The top-rated flood insurance agent in Clovis, California is Philip Call - State Farm Insurance Agent, rated 4.9 stars across 241 reviews. Other highly rated options include Antonio Fabila - State Farm Insurance Agent, Fast Savings Insurance Agency, The Phanco Group: Allstate Insurance. This directory lists 19 flood insurance agents serving Clovis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Philip Call - State Farm Insurance Agent | 1534 Shaw Ave | (559) 900-7455 |
| 2 | Antonio Fabila - State Farm Insurance Agent | 3157 Fowler Ave Ste 103 | (559) 292-7000 |
| 3 | Fast Savings Insurance Agency | 755 N Peach Ave Ste. C-2 | (559) 221-1600 |
| 4 | The Phanco Group: Allstate Insurance | 1141 Pollasky Ave | (559) 298-6000 |
| 5 | Fredrick Grantham: Allstate Insurance | 3198 Willow Ave Ste 108 | (559) 291-3198 |
| 6 | Old Town Insurance Agency | 325 Clovis Ave Ste 114 | (559) 322-2525 |
| 7 | Dave Shivers - State Farm Insurance Agent | 332 Pollasky Ave | (559) 297-7737 |
| 8 | Clovis Insurance Agency | 2147 Herndon Ave #101 | (559) 298-0881 |
| 9 | Dean L Ricken Insurance | 96 Shaw Ave # 202 | (559) 299-8888 |
| 10 | Freeway Insurance | 3150 N Fowler Ave STE 114 | (559) 556-7010 |
Philip Call - State Farm Insurance Agent serves the Clovis, California area and specializes in providing flood insurance policies for local homeowners and renters. This agency helps residents understand their coverage options under the National Flood Insurance Program, addressing the specific flood risks common to Fresno County. The team assists with policy setup, premium evaluations, and claim support. Their services include advising on residential flood protection and guiding commercial property owners through their flood insurance needs.
Antonio Fabila - State Farm Insurance Agent provides flood insurance coverage for residential and commercial properties in the Clovis, California area. The agency works within the National Flood Insurance Program to help property owners secure protection against flood damage, offering policy reviews and claims assistance throughout the process. Maintenance of coverage includes regular policy updates and risk assessment consultations as time passes or market conditions change. For property owners, this agency serves single-family homes, apartment complexes, retail spaces, and restaurants.
Fast Savings Insurance Agency in Clovis, CA, assists homeowners, businesses, and property managers with securing flood insurance policies to protect against water damage from heavy rains and overflow. The agency works with clients to explain coverage options for structures and contents, aiming to mitigate financial loss from regional flood events. Its service area includes the broader Fresno metro, with coverage extending to nearby communities such as Sanger.
Serving Clovis, California, and the surrounding San Joaquin Valley communities, The Phanco Group: Allstate Insurance handles flood insurance policies for local homeowners and businesses. Flood damage poses a significant risk throughout this region, particularly during heavy seasonal rains. The agency helps clients understand the specific coverage needed to protect their properties from water-related losses. To address each job, it begins with a thorough review of the property’s flood zone designation and then identifies appropriate policy limits.
When seeking flood protection in Clovis, CA, homeowners often distinguish between policies provided by the National Flood Insurance Program, which offer one-time coverage for specific events, and private recurring policies that renew annually. Fredrick Grantham: Allstate Insurance assists clients in evaluating these options to secure coverage that matches their property’s flood zone risk. Their services address both standard and excess flood protection through Allstate’s national plans. This agency operates on both a one-time consultation and as-needed basis, depending on the client’s policy type and renewal schedule.
In the often rainy season or after heavy snowmelt in the Sierra foothills, flooding can threaten homes and businesses throughout Clovis, California. Old Town Insurance Agency helps property owners in the area by connecting them with appropriate flood insurance policies that meet local requirements and provide financial protection against water damage. The agency takes the time to assess each property’s specific risks and coverage needs during an in-person or virtual inspection.
Dave Shivers - State Farm Insurance Agent in Clovis, CA specializes in flood insurance policies that protect homes and businesses from water damage. The agency also provides general coverage options including auto, life, and homeowners insurance to local residents. Because flooding can occur without warning during heavy winter storms or rapid snowmelt in Central California, the agent helps customers secure protection before rising waters pose a threat.
Clovis Insurance Agency provides general risk management guidance for property owners in Clovis, CA, and offers specialized flood insurance agent services to address the region's specific exposure to water damage. This involves structuring policies for both residential and commercial structures, evaluating flood zone maps, and securing appropriate coverage limits. The agency serves a variety of commercial sectors, including local offices, warehouse facilities, and food service establishments.
Dean L Ricken Insurance provides residential flood insurance for homeowners in Clovis, CA, and the surrounding areas. Commercial flood coverage is available as well to protect local businesses from water damage. The agency serves clients throughout the broader Fresno County region. After a policy is active, they follow up to ensure coverage remains appropriate and offer repeat service between regular visits to address any changes in property or flood risk.
Freeway Insurance serves Clovis, California, and the surrounding San Joaquin Valley communities, helping property owners secure coverage against flood damage. The agency handles policies for residential and commercial structures in designated flood zones, addressing both NFIP compliance and private market options. Each typical job begins with a thorough review of the property’s flood risk map, followed by a comparison of available deductibles and coverage limits to match the client’s specific exposure.
What Does a a Flood Insurance Agent in Clovis Cost?
The cost of flood insurance in Clovis varies by property location, elevation, and coverage amount. NFIP policies typically range from 700 to 2,000 dollars per year for standard residential coverage, but rates can be higher in high-risk zones. Private carriers may offer competitive pricing or higher limits. This is general information and not insurance advice.
About flood insurance agents in Clovis
Flood insurance agents in Clovis, California help property owners secure coverage through the National Flood Insurance Program or private insurers. Clovis is located in Fresno County, where some areas fall within Special Flood Hazard Areas as mapped by FEMA. California law requires lenders to mandate flood insurance for properties in high-risk zones, making local agent guidance essential for compliance and protection.
Frequently Asked Questions
What does a flood insurance agent in Clovis do?
A flood insurance agent helps you assess your flood risk, compare policies from NFIP and private carriers, and complete the application process. They ensure your coverage meets lender requirements and California state regulations for flood-prone areas.
Is flood insurance required in Clovis California?
Flood insurance is not required by California state law for all properties, but lenders typically require it for homes in FEMA-designated high-risk flood zones. Even in moderate-risk areas, many agents recommend coverage because floods can happen outside mapped zones.
How long does it take to get flood insurance through an agent in Clovis?
NFIP policies usually have a 30-day waiting period before coverage takes effect, unless the policy is bought in connection with a new loan. Private flood insurance may have shorter waiting periods. An agent can explain your options and timelines clearly.
Flood Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Beaumont · Bell Gardens · Bellflower · Benicia