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HomeFlood Insurance AgentsCalifornia › Daly City

Find Flood Insurance Agents Near You in Daly City, CA

Browse flood insurance agents serving Daly City, California. Updated 2026-07-14.

The top-rated flood insurance agent in Daly City, California is AAA Daly City Branch, rated 4.4 stars across 535 reviews. Other highly rated options include Main Street Insurance Agency Inc: Allstate Insurance, Alan Naguit - State Farm Insurance Agent, Reynaldo Valdez: Allstate Insurance. This directory lists 17 flood insurance agents serving Daly City.

Showing 17 flood insurance agents in Daly City, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Daly City Branch455 Hickey Blvd(650) 301-1400
2Main Street Insurance Agency Inc: Allstate Insurance333 Gellert Blvd Ste 230(800) 445-6060
3Alan Naguit - State Farm Insurance Agent333 Gellert Blvd #101(650) 992-4800
4Reynaldo Valdez: Allstate Insurance6598 Mission St(650) 755-3565
5InsMall Financial and Insurance Services1080 Sullivan Ave(650) 756-1672
6Gary Tu - State Farm Insurance Agent2780 Junipero Serra Blvd(650) 755-5099
7800-Insurance7204 Mission St(415) 928-2886
8Farmers Insurance - Grace Zhou6777 Mission St Ste A(650) 757-1888
9Smart Age Insurance Services6712 Mission St(650) 757-7222
10Farmers Insurance - Cristina Santos300 Washington St(650) 756-6249
AD
455 Hickey Blvd
AAA Daly City Branch
Flood Insurance Agent · Daly City, CA

AAA Daly City Branch serves the San Mateo County area, providing flood insurance agency services for property owners and businesses. The agency specializes in obtaining National Flood Insurance Program policies and private market alternatives tailored to local flood zone requirements. It assists clients in navigating flood map determinations and understanding coverage limits for structures and contents. In this area, AAA Daly City Branch handles both standard residential flood policies and commercial flood insurance solutions.

MS
333 Gellert Blvd Ste 230
Main Street Insurance Agency Inc: Allstate Insurance
Flood Insurance Agent · Daly City, CA

Main Street Insurance Agency Inc: Allstate Insurance in Daly City provides comprehensive flood insurance agent services, including risk assessment, policy selection, and customized coverage options. The agency assists clients with navigating federal flood program requirements and securing appropriate policies to protect against water damage. It offers ongoing policy reviews and claims support to ensure adequate protection over time. The company serves single-family homes, apartments, retail stores, and restaurants throughout the local area.

AN
333 Gellert Blvd #101
Alan Naguit - State Farm Insurance Agent
Flood Insurance Agent · Daly City, CA

Homeowners, landlords, and small business owners in Daly City seeking financial protection against flood damage can review coverage options with Alan Naguit - State Farm Insurance Agent. This agency provides guidance on standard policies and excess flood endorsements designed for properties in flood-prone zones. Clients receive assistance understanding policy terms, deductibles, and claim filing procedures common to this region. The office also serves property owners in nearby Colma and other communities throughout northern San Mateo County.

RV
6598 Mission St
Reynaldo Valdez: Allstate Insurance
Flood Insurance Agent · Daly City, CA

Serving Daly City and the surrounding communities of the San Francisco Peninsula, Reynaldo Valdez: Allstate Insurance handles flood insurance policies for homeowners and renters. The agent addresses the specific risks of coastal and bay-area weather patterns, focusing on property protection from rising water. For each flood insurance job, the agent begins by analyzing the property's flood zone designation based on local maps, then customizes a coverage plan to match the client's structural needs and risk tolerance.

IF
1080 Sullivan Ave
InsMall Financial and Insurance Services
Flood Insurance Agent · Daly City, CA

InsMall Financial and Insurance Services in Daly City, CA distinguishes between one-time flood insurance policies and recurring annual programs for ongoing coverage. Their typical coverage addresses damage from rising water, including that caused by storms or tidal surges. Services are generally arranged on an as-needed basis, with each policy term designed to meet the client's immediate risk throughout the current season.

GT
2780 Junipero Serra Blvd
Gary Tu - State Farm Insurance Agent
Flood Insurance Agent · Daly City, CA

Gary Tu - State Farm Insurance Agent in Daly City, CA specializes in flood insurance policies tailored to protect homes and businesses from water damage. The agency also provides general insurance services, including auto, home, and life coverage, to meet broader client needs. Given Daly City’s coastal location and seasonal rainstorms, the office helps residents prepare for potential flooding risks during winter storm surges and heavy El Niño downpours.

8I
7204 Mission St
800-Insurance
Flood Insurance Agent · Daly City, CA

With unpredictable rainstorms and rising groundwater in Daly City, residents often face unexpected flood damage. 800-Insurance serves this community by connecting homeowners and renters to appropriate flood coverage from the National Flood Insurance Program. The agency explains how local topography and seasonal weather affect flood risk. Clients receive clear guidance on federal program requirements and standard policy options. A licensed agent begins the process by scheduling a property inspection and reviewing the home’s elevation certificate to assess initial coverage needs.

FI
6777 Mission St Ste A
Farmers Insurance - Grace Zhou
Flood Insurance Agent · Daly City, CA

Farmers Insurance - Grace Zhou in Daly City, CA provides residential flood insurance to protect homes from water damage, with commercial coverage also available for local businesses throughout the broader Bay Area. As a flood insurance agent, the agency helps property owners understand federal program requirements and private policy options for flood-prone regions. Clients can follow up with the agency between regular policy reviews for coverage adjustments, claim guidance, or seasonal preparedness advice tailored to shifting weather patterns in the region.

SA
6712 Mission St
Smart Age Insurance Services
Flood Insurance Agent · Daly City, CA

Smart Age Insurance Services assists property owners in Daly City with comprehensive protection plans tailored to local flood risks. The agency focuses specifically on flood insurance products that address water damage from rising creeks and heavy seasonal rains common to the Bay Area. Clients can review policy options covering structural foundations and personal belongings stored in basements or ground-floor areas. The agency serves a range of commercial sectors, including offices managing sensitive equipment, warehouses storing valuable inventory, and food service operations requiring specialized coverage for kitchen fixtures.

FI
300 Washington St
Farmers Insurance - Cristina Santos
Flood Insurance Agent · Daly City, CA

Farmers Insurance - Cristina Santos, located in Daly City, CA, is known for providing flood insurance solutions tailored to the region's specific risk factors. The agency assists homeowners and commercial property owners with policies that address water damage from natural flooding events, often required in designated flood zones. Coverage typically includes structural repairs and contents replacement. As a specialty service, the agency can add on sewer backup coverage for additional property protection.

MI
355 Gellert Blvd #240
MIF Insurance
Flood Insurance Agent · Daly City, CA
(650) 757-8800
mifinsurance.com
RI
6701 Mission St # 7
Resolve Insurance Solutions, LLC
Flood Insurance Agent · Daly City, CA
(888) 214-0687
SI
318 Westlake Center Suite 207
SaveUmore Insurance Agency
Flood Insurance Agent · Daly City, CA
(650) 443-5284
saveumoreinsurance.net
FI
333 Gellert Blvd Ste 232
Farmers Insurance - Donna Ouyang
Flood Insurance Agent · Daly City, CA
(650) 997-0302
agents.farmers.com/ca/daly-city/donna-ouyang
MF
355 Gellert Blvd #216
MB FINANCIAL & INSURANCE SERVICES
Flood Insurance Agent · Daly City, CA
(650) 754-4559
mbfinancialinsuranceservices.com
FI
318 Westlake Center Suite 217
Farmers Insurance - Jerry Wu
Flood Insurance Agent · Daly City, CA
(415) 564-9235
agents.farmers.com/ca/daly-city/jerry-wu
FI
550 Washington St Ste 109
Farmers Insurance - Clysly Desales
Flood Insurance Agent · Daly City, CA
(650) 301-5016
agents.farmers.com/ca/daly-city/clysly-desales

What Does a a Flood Insurance Agent in Daly City Cost?

Flood insurance costs in California vary widely based on flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard single-family home in moderate-risk areas. High-risk coastal zones in Daly City may see premiums over 4,000 dollars per year. Private market policies can be cheaper or more expensive depending on risk assessment. This is general information and not insurance advice.

About flood insurance agents in Daly City

Flood insurance agents in Daly City help property owners secure coverage through the National Flood Insurance Program and private insurers. California law requires lenders to mandate flood insurance for properties in high-risk zones. Daly City residents near the coast or along creeks may need an agent to assess their flood risk and find a suitable policy.

Frequently Asked Questions

Do I need flood insurance in Daly City California?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, an agent can help you consider optional coverage for storm surges or heavy rain events common in the Bay Area.

What does a flood insurance agent do in Daly City?

A flood insurance agent reviews your property location, flood zone designation, and coverage needs. They help you compare NFIP policies and private market options, explain elevation certificates, and guide you through the application process for California properties.

How long does it take to get flood insurance in Daly City?

NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is required for a mortgage closing. Private insurers may offer shorter waiting periods. An agent can help you plan accordingly for your Daly City property.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.