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HomeFlood Insurance AgentsCalifornia › Citrus Heights

Find Flood Insurance Agents Near You in Citrus Heights, CA

Browse flood insurance agents serving Citrus Heights, California. Updated 2026-07-14.

The top-rated flood insurance agent in Citrus Heights, California is Nick Bullard: Allstate Insurance, rated 4.8 stars across 363 reviews. Other highly rated options include AAA Citrus Heights Branch, Doug Rowley - State Farm Insurance Agent, Odessa Insurance - CA Registration Services. This directory lists 13 flood insurance agents serving Citrus Heights.

Showing 13 flood insurance agents in Citrus Heights, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nick Bullard: Allstate Insurance7447 Antelope Rd #103(916) 476-8119
2AAA Citrus Heights Branch6109 Sunrise Blvd(916) 560-0501
3Doug Rowley - State Farm Insurance Agent5417 San Juan Ave(916) 967-6617
4Odessa Insurance - CA Registration Services7433 Greenback Ln suite h(916) 722-1100
5Save and Drive Insurance Services8328 Auburn Blvd(916) 735-3707
6Juan H. Perez: Allstate Insurance8350 Auburn Blvd #101a(916) 782-5272
7Cal Save Insurance Services Inc.6045 Greenback Ln(916) 725-0588
8Stonecrest Insurance Services8350 Auburn Blvd Ste. 145(916) 576-4000
9B. Uppal Insurance Agency7816 Uplands Way b(916) 669-0601
10Horizon Valley Insurance Services Inc8035 Madison Ave d3(916) 331-0904
NB
7447 Antelope Rd #103
Nick Bullard: Allstate Insurance
Flood Insurance Agent · Citrus Heights, CA

Nick Bullard: Allstate Insurance in Citrus Heights, California, provides flood insurance coverage for area property owners. Its service options include policy reviews and claim guidance to help clients understand their coverage. The agency assists with maintaining current policies and processing necessary updates after severe weather events. Standard procedures involve assessing risk factors for local flood zones and recommending appropriate coverage limits. It serves single-family homes, apartments, retail spaces, and restaurants in the greater Citrus Heights vicinity.

AC
6109 Sunrise Blvd
AAA Citrus Heights Branch
Flood Insurance Agent · Citrus Heights, CA

AAA Citrus Heights Branch serves the Sacramento metropolitan area, including Citrus Heights, California, as a provider of flood insurance policies. The agency assists property owners in securing coverage through the National Flood Insurance Program, helping to protect homes and businesses from water damage. They also evaluate flood zone risks for clients, ensuring appropriate policy limits are selected. Policy renewals and claims support are specific services this branch handles for the local community.

DR
5417 San Juan Ave
Doug Rowley - State Farm Insurance Agent
Flood Insurance Agent · Citrus Heights, CA

Doug Rowley - State Farm Insurance Agent serves homeowners, businesses, and property managers in Citrus Heights, California, by providing flood insurance policies that protect against water damage from storms and rising waters. The agency helps clients understand flood zone risks and coverage options under the National Flood Insurance Program. It also assists with claims guidance and policy adjustments as property values or flood maps change. Its service area extends into the greater Sacramento metro region, including nearby Rancho Cordova.

OI
7433 Greenback Ln suite h
Odessa Insurance - CA Registration Services
Flood Insurance Agent · Citrus Heights, CA

Odessa Insurance - CA Registration Services serves Citrus Heights and the surrounding Sacramento-area communities with flood insurance coverage. It handles residential and commercial policies that protect properties from water damage caused by rising rivers, heavy storms, and flash floods. The company assists clients in navigating the complexities of local flood zone requirements and federal programs. To handle a typical job, it conducts a thorough review of the property's location and risk level before matching the client with an appropriate policy and submitting the necessary documentation.

SD
8328 Auburn Blvd
Save and Drive Insurance Services
Flood Insurance Agent · Citrus Heights, CA

Save and Drive Insurance Services in Citrus Heights offers clients a clear distinction between purchasing a one-time flood insurance policy and enrolling in a recurring plan that renews automatically, ensuring continuous coverage against rising waters. As a local flood insurance agent, the company helps property owners navigate federal and private policies to protect homes and belongings from regional flood risks. This service runs on an as-needed basis, meaning clients can schedule an initial consultation at any time without an ongoing commitment.

JH
8350 Auburn Blvd #101a
Juan H. Perez: Allstate Insurance
Flood Insurance Agent · Citrus Heights, CA

Juan H. Perez: Allstate Insurance offers flood insurance agency services in the Citrus Heights area, specializing in policies that cover damage from rising water and helping clients understand flood zone risks. The agency also provides guidance on standard coverage options to ensure proper protection for homes and businesses facing potential water damage. Agents can assist during open enrollment periods or immediately after a heavy storm season passes, when claims needs often increase.

CS
6045 Greenback Ln
Cal Save Insurance Services Inc.
Flood Insurance Agent · Citrus Heights, CA

With the arrival of the wet season, homeowners in Citrus Heights must prepare for potential overland flooding and water damage. Cal Save Insurance Services Inc. provides flood insurance agent solutions tailored to local risks, helping residents secure protection for their properties. They work with available National Flood Insurance Program policies to offer appropriate coverage options. An initial assessment of the property and its specific exposure to flood hazards begins the process of determining the right insurance needs for each client.

SI
8350 Auburn Blvd Ste. 145
Stonecrest Insurance Services
Flood Insurance Agent · Citrus Heights, CA

Stonecrest Insurance Services in Citrus Heights, CA assists homeowners in the area with obtaining flood insurance for their residential properties. The agency also helps business owners arrange commercial flood coverage to protect their operations throughout the surrounding region. Factors like local flood zones and property elevation inform the policies they recommend. Clients often return to the agency for updated coverage following seasonal changes or property renovations between regular visits.

BU
7816 Uplands Way b
B. Uppal Insurance Agency
Flood Insurance Agent · Citrus Heights, CA

B. Uppal Insurance Agency, based in Citrus Heights, CA, is known for helping residential and commercial clients secure flood insurance policies in designated flood zones. Navigating the various risk categories managed under the National Flood Insurance Program, the agency works with property owners to understand coverage limits and essential claim procedures. This service remains vital for areas near waterways and low-lying regions. In addition to standard flood policies, it offers to review existing coverage for gaps in dwelling and contents protection.

HV
8035 Madison Ave d3
Horizon Valley Insurance Services Inc
Flood Insurance Agent · Citrus Heights, CA

Horizon Valley Insurance Services Inc in Citrus Heights, CA helps property owners manage financial risk from rising water. Its primary focus is flood insurance agency work, preparing policies that cover both structures and their contents against damage. The company tailors these policies to meet the needs of local residential clients. For commercial operations, it can serve offices, warehouses, and food service establishments, protecting business assets from costly water intrusion.

LC
7816 Uplands Way C
Lions & Coventry Insurance Services Inc
Flood Insurance Agent · Citrus Heights, CA
(916) 967-7715
lionsandcoventry.com
HI
5406 Sunrise Blvd #2
HealthMarkets Insurance Agency
Flood Insurance Agent · Citrus Heights, CA
(916) 721-6273
agents.healthmarkets.com/Sacramento
JM
7649 Sunrise Blvd f
John Meyer Agency
Flood Insurance Agent · Citrus Heights, CA
(916) 676-1156
johnmeyerinsurance.com

What Does a a Flood Insurance Agent in Citrus Heights Cost?

The cost of flood insurance in California varies based on flood zone, property value, and coverage amount. For an NFIP policy, premiums typically range from 700 to 2,000 dollars per year for low-risk zones, and can exceed 4,000 dollars for high-risk areas. Private flood insurance may offer different pricing. This is general information and not insurance advice.

About flood insurance agents in Citrus Heights

Flood insurance agents in Citrus Heights help property owners secure coverage through the National Flood Insurance Program and private markets. California law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand the specific flood risks in Sacramento County and can guide you through the application process.

Frequently Asked Questions

What does a flood insurance agent in Citrus Heights do?

A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They explain coverage options, help with flood zone determinations, and assist with claims. Agents in Citrus Heights are familiar with local flood maps and California insurance regulations.

Is flood insurance required in Citrus Heights?

Flood insurance is not required by California state law for all properties. However, if your home is in a high-risk flood zone and you have a federally backed mortgage, your lender will require it. Many Citrus Heights properties are in moderate-to-low risk areas, but flooding can still occur.

How do I choose a flood insurance agent in Citrus Heights?

Look for an agent licensed in California with experience in flood insurance. Check their knowledge of the National Flood Insurance Program and private flood insurance options. Ask about their familiarity with Sacramento County flood zones and the Citrus Heights area specifically.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.