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Find Flood Insurance Agents in Costa Mesa, CA

Compare flood insurance agents in Costa Mesa. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Costa Mesa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 flood insurance agents in Costa Mesa, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Choice Plus Insurance Services
1072 Bristol St # 205, Costa Mesa, CA 92626
(714) 695-1127 choiceplusis.com
Chrysalis Insurance Agency
3001 Red Hill Ave Suite 2-226, Costa Mesa, CA 92626
(714) 464-8080 ciapro.net
Comparion Insurance Agency
555 Anton Blvd Suite 326, 327, 328, Costa Mesa, CA 92626
(949) 668-6502 comparioninsurance.com
Goosehead Insurance - Ty Robertson
555 Anton Blvd suit 150, Costa Mesa, CA 92626
(714) 252-4558 goosehead.com
Amica Mutual Insurance Company
3200 Park Center Dr #650, Costa Mesa, CA 92626
(877) 972-6422 amica.com
EZ Insurance Services Inc
2960 Harbor Blvd D, Costa Mesa, CA 92626
(800) 895-7033 ezinsurance123.com
Goosehead Insurance - Geoff Dopheide
2942 Century Pl Suite 708, Costa Mesa, CA 92626
(949) 345-1219 goosehead.com
Maxwell Agency Insurance Services
3001 Red Hill Ave building 5 ste 201, Costa Mesa, CA 92626
(949) 298-6746 maxwellagency.com
Acrisure Costa Mesa, CA
611 Anton Blvd # 1400, Costa Mesa, CA 92626
(714) 546-6616 acrisure.com
Ryan Dwight - State Farm Insurance Agent
3100 Airway Ave Ste 125, Costa Mesa, CA 92626
(714) 432-8170 myagentryan.com
Wigmore Insurance
880 W 19th St, Costa Mesa, CA 92627
(714) 979-6543 wigmoreins.com
Gelker And Rohrer Insurance Agency
151 Kalmus Dr Suite C145, Costa Mesa, CA 92626
(714) 352-0642 gandrinsurance.com
Farmers Insurance - Jennifer Stanford
1072 Bristol St Ste 102, Costa Mesa, CA 92626
(866) 608-6897 agents.farmers.com
Clarke Insurance Agency
735 Baker St # A, Costa Mesa, CA 92626
(714) 751-4610 clarkeinsuranceagency.com
Yodi Insurance Solutions
695 Town Center Dr Suite 1100, Costa Mesa, CA 92626
(949) 873-6960 yodi.com

Flood insurance agents in Costa Mesa, California help property owners secure coverage through the National Flood Insurance Program or private insurers. Costa Mesa is in Orange County, where parts of the city fall within Special Flood Hazard Areas as mapped by FEMA. California law requires lenders to mandate flood insurance for properties in high-risk zones with a federally backed mortgage.

What Does a Flood Insurance Agent in Costa Mesa Cost?

Typical costs for flood insurance in California through the NFIP range from about $700 to $2,500 per year for a single-family home, depending on flood zone, elevation, and coverage amount. Private flood insurance may cost between $500 and $1,800 annually for similar coverage. Costs vary widely by property characteristics and risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Costa Mesa if I am not in a high-risk zone?
You are not legally required to have flood insurance outside a high-risk zone, but it is recommended because floods can occur anywhere. Many California homeowners choose to buy a Preferred Risk Policy for lower-cost coverage.
What does a flood insurance agent in Costa Mesa do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period for NFIP policies.