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HomeFlood Insurance AgentsCalifornia › Costa Mesa

Find Flood Insurance Agents Near You in Costa Mesa, CA

Browse flood insurance agents serving Costa Mesa, California. Updated 2026-07-14.

The top-rated flood insurance agent in Costa Mesa, California is Choice Plus Insurance Services, rated 5.0 stars across 205 reviews. Other highly rated options include Chrysalis Insurance Agency, Comparion Insurance Agency, Goosehead Insurance - Ty Robertson. This directory lists 15 flood insurance agents serving Costa Mesa.

Showing 15 flood insurance agents in Costa Mesa, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Choice Plus Insurance Services1072 Bristol St # 205(714) 695-1127
2Chrysalis Insurance Agency3001 Red Hill Ave Suite 2-226(714) 464-8080
3Comparion Insurance Agency555 Anton Blvd Suite 326, 327, 328(949) 668-6502
4Goosehead Insurance - Ty Robertson555 Anton Blvd suit 150(714) 252-4558
5EZ Insurance Services Inc2960 Harbor Blvd D(800) 895-7033
6Maxwell Agency Insurance Services3001 Red Hill Ave building 5 ste 201(949) 298-6746
7Goosehead Insurance - Geoff Dopheide2942 Century Pl Suite 708(949) 345-1219
8Acrisure Costa Mesa, CA611 Anton Blvd # 1400(714) 546-6616
9Ryan Dwight - State Farm Insurance Agent3100 Airway Ave Ste 125(714) 432-8170
10Amica Mutual Insurance Company3200 Park Center Dr #650(877) 972-6422
CP
1072 Bristol St # 205
Choice Plus Insurance Services
Flood Insurance Agent · Costa Mesa, CA

Choice Plus Insurance Services serves the Costa Mesa area and surrounding Orange County communities as a flood insurance agent. The agency helps property owners understand the specific flood risks present in Southern California, including those from heavy rainfall and storm surge. It assists clients in securing federally backed National Flood Insurance Program policies for residential buildings. Additional guidance is provided for commercial properties in designated flood zones through private market alternatives. Claims support and policy adjustments for elevation certificates are specific services this local agent handles.

CI
3001 Red Hill Ave Suite 2-226
Chrysalis Insurance Agency
Flood Insurance Agent · Costa Mesa, CA

Chrysalis Insurance Agency in Costa Mesa, CA provides flood insurance coverage tailored to property exposures in flood-prone areas. It assists clients with policy selection, risk assessment, and guidance through the National Flood Insurance Program and private market options. Service plans include annual policy reviews to update coverage limits and deductibles based on changing flood maps or property improvements. Maintenance plans feature assistance with elevation certificates and claims documentation. The company services single-family homes, apartments, retail storefronts, and local restaurants.

CI
555 Anton Blvd Suite 326, 327, 328
Comparion Insurance Agency
Flood Insurance Agent · Costa Mesa, CA

Comparion Insurance Agency serves Costa Mesa and the surrounding Orange County communities, handling flood insurance policies for residential and commercial property owners. Recognizing the region’s exposure to coastal weather and seasonal storm systems, the agency helps clients evaluate federal and private coverage options tailored to their property’s specific flood zone risks. It reviews building elevation, local flood maps, and lender requirements before presenting suitable policy structures. For a typical job, Comparion begins with a property risk assessment before comparing coverage terms from multiple carriers to find a balanced solution.

GI
555 Anton Blvd suit 150
Goosehead Insurance - Ty Robertson
Flood Insurance Agent · Costa Mesa, CA

Goosehead Insurance - Ty Robertson in Costa Mesa helps homeowners, businesses, and property managers secure coverage against flood damage. Services include policy reviews for existing plans and guidance through the complexities of flood insurance options. The agency helps clients understand what their standard policies may not cover, focusing on properties vulnerable to water damage. Based in Costa Mesa, Ty Robertson also serves clients in surrounding Orange County neighborhoods such as Newport Beach and Huntington Beach.

EI
2960 Harbor Blvd D
EZ Insurance Services Inc
Flood Insurance Agent · Costa Mesa, CA

EZ Insurance Services Inc in Costa Mesa, CA distinguishes between a one-time policy purchase for individual flood events and an annual recurring policy for continuous protection, tailoring coverage to property risk levels in the region. The agency provides local guidance on insurance requirements and policy options for residential or commercial clients. Service runs on both a one-time and scheduled basis, allowing clients to choose the frequency that fits their current flood risk management needs.

MA
3001 Red Hill Ave building 5 ste 201
Maxwell Agency Insurance Services
Flood Insurance Agent · Costa Mesa, CA

As seasonal rains and shifting weather patterns increase flood risks for Costa Mesa properties, Maxwell Agency Insurance Services provides local guidance on securing appropriate coverage for homes and businesses in the area. Representing a range of carriers offering National Flood Insurance Program and private options, the agency helps clients assess their specific exposure based on property location and elevation. The team can schedule a personalized review to inspect your structure and its flood zone status, beginning with a no-obligation consultation to discuss your needs.

GI
2942 Century Pl Suite 708
Goosehead Insurance - Geoff Dopheide
Flood Insurance Agent · Costa Mesa, CA

As a flood insurance agent, Goosehead Insurance - Geoff Dopheide offers tailored flood coverage solutions for properties in Costa Mesa, CA. The agency works to help homeowners and businesses navigate complex flood policies from the National Flood Insurance Program and private markets. Its general service work includes risk assessment, policy comparisons, and claims assistance for clients in flood-prone zones. The agency particularly assists local property owners with preparation and coverage adjustments before the rainy winter season, when heavy Pacific storms often increase the risk of urban flooding in low-lying areas.

AC
611 Anton Blvd # 1400
Acrisure Costa Mesa, CA
Flood Insurance Agent · Costa Mesa, CA

Acrisure Costa Mesa assists property owners in securing coverage that addresses standard insurance needs while also providing specialized flood protection for the area. Flood policies from this agency can safeguard residences and businesses from water damage that standard plans often exclude. The team works with clients to navigate federal flood program requirements and private market options suited to local risk levels in Costa Mesa. Commercial clients the agency can serve include offices, warehouses, and food service establishments.

RD
3100 Airway Ave Ste 125
Ryan Dwight - State Farm Insurance Agent
Flood Insurance Agent · Costa Mesa, CA

Located in Costa Mesa, Ryan Dwight - State Farm Insurance Agent provides residential flood insurance for homeowners seeking coverage against water damage. Commercial flood protection is also available for local businesses. The agency serves clients throughout the Costa Mesa area, advising on policies that address regional flood risks. Following a policy sale, agents assist with claims and policy adjustments, offering support between regular check-ins for any coverage questions or future renewals.

AM
3200 Park Center Dr #650
Amica Mutual Insurance Company
Flood Insurance Agent · Costa Mesa, CA

Serving Costa Mesa and all surrounding Orange County communities, Amica Mutual Insurance Company handles flood insurance policies designed to protect residential and commercial properties. It helps clients assess their risk exposure in designated flood zones and navigate the complexities of the National Flood Insurance Program. The company explains coverage options, including deductibles and building contents protection, while completing necessary applications and elevation certificates. For a typical job, it starts by reviewing the property's flood map designation and insurance needs before guiding the client through tailored policy selections.

GR
151 Kalmus Dr Suite C145
Gelker And Rohrer Insurance Agency
Flood Insurance Agent · Costa Mesa, CA
(714) 352-0642
gandrinsurance.com
WI
880 W 19th St
Wigmore Insurance
Flood Insurance Agent · Costa Mesa, CA
(714) 979-6543
wigmoreins.com
FI
1072 Bristol St Ste 102
Farmers Insurance - Jennifer Stanford
Flood Insurance Agent · Costa Mesa, CA
(866) 608-6897
agents.farmers.com/ca/costa-mesa/jennifer-stanford
CI
735 Baker St # A
Clarke Insurance Agency
Flood Insurance Agent · Costa Mesa, CA
(714) 751-4610
clarkeinsuranceagency.com
YI
695 Town Center Dr Suite 1100
Yodi Insurance Solutions
Flood Insurance Agent · Costa Mesa, CA
(949) 873-6960
yodi.com

What Does a a Flood Insurance Agent in Costa Mesa Cost?

Typical costs for flood insurance in California through the NFIP range from about $700 to $2,500 per year for a single-family home, depending on flood zone, elevation, and coverage amount. Private flood insurance may cost between $500 and $1,800 annually for similar coverage. Costs vary widely by property characteristics and risk. This is general information and not insurance advice.

About flood insurance agents in Costa Mesa

Flood insurance agents in Costa Mesa, California help property owners secure coverage through the National Flood Insurance Program or private insurers. Costa Mesa is in Orange County, where parts of the city fall within Special Flood Hazard Areas as mapped by FEMA. California law requires lenders to mandate flood insurance for properties in high-risk zones with a federally backed mortgage.

Frequently Asked Questions

Do I need flood insurance in Costa Mesa if I am not in a high-risk zone?

You are not legally required to have flood insurance outside a high-risk zone, but it is recommended because floods can occur anywhere. Many California homeowners choose to buy a Preferred Risk Policy for lower-cost coverage.

What does a flood insurance agent in Costa Mesa do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period for NFIP policies.

How do California flood zone maps affect my insurance cost?

FEMA flood zone maps determine your base flood elevation and risk level, which directly impacts your premium. If your property is in Zone AE or VE, rates are higher than in Zone X. You can request a Letter of Map Amendment from FEMA to change your zone if you believe the map is incorrect.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.