The top-rated flood insurance agent in Burlingame, California is Sammy Yim - State Farm Insurance Agent, rated 5.0 stars across 305 reviews. Other highly rated options include Brandon Yim - State Farm Insurance Agent, Wen Ling Cheng - State Farm Insurance Agent, Farmers Insurance - Steven Parker. This directory lists 19 flood insurance agents serving Burlingame.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sammy Yim - State Farm Insurance Agent | Fox Mall, 1419 Burlingame Ave 2nd Floor, Ste P | (650) 344-2541 |
| 2 | Brandon Yim - State Farm Insurance Agent | 1419 Burlingame Ave Suite P | (650) 595-4900 |
| 3 | Wen Ling Cheng - State Farm Insurance Agent | 1299 Old Bayshore Hwy Ste 118 | (650) 375-0328 |
| 4 | Farmers Insurance - Steven Parker | 1815 El Camino Real #6 | (650) 697-4450 |
| 5 | GOLDEN BENCHMARK INS SVCS | 533 Airport Blvd. #400 | (510) 818-9877 |
| 6 | Abraham Chiu: Allstate Insurance | 1799 Old Bayshore Hwy #118 | (650) 375-5983 |
| 7 | PJF Properties Insurance Agency | 1350 Old Bayshore Hwy Ste. 520 | (650) 697-2966 |
| 8 | Rona Stefani - State Farm Insurance Agent | 1813 El Camino Real Ste 7 | (650) 552-9079 |
| 9 | Aries Insurance Agency | 1601 Old Bayshore Hwy #223 | (650) 697-8325 |
| 10 | Socher Insurance Agency, Inc. | One Bay Plaza, 1350 Old Bayshore Hwy # 630 | (877) 317-9300 |
Sammy Yim - State Farm Insurance Agent serves the Burlingame, California area, specializing in flood insurance protection for local homeowners and businesses. The agency helps clients navigate federal flood insurance requirements and policies, particularly important for properties in flood-prone zones. Their team works to assess individual coverage needs for structures and belongings. They handle policy applications, coverage adjustments, and claims guidance for flood damage events.
Brandon Yim - State Farm Insurance Agent in Burlingame, CA, provides comprehensive flood insurance services, including policy consultation, risk assessment, and customized coverage options. The agency assists clients with reviewing existing plans and adjusting them to meet changing needs. It also helps property owners navigate the claims process. Services cover single-family homes, apartments, retail spaces, and restaurants in the local area.
Homeowners, businesses, and property managers in Burlingame turn to Wen Ling Cheng - State Farm Insurance Agent for flood insurance. This agency helps clients secure coverage against water damage from storms and rising waterways, a crucial need given the local flood zone risks. Policies are tailored to protect structures and contents, covering both residential and commercial properties. In addition to Burlingame, the agent also serves the neighboring community of San Mateo and the broader Bay Area metro.
When considering flood insurance in Burlingame, homeowners and businesses can choose between a one-time policy for a specific high-risk event or a scheduled renewal plan that provides ongoing, year-round coverage against rising waters and storm surge. Farmers Insurance - Steven Parker handles both options, tailoring policies to protect structures and contents from flood damage. Services are available on a scheduled or as-needed basis depending on the client’s changing risk assessment and insurance needs.
Golden Benchmark Ins Svcs in Burlingame, California, specializes in securing flood insurance policies for residential properties within designated flood zones. The agency also assists clients with understanding federal and private flood coverage options to protect homes and possessions from water damage. For those living near waterways or in areas prone to heavy winter rains, the agency helps adjust coverage limits before the high-risk storm season begins.
Located in Burlingame and serving communities throughout San Mateo County, Abraham Chiu: Allstate Insurance handles flood insurance policies for homeowners and businesses. This agency offers coverage that protects structures and belongings from flood-related damage, including rising water from storms and tidal events. It tailors each policy to the property’s specific flood zone and risk level. The agent begins every job by reviewing the local flood maps and the client’s current coverage before presenting suitable policy options.
With winter storms and rising tides threatening homes along the Burlingame waterfront, residents face a growing risk of costly flood damage. PJF Properties Insurance Agency provides flood insurance policies designed to protect local properties from these seasonal hazards. Working with homeowners and businesses alike, the agency helps clients understand their flood zone risks and secure appropriate coverage through the National Flood Insurance Program. Each new inquiry begins with a thorough property assessment, where an agent reviews the specific flood exposure and recommends a suitable policy based on that initial inspection.
Rona Stefani - State Farm Insurance Agent in Burlingame, CA helps individuals and businesses assess their property exposure to water damage and secure appropriate coverage limits. As a flood insurance agent, the company focuses on policies that address rising water and storm surge risk not covered by standard homeowners or commercial packages. Tailored guidance is provided for renters and building owners alike. Commercial sectors served include offices, warehouses, and food service operations facing specific floodplain requirements.
Aries Insurance Agency in Burlingame, CA, is known for providing flood insurance policies that protect homes and businesses against rising water damage. Its services cover properties in FEMA-designated flood zones as well as lower-risk areas across the region. The agency guides clients through available National Flood Insurance Program options and private market alternatives. It also offers guidance on completing elevation certificates to help secure accurate rates and proper coverage limits.
Socher Insurance Agency, Inc. serves residential clients in Burlingame by providing flood insurance policies that protect homeowners from water damage. Commercial flood coverage is also available for local businesses needing property protection. The agency serves Burlingame and the surrounding Bay Area with these essential policies. Clients rely on this agency to review coverage options before annual renewal dates, ensuring continued protection during regular follow-up visits or correspondence.
What Does a a Flood Insurance Agent in Burlingame Cost?
In California, flood insurance premiums through the NFIP typically range from 700 to 2,500 per year for standard residential policies, but costs can be higher for properties in high-risk zones or with low elevations. Private market policies may offer different rates and coverage limits. Your actual cost depends on your propertys flood risk, building characteristics, and chosen deductible. This is general information and not insurance advice.
About flood insurance agents in Burlingame
Flood insurance agents in Burlingame California help property owners obtain coverage through the National Flood Insurance Program and private insurers. Because Burlingame is near the San Francisco Bay and has areas in designated flood zones, local agents understand the specific elevation certificates and flood map updates required by California law. They guide clients through the 30-day waiting period for new NFIP policies and explain how California building codes affect premium calculations.
Frequently Asked Questions
Do I need flood insurance if I live in Burlingame?
If your property is in a high-risk flood zone designated by FEMA and you have a federally backed mortgage, you are required to have flood insurance. Even in moderate-risk areas, California law encourages coverage because heavy rain and coastal storms can cause flooding. A local agent can review your flood zone designation and advise on your options.
How long does it take to get a flood insurance policy in California?
Standard NFIP policies have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new mortgage. Private flood insurance may have different terms. An agent in Burlingame can explain the timeline and help you avoid gaps in coverage.
What factors affect flood insurance cost in Burlingame?
Costs depend on your propertys flood zone, elevation, age, and the amount of coverage chosen. California requires elevation certificates for properties in high-risk areas, which can affect premiums. An agent can provide a quote based on your specific property details.
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