonesolutionsins.com
Insurance121 Insurance Solutions
9381 E Stockton Blvd STE 204, Elk Grove, CA 95624
(916) 236-3351 ins121.com
Comparion Insurance Agency
9381 E Stockton Blvd STE 114, Elk Grove, CA 95624
(916) 681-3300 comparioninsurance.com
Minard Insurance
9594 2nd Ave #100, Elk Grove, CA 95624
(800) 892-2075 mvhinsurance.com
Farmers Insurance - Blake Mori
9300 W Stockton Blvd # 206, Elk Grove, CA 95758
(916) 391-3893 agents.farmers.com
Punjab Insurance Agency
9299 E Stockton Blvd, Elk Grove, CA 95624
(916) 391-7447
Rafter Insurance Agency
8788 Elk Grove Blvd #12-I, Elk Grove, CA 95624
(916) 983-8773 rafterinsurance.com

Flood insurance agents in Elk Grove California help property owners understand their risk and obtain coverage through the National Flood Insurance Program or private insurers. California law requires lenders to notify borrowers if a property is in a Special Flood Hazard Area. Agents can guide you through flood zone determinations and policy limits specific to Sacramento County.

What Does a Flood Insurance Agent in Elk Grove Cost?

In California, NFIP flood insurance premiums average around 700 to 1,200 dollars per year for a standard policy, but costs vary widely based on flood zone, elevation, and building characteristics. Private market policies can range from 400 to 2,500 dollars annually. Actual premiums depend on your propertys specific risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Elk Grove California?
Flood insurance is not required by state law but is mandatory if your property is in a high-risk flood zone and you have a federally backed mortgage. Lenders must escrow flood insurance premiums for homes in Special Flood Hazard Areas.
What does a flood insurance agent do in Elk Grove?
A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with flood zone map reviews. They can also help you complete the required elevation certificate.
How long does it take to get flood insurance in California?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may have shorter waiting periods. Exceptions exist for loan closings or map changes.