Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Chula Vista, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Willy's Insurance Service Inc
205 garret ave Suite # 1, Chula Vista, CA 91910
(619) 240-3333
willysins.com
AAA Chula Vista Insurance and Member Services
569 Telegraph Canyon Rd, Chula Vista, CA 91910
(619) 421-0410
ace.aaa.com
Hollie Allen - State Farm Insurance Agent
1924 E Palomar St #104, Chula Vista, CA 91913
(619) 482-8800
insuringsandiego.com
Fred Hetter - State Farm Insurance Agent
265 E St Ste. B-1, Chula Vista, CA 91910
(619) 420-9430
hetterinsurance.com
Altra Insurance Services Inc.
651 Palomar St #3, Chula Vista, CA 91911
(619) 500-8001
altrainsurance.com
CSS Insurance Services, LLC
40 3rd Ave, Chula Vista, CA 91910
(619) 427-2662
cssinsuranceservices.com
Ed Franco - State Farm Insurance Agent
2586 Catamaran Way, Chula Vista, CA 91914
(619) 434-3911
edfranco.com
Ready Lane Insurance Services
985 Broadway STE J, Chula Vista, CA 91911
(619) 489-3751
readylaneinsurance.com
Ferregut Services
669 Broadway, Chula Vista, CA 91910
(619) 975-7380
ferregutservices.com
Carlos Solorzano - State Farm Insurance Agent
1105 Broadway #202, Chula Vista, CA 91911
(619) 420-7000
carlosagent.com
Auto International Insurance
651 Palomar St #A22, Chula Vista, CA 91911
(619) 425-5001
segurosdeautoenchulavista.com
Insurance 4 Less
26 3rd Ave # 260, Chula Vista, CA 91910
(619) 427-4700
insurance4less.net
Hoffman Hanono Insurance
2090 Otay Lakes Rd #102, Chula Vista, CA 91913
(619) 420-1861
hhinsurance.com
La Rosa Insurance Agency Inc
1152 3rd Ave, Chula Vista, CA 91911
(619) 427-5950
larosainsurance.com
Mainline Insurance Services, Inc.
779 Third Ave, Chula Vista, CA 91910
(619) 420-8600
mainline-ins.com
Ramirez Financial & Insurance Agency
310 3rd Ave Ste C6, Chula Vista, CA 91910
(619) 323-1152
rfiagency.com
Garrison Insurance Agency
553 Telegraph Canyon Rd, Chula Vista, CA 91910
(619) 591-0101
garrisoninsurance.com
Goosehead Insurance - Michael Kiefer
2560 Catamaran Way UNIT 10, Chula Vista, CA 91913
(619) 349-7353
goosehead.com
Millan Group, Inc.
1096 Broadway Suite #204, Chula Vista, CA 91911
(619) 425-9815
millangroupinc.com
LM Insurance Services
730 H St Ste 2, Chula Vista, CA 91910
(619) 872-0171
Flood insurance agents in Chula Vista help property owners secure coverage through the National Flood Insurance Program and private insurers. California law requires lenders to mandate flood insurance for homes in high-risk zones. Agents can explain local flood maps and policy options for Chula Vista residents.
What Does a Flood Insurance Agent in Chula Vista Cost?
Flood insurance costs in California vary based on flood zone, property elevation, and coverage amount. An NFIP policy in a high-risk zone can range from 700 to 2,000 dollars per year. Private flood insurance may cost more or less depending on risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Chula Vista California?
If your property is in a Special Flood Hazard Area designated by FEMA, your lender will likely require flood insurance. Even outside high-risk zones, agents recommend coverage because heavy rain events can cause flooding. California does not have a state law requiring flood insurance, but mortgage lenders often do.
How does a flood insurance agent help with claims in California?
An agent can explain your policy coverage and help you document damage after a flood. California law gives you up to one year from the date of loss to file a flood insurance claim under the NFIP. Agents do not adjust claims but can guide you through the process.
What is the difference between NFIP and private flood insurance in California?
The NFIP offers federally backed policies with coverage limits up to 250,000 dollars for buildings and 100,000 dollars for contents. Private insurers may offer higher limits and broader coverage. An agent can compare both options for your Chula Vista property.