Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in El Cajon, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Pay Low Insurance
415 Fletcher Pkwy ste 306, El Cajon, CA 92020
(619) 736-1313
paylowinsurance.com
Doug Steiner - State Farm Insurance Agent
2456 Fletcher Pkwy, El Cajon, CA 92020
(619) 593-3234
dougsteiner.com
Kristie Powell - State Farm Insurance Agent
1785 E Main St, El Cajon, CA 92021
(619) 938-8100
kristiepowell.com
Jennifer Langley - State Farm Insurance Agent
365 Broadway #202, El Cajon, CA 92021
(619) 442-9419
Prestige Guard Insurance Services
270 E Douglas Ave Suite 102A, El Cajon, CA 92020
(877) 595-5010
George Insurance Service
860 Jamacha Rd Ste 205, El Cajon, CA 92019
(619) 987-6521
insurance-provider.net
SD Insurance Agency
275 E Douglas Ave # 102, El Cajon, CA 92020
(858) 687-5222
sdinsagency.com
Bethel Insurance Services
1083 Broadway, El Cajon, CA 92021
(619) 442-4006
mercuryinsurance.com
Simple Lane Insurance Agency
1255 Avocado Ave Suite 102, El Cajon, CA 92020
(619) 777-7067
simplelaneinsurance.net
Fred Loya Insurance
342 N 2nd St, El Cajon, CA 92021
(619) 219-6180
fredloya.com
Alexis Carlos Vega - State Farm Insurance Agent
275 E Douglas Ave STE 101, El Cajon, CA 92020
(619) 579-2263
vega-insurance.com
Kennedy Insurance Agency
2295 Fletcher Pkwy #100, El Cajon, CA 92020
(619) 797-1440
kennedyinsurance.com
Swanson Insurance Agency
1161 E Main St #201, El Cajon, CA 92021
(619) 440-3708
Farmers Insurance - Domingo Jimenez Insurance Agency
1651 E Main St Ste 212, El Cajon, CA 92021
(619) 444-1141
domingojimenezagency.com
Farmers Insurance - Fred Hight
1524 Graves Ave a, El Cajon, CA 92021
(619) 449-6558
Frank Brown III - State Farm Insurance Agent
823 Jamacha Rd, El Cajon, CA 92019
(619) 588-9219
statefarm.com
On The Spot Insurance Services Inc.
1558 Magnolia Ave STE C, El Cajon, CA 92020
(619) 596-7722
onthespotinsurance.com
Vetra Insurance Services
574 N 2nd St, El Cajon, CA 92021
(619) 630-9091
stacyinsuranceservices.com
Dewey Insurance
1279 W Main St #207, El Cajon, CA 92020
(619) 462-2240
On The Level Insurance Services
1632 Pioneer Way, El Cajon, CA 92020
(619) 431-3706
onthelevelinsuranceservices.com
What Does a Flood Insurance Agent in El Cajon Cost?
Typical flood insurance costs in California range from 500 to 3,000 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market policies may cost 400 to 2,500 dollars annually. Costs vary by situation based on property specifics and deductible choices. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in El Cajon do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain elevation certificates and flood zone designations required by California lenders.
Is flood insurance required in El Cajon California?
Flood insurance is not required by state law, but lenders typically mandate it for properties in FEMA-designated high-risk zones. Even outside high-risk areas, agents can recommend coverage due to local flash flood hazards.
How do I choose a flood insurance agent in El Cajon?
Look for an agent licensed in California with experience in NFIP rules and private flood markets. Ask about their knowledge of El Cajon flood zones and whether they can provide quotes from multiple carriers.