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Find Flood Insurance Agents in City of Atwater, CA
Compare flood insurance agents in City of Atwater. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
City of Atwater, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 flood insurance agents in City of Atwater, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rios Insurance Agency (The)
1215 Commerce Ave, City of Atwater, CA 95301
(209) 354-3000
riosinsuranceagency.com
Tisha Miranda - State Farm Insurance Agent
514 E Bellevue Rd, City of Atwater, CA 95301
(209) 358-3276
tishamiranda.com
Farmers Insurance - Daisy Salgado
1801 Elm Ave, City of Atwater, CA 95301
(209) 812-4020
agents.farmers.com
Freeway Insurance
1805 Bellevue Rd Ste 1B, City of Atwater, CA 95301
(209) 225-9153
locations.freeway.com
Peace & Grace Insurance Services
1210 Third St, City of Atwater, CA 95301
(209) 812-4026
insurepng.com
Terry Solano - State Farm Insurance Agent
1079 N Winton Way, City of Atwater, CA 95301
(209) 358-6877
terrysolanoagent.com
Farmers Insurance - Susana Galindo
248 E Bellevue Rd, City of Atwater, CA 95301
(209) 676-2045
agents.farmers.com
Farmers Insurance - Nereida Ochoa-Jantz
1214 Third St, City of Atwater, CA 95301
(209) 276-0377
agents.farmers.com
Kilgore Insurance Agency
2554 Alabama St suite b, City of Atwater, CA 95301
(209) 358-9100
kilgoreins.com
Ever Providence Insurance Agency
170 E Bellevue Rd, City of Atwater, CA 95301
(209) 381-8652
Christina Regert: Primerica - Financial Services
530 E Bellevue Rd STE A, City of Atwater, CA 95301
(209) 678-3714
reps.primerica.com
Bellevue Insurance
574 E Bellevue Rd, City of Atwater, CA 95301
(209) 357-3441
Flood insurance agents in City of Atwater help property owners secure coverage through the National Flood Insurance Program or private insurers. Atwater is located in Merced County where flood risks from nearby waterways require careful policy review. California law requires lenders to mandate flood insurance for properties in high-risk zones, making agent guidance essential.
What Does a Flood Insurance Agent in City of Atwater Cost?
Flood insurance costs in California vary by flood zone, building elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home, but high-risk properties can exceed 4,000 dollars. Private insurers may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Atwater California?
If your property is in a FEMA-designated Special Flood Hazard Area, your lender will require flood insurance. Even outside high-risk zones, flooding can occur and a flood insurance agent can help you evaluate optional coverage.
What does a flood insurance agent in Atwater do?
A flood insurance agent assesses your property flood risk, explains NFIP and private policy options, and helps you choose coverage limits. They also assist with filing claims and understanding California-specific flood disclosure requirements.
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Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.