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Find Flood Insurance Agents Near You in Concord, CA
Looking for a flood insurance agent in Concord? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Concord, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 flood insurance agents in Concord, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
TruSummit Insurance
51 John Glenn Dr, Concord, CA 94520
(925) 452-6969
trusummitins.com
Hamid Ray Asemi - State Farm Insurance Agent
3600 Clayton Rd A, Concord, CA 94521
(925) 726-0154
hamidasemi.com
Farmers Insurance - Zuleima Garcia
2691 Monument Blvd Ste 17, Concord, CA 94520
(925) 691-9225
agents.farmers.com
Allstate Insurance: Rudy Ortiz
2280 Diamond Blvd # 140, Concord, CA 94520
(925) 326-2040
agents.allstate.com
Courtney Khashabi - State Farm Insurance Agent
901 Sunvalley Blvd #230, Concord, CA 94520
(925) 356-7900
myagentcourtney.com
Farmers Insurance - John Duncan
5356 Clayton Rd # 220A, Concord, CA 94521
(925) 825-1808
agents.farmers.com
Mainstream Insurance Services, LLC
1320 Willow Pass Rd Suite 600, Concord, CA 94520
(925) 326-6895
quoteplusinsure.com
Ferrante Insurance Services
1401 Willow Pass Rd #880, Concord, CA 94520
(925) 674-1755
ferranteinsurance.com
Monumental Insurance Services LLC
1070 Concord Ave #280, Concord, CA 94520
(925) 349-5203
monumentalins.net
Atlas Mutual Insurance Services
1320 Willow Pass Rd Suite 600, Concord, CA 94520
(888) 702-8527
atlasmutualinsurance.com
AGENT2000 Commercial & Personal Insurance Brokers
1220 Diamond Way Ste 250, Concord, CA 94520
(925) 827-0510
insuranceagent2000.com
Land Home Financial Insurance Services - Concord, CA
1355 Willow Way Suite 250, Concord, CA 94520
(800) 672-6653
lhfinsurance.com
Kwon Lee - State Farm Insurance Agent
1251 Monument Blvd #200, Concord, CA 94520
(925) 827-3500
kwonlee.com
Five Bays Insurance Agency
2001 Clayton Rd Suite 200, Concord, CA 94520
(844) 954-3242
fbia.com
Brick Insurance Agency
1460 Washington Blvd, Concord, CA 94521
(925) 687-6262
brickinsurance.net
H B Resources Insurance Services
1470 Civic Ct #330, Concord, CA 94520
(925) 671-0248
Connect One Insurance
1320 Willow Pass Rd Suite 600, Concord, CA 94520
(888) 950-0663
connectoneinsurance.com
Nbs Insurance
5554 Clayton Rd # 1A, Concord, CA 94521
(925) 673-1845
Farmers Insurance - David Reidenbach
3135 Clayton Rd Ste 207, Concord, CA 94519
(925) 685-1800
agents.farmers.com
Flood insurance agents in Concord, California help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Concord is located in Contra Costa County, where certain areas fall within Special Flood Hazard Areas (SFHAs) as mapped by FEMA. California law requires lenders to mandate flood insurance for properties in high-risk zones, making local agent guidance essential for compliance.
What Does a Flood Insurance Agent in Concord Cost?
Flood insurance costs in California vary by property location, elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 1,500 dollars for low-risk zones, while high-risk areas may see costs from 2,000 to 5,000 dollars or more. Private flood insurance can offer different pricing and coverage options. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Concord, California?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, agents can help you assess your risk and obtain optional coverage.
How does a flood insurance agent help with NFIP policies in California?
An agent licensed in California can explain NFIP coverage limits, waiting periods, and elevation certificate requirements. They assist with policy applications and claims guidance, ensuring you meet state and federal regulations.
What is the typical waiting period for flood insurance in California?
NFIP policies generally have a 30-day waiting period from the date of application before coverage begins. An agent can advise on exceptions, such as when coverage is required for a new mortgage closing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.