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Looking for a flood insurance agent in Citrus Heights? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Citrus Heights, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 flood insurance agents in Citrus Heights, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Citrus Heights Branch
6109 Sunrise Blvd, Citrus Heights, CA 95610
(916) 560-0501
mwg.aaa.com
Nick Bullard: Allstate Insurance
7447 Antelope Rd #103, Citrus Heights, CA 95621
(916) 476-8119
agents.allstate.com
Doug Rowley - State Farm Insurance Agent
5417 San Juan Ave, Citrus Heights, CA 95610
(916) 967-6617
dougrowley.com
Odessa Insurance - CA Registration Services
7433 Greenback Ln suite h, Citrus Heights, CA 95610
(916) 722-1100
odessainsurance.co
Save and Drive Insurance Services
8328 Auburn Blvd, Citrus Heights, CA 95610
(916) 735-3707
savenrideinsurance.com
Juan H. Perez: Allstate Insurance
8350 Auburn Blvd #101a, Citrus Heights, CA 95610
(916) 782-5272
agents.allstate.com
Cal Save Insurance Services Inc.
6045 Greenback Ln, Citrus Heights, CA 95621
(916) 725-0588
calsaveins.com
Horizon Valley Insurance Services Inc
8035 Madison Ave d3, Citrus Heights, CA 95610
(916) 331-0904
horizonvalley.com
Stonecrest Insurance Services
8350 Auburn Blvd Ste. 145, Citrus Heights, CA 95610
(916) 576-4000
stonecrestinsurance.com
B. Uppal Insurance Agency
7816 Uplands Way b, Citrus Heights, CA 95610
(916) 669-0601
uppal-insurance.com
Lions & Coventry Insurance Services Inc
7816 Uplands Way C, Citrus Heights, CA 95610
(916) 967-7715
lionsandcoventry.com
HealthMarkets Insurance Agency
5406 Sunrise Blvd #2, Citrus Heights, CA 95610
(916) 721-6273
agents.healthmarkets.com
John Meyer Agency
7649 Sunrise Blvd f, Citrus Heights, CA 95610
(916) 676-1156
johnmeyerinsurance.com
Flood insurance agents in Citrus Heights help property owners secure coverage through the National Flood Insurance Program and private markets. California law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand the specific flood risks in Sacramento County and can guide you through the application process.
What Does a Flood Insurance Agent in Citrus Heights Cost?
The cost of flood insurance in California varies based on flood zone, property value, and coverage amount. For an NFIP policy, premiums typically range from 700 to 2,000 dollars per year for low-risk zones, and can exceed 4,000 dollars for high-risk areas. Private flood insurance may offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Citrus Heights do?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They explain coverage options, help with flood zone determinations, and assist with claims. Agents in Citrus Heights are familiar with local flood maps and California insurance regulations.
Is flood insurance required in Citrus Heights?
Flood insurance is not required by California state law for all properties. However, if your home is in a high-risk flood zone and you have a federally backed mortgage, your lender will require it. Many Citrus Heights properties are in moderate-to-low risk areas, but flooding can still occur.
How do I choose a flood insurance agent in Citrus Heights?
Look for an agent licensed in California with experience in flood insurance. Check their knowledge of the National Flood Insurance Program and private flood insurance options. Ask about their familiarity with Sacramento County flood zones and the Citrus Heights area specifically.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.