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HomeFlood Insurance AgentsCalifornia › Cupertino

Find Flood Insurance Agents Near You in Cupertino, CA

Browse flood insurance agents serving Cupertino, California. Updated 2026-07-14.

The top-rated flood insurance agent in Cupertino, California is Jason Stefely - State Farm Insurance Agent, rated 4.9 stars across 432 reviews. Other highly rated options include Gurbinder Mavi - State Farm Insurance Agent, David Gragnola: Allstate Insurance, Catherine Chen - State Farm Insurance Agent. This directory lists 16 flood insurance agents serving Cupertino.

Showing 16 flood insurance agents in Cupertino, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jason Stefely - State Farm Insurance Agent20395 Pacifica Dr STE 108(408) 255-3212
2Gurbinder Mavi - State Farm Insurance Agent20395 Pacifica Dr STE 108(650) 237-0400
3David Gragnola: Allstate Insurance10520 S De Anza Blvd Ste B(408) 252-3830
4Catherine Chen - State Farm Insurance Agent20132 Stevens Creek Blvd(408) 863-0000
5Cheryl Ching - State Farm Insurance Agent10025 S Tantau Ave(408) 777-9777
6Farmers Insurance - Patricia Han20567 Sunrise Dr(408) 865-0365
7Farmers Insurance - Ray Cheng20370 Town Center Ln Ste 105(408) 863-0180
8Farmers Insurance - Lily Zhao20432 Silverado Ave UNIT 211(408) 398-4616
9Alan White & Associates LICENSED PUBLIC ADJUSTERS19925 Stevens Creek Blvd(888) 854-0057
10Farmers Insurance - Stacy Lane20410 Town Center Ln # 101(408) 715-3535
JS
20395 Pacifica Dr STE 108
Jason Stefely - State Farm Insurance Agent
Flood Insurance Agent · Cupertino, CA

Jason Stefely - State Farm Insurance Agent serves the Santa Clara Valley region, including Cupertino, CA, specializing in flood insurance coverage. This agency helps local homeowners and renters protect their property against water damage from flooding. They assist with understanding federal requirements and securing appropriate policies. Navigating flood zone maps and coverage options is a key part of their consultation process. The agency handles both NFIP flood insurance and Excess Flood coverage for high-value structures in this area.

GM
20395 Pacifica Dr STE 108
Gurbinder Mavi - State Farm Insurance Agent
Flood Insurance Agent · Cupertino, CA

Gurbinder Mavi - State Farm Insurance Agent in Cupertino, CA, provides comprehensive flood insurance solutions to protect against water damage and property loss. The agency offers personalized policy reviews and ongoing support to help clients understand coverage options and maintain adequate protection. Service plans include guidance on flood risk assessment and claims assistance. The company services single-family homes, apartments, retail locations, and restaurants in the local area.

DG
10520 S De Anza Blvd Ste B
David Gragnola: Allstate Insurance
Flood Insurance Agent · Cupertino, CA

David Gragnola: Allstate Insurance serves homeowners, businesses, and property managers in Cupertino, California. The agency helps clients navigate flood insurance options, including policies for high-risk zones and standard coverage through the National Flood Insurance Program. It assists with policy quotes, coverage reviews, and claims support. This office also works with property owners in the broader Santa Clara Valley, including the neighboring community of Sunnyvale.

CC
20132 Stevens Creek Blvd
Catherine Chen - State Farm Insurance Agent
Flood Insurance Agent · Cupertino, CA

Serving Cupertino and its surrounding Santa Clara County communities, Catherine Chen - State Farm Insurance Agent handles residential and commercial flood insurance policies. This agency assists property owners with understanding National Flood Insurance Program requirements and evaluating supplemental coverage options for local flood zones. To determine appropriate protection levels for each property, the agent conducts a thorough consultation analyzing flood maps, elevation certificates, and individual risk exposures before recommending a tailored policy.

CC
10025 S Tantau Ave
Cheryl Ching - State Farm Insurance Agent
Flood Insurance Agent · Cupertino, CA

Cheryl Ching - State Farm Insurance Agent in Cupertino, CA, distinguishes between one-time policies for single flood events and recurring annual coverage for ongoing property protection. Their flood insurance safeguards homes and businesses against water damage from rising waters or storms. Claims handling is guided by industry-standard assessment procedures. Service operates on a one-time, scheduled, or as-needed basis to address varying client needs.

FI
20567 Sunrise Dr
Farmers Insurance - Patricia Han
Flood Insurance Agent · Cupertino, CA

With winter rains in Cupertino often arriving suddenly, local homeowners and businesses face heightened risk of water damage from overflowing creeks and burst storm drains. Farmers Insurance agent Patricia Han offers flood insurance policies tailored to these seasonal challenges, helping property owners secure coverage that meets lender requirements and fills gaps in standard homeowners insurance. Every policy recommendation begins with a careful assessment of the property’s flood zone and elevation, followed by scheduling a thorough on-site inspection to verify structure risks and identify needed policy limits.

FI
20370 Town Center Ln Ste 105
Farmers Insurance - Ray Cheng
Flood Insurance Agent · Cupertino, CA

Farmers Insurance - Ray Cheng provides specialized flood insurance guidance for clients in Cupertino, California and the surrounding Santa Clara County area. The agency works with homeowners and renters to understand the flood zone risks unique to properties near seasonal creeks and low-lying neighborhoods. It helps residents secure policies that align with federal requirements and personal coverage needs. During the winter rainy season, the agent assists clients in reviewing their existing plans to avoid gaps in protection from sudden storm-driven flooding.

FI
20432 Silverado Ave UNIT 211
Farmers Insurance - Lily Zhao
Flood Insurance Agent · Cupertino, CA

Farmers Insurance - Lily Zhao provides flood insurance coverage for properties in Cupertino, California, addressing the specific risks that heavy seasonal rains and potential runoff can pose to homes and businesses. The agency specializes in flood insurance policies as an essential add-on for clients seeking protection beyond standard homeowner plans. Services are available for commercial sectors including offices, warehouses, and food service establishments requiring tailored flood risk management for their operations.

AW
19925 Stevens Creek Blvd
Alan White & Associates LICENSED PUBLIC ADJUSTERS
Flood Insurance Agent · Cupertino, CA

Alan White & Associates LICENSED PUBLIC ADJUSTERS handles flood insurance needs for residential properties in Cupertino, California, often helping homeowners navigate claims after water damage. The company also provides commercial coverage to protect local businesses from flood-related losses. Serving the entire Cupertino area, they assist clients in understanding policy terms and submitting accurate documentation. After each claim is resolved, they remain available for follow-up questions or to adjust coverage during regular policy renewal visits.

FI
20410 Town Center Ln # 101
Farmers Insurance - Stacy Lane
Flood Insurance Agent · Cupertino, CA

Farmers Insurance - Stacy Lane in Cupertino, CA is known for guiding property owners through flood insurance requirements tailored to local flood zone risks. The agency serves both residential and commercial clients seeking National Flood Insurance Program policies to protect against water damage from storms and rising waterways in Silicon Valley. Each consultation reviews coverage limits, deductibles, and waiting periods specific to flood policies. A specialty service this agency can add on is personal umbrella liability coverage for extra protection beyond standard homeowner limits.

SI
10080 N. Wolfe Rd, 200 Suite SW3
Somerset Insurance Solutions Inc.
Flood Insurance Agent · Cupertino, CA
(408) 359-5758
somersetagency.com
HS
10080 N Wolfe Rd
Home Services Insurance Agency
Flood Insurance Agent · Cupertino, CA
(858) 436-1779
homeservicesins-ca.com
FI
10055 N Portal Ave #120
Farmers Insurance - Thanh Tran
Flood Insurance Agent · Cupertino, CA
(408) 221-9722
agents.farmers.com/ca/cupertino/thanh-tran
FI
10055 N Portal Ave #120
Farmers Insurance - Nathan Lee
Flood Insurance Agent · Cupertino, CA
(408) 333-9809
agents.farmers.com/ca/cupertino/nathan-lee
FI
19925 Stevens Creek Blvd #100
Farmers Insurance - Wenwei Wu
Flood Insurance Agent · Cupertino, CA
(408) 245-9818
wenweiwu.com
FI
10055 N Portal Ave #120
Farmers Insurance - Clark Fisher
Flood Insurance Agent · Cupertino, CA
(650) 856-8002
recruitment.farmers.com/industry-recruiter-locator/ca/cupertino/clark-fisher

What Does a a Flood Insurance Agent in Cupertino Cost?

Typical flood insurance costs in California range from 700 to 2000 dollars per year for NFIP policies, but rates vary by flood zone, building value, and elevation. Private flood insurance may offer different pricing and higher limits. This is general information and not insurance advice.

About flood insurance agents in Cupertino

Flood insurance agents in Cupertino help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA. Cupertino properties near Calabazas Creek or Stevens Creek may face specific flood risks that an agent can evaluate.

Frequently Asked Questions

What does a flood insurance agent in Cupertino do?

A flood insurance agent helps you assess your property flood risk and find a policy that meets NFIP or private market requirements. They can explain coverage limits and exclusions for Santa Clara County flood zones.

Is flood insurance required for homes in Cupertino?

Flood insurance is required by federal law if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage. Even outside high-risk zones, agents often recommend coverage because floods can occur anywhere.

How do I choose a flood insurance agent in Cupertino?

Look for an agent licensed in California with experience in NFIP policies and private flood insurance. Check that they understand local flood maps and can compare multiple carriers for your specific property.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.