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HomeFlood Insurance AgentsCalifornia › Cathedral City

Find Flood Insurance Agents Near You in Cathedral City, CA

Browse flood insurance agents serving Cathedral City, California. Updated 2026-07-14.

The top-rated flood insurance agent in Cathedral City, California is Tim Wood - State Farm Insurance Agent, rated 4.9 stars across 372 reviews. Other highly rated options include Lowest Competitive Insurance Services, Inc., Farmers Insurance Tom Breitfeller, Dynamic General Insurance Services. This directory lists 17 flood insurance agents serving Cathedral City.

Showing 17 flood insurance agents in Cathedral City, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tim Wood - State Farm Insurance Agent35963 Date Palm Dr(760) 770-0700
2Lowest Competitive Insurance Services, Inc.68945 Vista Chino STE B(760) 325-1530
3Farmers Insurance Tom Breitfeller68828 Ramon Rd STE A(760) 770-9300
4Dynamic General Insurance Services68828 Ramon Rd C1(760) 862-5300
5Phil Goodge - State Farm Insurance Agent67850 Vista Chino Ste 106(760) 328-3233
6Veronica's Insurance68420 Ramon Rd Suite 5(760) 284-1924
7Safer Insurance Agency Inc. Cathedral68303 Ramon Rd a(760) 699-5761
8Fred Loya Insurance31655 Date Palm Dr(760) 770-1800
9Rosalio Plata Insurance35410 Date Palm Dr(760) 894-1015
10Fina Insurance Agency Services Inc68545 Ramon Rd Ste C102(760) 321-7746
TW
35963 Date Palm Dr
Tim Wood - State Farm Insurance Agent
Flood Insurance Agent · Cathedral City, CA

Tim Wood - State Farm Insurance Agent serves the Coachella Valley, including Cathedral City, California, offering flood insurance and related property protection services. This agency assists homeowners and renters in navigating the National Flood Insurance Program and securing appropriate coverage for their specific risks. Policies address both building structure and personal contents against water damage from rising waters. The agency also helps clients review existing policies and adjust their limits during renewal periods.

LC
68945 Vista Chino STE B
Lowest Competitive Insurance Services, Inc.
Flood Insurance Agent · Cathedral City, CA

Lowest Competitive Insurance Services, Inc. provides residential and commercial flood insurance solutions for properties in Cathedral City and the surrounding area. It offers customized policy reviews to help clients understand their specific flood risk and coverage needs. The company also assists with policy adjustments and renewal management for existing clients. It serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

FI
68828 Ramon Rd STE A
Farmers Insurance Tom Breitfeller
Flood Insurance Agent · Cathedral City, CA

Farmers Insurance Tom Breitfeller serves homeowners, businesses, and property managers throughout Cathedral City, California, helping them secure flood insurance policies to protect against water damage from heavy rains and flash flooding. The agent guides clients through coverage options suited to local flood zone requirements. Risk assessment and policy selection are handled with attention to differing property types. This office also extends its flood insurance services to nearby Palm Springs and other communities across the Coachella Valley metro area.

DG
68828 Ramon Rd C1
Dynamic General Insurance Services
Flood Insurance Agent · Cathedral City, CA

Dynamic General Insurance Services in Cathedral City, CA distinguishes between one-time flood insurance policies for single events and recurring annual plans that provide continuous protection property owners can renew. Their services cover flood damage risks specific to this desert region, where seasonal storms and infrastructure limitations can lead to unexpected water intrusion. Customary adjustments and policy reviews are available for individual needs. This business provides coverage for residential and commercial properties, operating on both a one-time and as-needed basis for new policies or annual renewals.

PG
67850 Vista Chino Ste 106
Phil Goodge - State Farm Insurance Agent
Flood Insurance Agent · Cathedral City, CA

Phil Goodge - State Farm Insurance Agent serves Cathedral City, California, and the surrounding Coachella Valley communities. This flood insurance agent handles residential and commercial flood policies designed to protect properties from water damage. The agency assists with risk assessment for flood zones, explains National Flood Insurance Program options, and helps clients choose appropriate coverage levels. To ensure proper protection, the agency carefully reviews local flood maps and property elevations, then presents clear, tailored policy recommendations based on each client’s specific flood exposure and budgetary needs.

VS
68420 Ramon Rd Suite 5
Veronica's Insurance
Flood Insurance Agent · Cathedral City, CA

During the rainy season and potential flash floods common in Cathedral City, securing proper flood coverage becomes essential for protecting homes and property. Veronica's Insurance operates locally to serve residents by offering guidance on federal and private flood insurance policies tailored to the area's unique desert flood zones. Their agents help community members understand elevation ratings and policy limits specific to mortgage requirements or personal needs. A thorough property inspection and risk assessment typically begin the process of finding suitable flood protection for each client.

SI
68303 Ramon Rd a
Safer Insurance Agency Inc. Cathedral
Flood Insurance Agent · Cathedral City, CA

Safer Insurance Agency Inc. Cathedral offers specialized flood insurance services in Cathedral City, California, focusing on policies for homes in designated flood zones. The agency also provides general flood risk consultations for properties near washes and low-lying areas. It regularly reviews coverage limits with clients to ensure adequate protection against rising water damage. This agent typically helps residents address concerns about seasonal monsoon storms that can cause sudden flash flooding in the desert region.

FL
31655 Date Palm Dr
Fred Loya Insurance
Flood Insurance Agent · Cathedral City, CA

Monsoon season in Cathedral City brings a heightened risk of flash flooding, and Fred Loya Insurance responds by offering specialized flood insurance policies for local homes and businesses. As a dedicated flood insurance agent, the company helps property owners navigate the National Flood Insurance Program requirements and explore private coverage options suited to the desert landscape. The initial step involves a thorough inspection of the property to assess drainage patterns and elevation risks, ensuring that each client receives a policy tailored to their specific flood exposure.

RP
35410 Date Palm Dr
Rosalio Plata Insurance
Flood Insurance Agent · Cathedral City, CA

Rosalio Plata Insurance provides flood insurance options for property owners in Cathedral City, California. The company specializes in these policies as a focused add-on to standard coverage, protecting against water damage from rising waters. Navigating local flood risks involves assessing elevation and designated zones, and this agency assists clients in selecting appropriate protection levels. It serves residential homeowners seeking dwelling coverage, as well as commercial sectors including offices facing inundation threats, warehouses requiring specialized inventory protection, and food service operations vulnerable to both property and business interruption losses.

FI
68545 Ramon Rd Ste C102
Fina Insurance Agency Services Inc
Flood Insurance Agent · Cathedral City, CA

Fina Insurance Agency Services Inc provides residential flood insurance for homeowners seeking protection against water damage in Cathedral City. The agency also offers commercial flood coverage for local businesses navigating desert-area risks. Its service area encompasses Cathedral City and the broader Coachella Valley communities. Agents assess property-specific concerns and explain National Flood Insurance Program implications. Policies are reviewed thoroughly during the initial consultation, and the agency follows up promptly after claims or property changes to adjust coverage ahead of renewal cycles.

CW
68175 Alcita Rd
Connelly - Weiss Insurance
Flood Insurance Agent · Cathedral City, CA
(760) 668-4048
connellyweissinsurance.com
PV
68192 Ramon Rd
Palm Valley Insurance Services
Flood Insurance Agent · Cathedral City, CA
(760) 775-7256
palmvalleyinsurance.com
BS
34400 Date Palm Dr # O
Beach Stanton Insurance Agency LLC
Flood Insurance Agent · Cathedral City, CA
(760) 324-1144
beachstanton.com
RI
35-410 Date Palm Dr
RP Insurance Services Inc
Flood Insurance Agent · Cathedral City, CA
(760) 894-1015
rpinsurance.online
IG
35256 Date Palm Dr
Irasema German Insurance Services
Flood Insurance Agent · Cathedral City, CA
(702) 291-5650
PG
34400 Date Palm Dr # M
PGI General Insurance
Flood Insurance Agent · Cathedral City, CA
(760) 328-7484
PB
34400 Date Palm Dr # M
Paul Bisbee Insurance
Flood Insurance Agent · Cathedral City, CA
(760) 328-7484

What Does a a Flood Insurance Agent in Cathedral City Cost?

In California, NFIP flood insurance premiums for a standard home in Cathedral City typically range from 700 to 2,000 dollars per year for low-risk zones, and 1,500 to 4,000 dollars per year for high-risk zones. Private market policies may cost 10 to 30 percent less or more depending on the property. Costs vary by flood zone, elevation, deductible, and building characteristics. This is general information and not insurance advice.

About flood insurance agents in Cathedral City

Flood insurance agents in Cathedral City, California help property owners understand their risk in designated Special Flood Hazard Areas. California law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can explain the National Flood Insurance Program options and private market alternatives available in Riverside County.

Frequently Asked Questions

Is flood insurance required in Cathedral City California?

Yes, if your property is in a high-risk flood zone and you have a federally backed mortgage. California lenders follow federal regulations under the Flood Disaster Protection Act of 1973.

What does a flood insurance agent do in Cathedral City?

A flood insurance agent evaluates your property's flood zone designation, explains NFIP and private policy options, and helps you complete the application. They also assist with elevation certificates and claims guidance.

How do I find a flood insurance agent in Cathedral City?

You can search the California Department of Insurance licensee database or ask local real estate professionals for referrals. Many agents in Cathedral City specialize in desert flood risks from seasonal storms and the Whitewater River watershed.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.