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Find Flood Insurance Agents in Cathedral City, CA

Directory of flood insurance agents in Cathedral City, California. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Cathedral City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 flood insurance agents in Cathedral City, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tim Wood - State Farm Insurance Agent
35963 Date Palm Dr, Cathedral City, CA 92234
(760) 770-0700 agenttimwood.com
Lowest Competitive Insurance Services, Inc.
68945 Vista Chino STE B, Cathedral City, CA 92234
(760) 325-1530 lowestcompetitiveins.com
Farmers Insurance Tom Breitfeller
68828 Ramon Rd STE A, Cathedral City, CA 92234
(760) 770-9300 agents.farmers.com
Phil Goodge - State Farm Insurance Agent
67850 Vista Chino Ste 106, Cathedral City, CA 92234
(760) 328-3233 goodgeagency.com
Dynamic General Insurance Services
68828 Ramon Rd C1, Cathedral City, CA 92234
(760) 862-5300 insurancedynamic.com
Safer Insurance Agency Inc. Cathedral
68303 Ramon Rd a, Cathedral City, CA 92234
(760) 699-5761 saferinsurance.com
Veronica's Insurance
68420 Ramon Rd Suite 5, Cathedral City, CA 92234
(760) 284-1924 veronicas.com
Fred Loya Insurance
31655 Date Palm Dr, Cathedral City, CA 92234
(760) 770-1800 fredloya.com
Rosalio Plata Insurance
35410 Date Palm Dr, Cathedral City, CA 92234
(760) 894-1015 rpinsurance.com
Fina Insurance Agency Services Inc
68545 Ramon Rd Ste C102, Cathedral City, CA 92234
(760) 321-7746
Palm Valley Insurance Services
68192 Ramon Rd, Cathedral City, CA 92234
(760) 775-7256 palmvalleyinsurance.com
Connelly - Weiss Insurance
68175 Alcita Rd, Cathedral City, CA 92234
(760) 668-4048 connellyweissinsurance.com
Beach Stanton Insurance Agency LLC
34400 Date Palm Dr # O, Cathedral City, CA 92234
(760) 324-1144 beachstanton.com
RP Insurance Services Inc
35-410 Date Palm Dr, Cathedral City, CA 92234
(760) 894-1015 rpinsurance.online
Paul Bisbee Insurance
34400 Date Palm Dr # M, Cathedral City, CA 92234
(760) 328-7484
Irasema German Insurance Services
35256 Date Palm Dr, Cathedral City, CA 92234
(702) 291-5650
PGI General Insurance
34400 Date Palm Dr # M, Cathedral City, CA 92234
(760) 328-7484

Flood insurance agents in Cathedral City, California help property owners understand their risk in designated Special Flood Hazard Areas. California law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can explain the National Flood Insurance Program options and private market alternatives available in Riverside County.

What Does a Flood Insurance Agent in Cathedral City Cost?

In California, NFIP flood insurance premiums for a standard home in Cathedral City typically range from 700 to 2,000 dollars per year for low-risk zones, and 1,500 to 4,000 dollars per year for high-risk zones. Private market policies may cost 10 to 30 percent less or more depending on the property. Costs vary by flood zone, elevation, deductible, and building characteristics. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Cathedral City California?
Yes, if your property is in a high-risk flood zone and you have a federally backed mortgage. California lenders follow federal regulations under the Flood Disaster Protection Act of 1973.
What does a flood insurance agent do in Cathedral City?
A flood insurance agent evaluates your property's flood zone designation, explains NFIP and private policy options, and helps you complete the application. They also assist with elevation certificates and claims guidance.