The top-rated disability insurance agent in Murfreesboro, Tennessee is Shane Miller at Comparion Insurance Agency, rated 4.9 stars across 307 reviews. Other highly rated options include VALENCIA INS MURFREESBORO, The Client's Insurance Agency, Conner Insurance Group, LLC. This directory lists 20 disability insurance agents serving Murfreesboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Miller at Comparion Insurance Agency | 2615 Medical Center Pkwy Suite 680 | (629) 207-4009 |
| 2 | VALENCIA INS MURFREESBORO | 1673 Middle Tennessee Blvd | (615) 605-4976 |
| 3 | The Client's Insurance Agency | 508 S Church St C | (615) 669-4904 |
| 4 | Conner Insurance Group, LLC | 603 W Burton St B | (615) 263-0888 |
| 5 | Middle TN Insurance Group, Inc | 730 A Middle Tennessee Blvd #7 | (615) 898-0053 |
| 6 | Miller Loughry Beach Insurance | 214 W College St | (800) 998-9016 |
| 7 | Roque Agency Insurance | 3111 Throne St | (615) 582-3382 |
| 8 | Compass Insurance Group | 120 E Main St Ste 350 Suite 350 | (615) 987-0067 |
| 9 | ReduceMyInsurance | 1500 Medical Center Pkwy STE 3A #26 | (615) 802-5666 |
| 10 | 615 Insurance Agency LLC | 316 W Lytle St #101 | (615) 809-1225 |
Shane Miller at Comparion Insurance Agency serves clients in the Murfreesboro area and the broader Rutherford County region. As a disability insurance agent, the practice helps individuals secure income protection plans that can replace lost wages due to an unexpected illness or injury. The agency focuses on matching clients with policies that align with their personal financial situations and employment status. Long-term disability insurance and short-term disability coverage are two specific services provided.
Valencia Ins Murfreesboro provides disability insurance agent services to individuals and businesses in Murfreesboro, Tennessee. It offers guidance on policies that deliver income replacement if a client becomes unable to work due to illness or injury. Maintenance plans involve reviewing existing coverage for changes in income or health and updating beneficiaries as life circumstances shift. The firm services single-family homes, apartments, retail establishments, and restaurants, helping policyholders ensure their earnings are protected against unexpected disability.
The Client’s Insurance Agency serves homeowners, business owners, and self-employed professionals in Murfreesboro, Tennessee, who need income protection through disability insurance. The agency helps clients evaluate policy options that replace a portion of earnings if illness or injury prevents them from working. It assists local residents in understanding waiting periods, benefit amounts, and coverage terms relevant to their occupations and budgets. The agency also covers neighboring Smyrna and the broader Rutherford County area.
Conner Insurance Group, LLC serves clients in Murfreesboro, Tennessee, and the surrounding communities throughout Rutherford County. As a disability insurance agent, the company handles applications for long-term and short-term disability policies designed to protect income during illness or injury. To assess each client’s needs, it reviews individual employment situations, existing coverage, and financial obligations. For a typical job, the agent works through a straightforward process of comparing policy options, completing necessary paperwork, and coordinating with insurers to secure appropriate coverage.
Based in Murfreesboro, TN, Middle TN Insurance Group, Inc distinguishes between short-term disability policies for temporary one-time needs and long-term coverage for recurring income protection. These plans provide financial support when an illness or injury prevents work. Coverage replaces a portion of lost wages through structured monthly benefit payments. Policy options can address individual contracts or employer group plans for local professionals. The agency’s service runs on a scheduled and as-needed basis to adjust for changing policyholder circumstances.
Miller Loughry Beach Insurance provides individual and group disability income protection services, helping residents in Murfreesboro, TN, secure coverage that replaces lost earnings during illness or injury. The agency works with clients to evaluate policy options for both short-term recovery and long-term career interruption. As a local disability insurance agent, it guides professionals through application details and benefit structures tailored to their occupations. During open enrollment periods, the company assists self-employed individuals and small business owners in reviewing policy updates to maintain adequate financial safeguards.
As the cost of living in Murfreesboro continues to rise, many local workers worry about the financial impact of an unexpected illness or injury that prevents them from earning a paycheck. Residents seeking help with this vulnerability turn to Roque Agency Insurance, a disability insurance agent serving the Murfreesboro area. The agency focuses on individual policies designed to replace a portion of income during a period of disability. A typical first step involves a no-obligation assessment of a client’s current coverage gaps to determine their specific needs.
Compass Insurance Group provides disability income protection services to individuals and businesses in Murfreesboro, Tennessee. This agency specializes in policies that replace a portion of lost earnings when a client cannot work due to illness or injury. These plans can be tailored to cover short-term or long-term needs. Whether for a small office, a busy warehouse, or a local food service operation, the agency helps employers and self-employed professionals secure financial coverage against unexpected health setbacks.
ReduceMyInsurance in Murfreesboro, Tennessee, provides insurance solutions focused on disability income protection for local professionals and self-employed individuals. The agency guides clients through policy options covering short-term and long-term medical leave scenarios. By assessing earnings histories and occupational risks, it helps tailor coverage to meet individual financial stability needs. A standard specialty service this company can add on is a future purchase option rider, allowing clients to increase coverage as their income grows.
What Does a a Disability Insurance Agent in Murfreesboro Cost?
Disability insurance premiums in Tennessee typically range from 1% to 3% of your annual income. For a 40 year old earning 60000 per year a policy might cost between 600 and 1800 annually. Costs depend on age occupation health status and benefit amount. This is general information not insurance advice.
About disability insurance agents in Murfreesboro
Disability insurance agents in Murfreesboro Tennessee help individuals and business owners protect their income if they cannot work. Tennessee law does not require employers to provide disability coverage so many residents seek private policies. Local agents can explain state specific rules such as the Tennessee Disability Act which offers protections for workers with disabilities.
Frequently Asked Questions
What does a disability insurance agent in Murfreesboro do?
A disability insurance agent helps you find and purchase a policy that replaces a portion of your income if you become disabled. They also assist with understanding policy terms and filing claims. Agents in Murfreesboro are familiar with Tennessee insurance regulations and can guide you through the process.
How do I choose a disability insurance agent in Tennessee?
Look for an agent licensed in Tennessee with experience in disability insurance. Ask about their knowledge of Tennessee insurance laws and the claims process. You can verify an agents license through the Tennessee Department of Commerce and Insurance website.
Are disability insurance benefits taxable in Tennessee?
In Tennessee there is no state income tax so disability benefits are not taxed at the state level. However federal tax rules apply. If you paid the premiums with after tax dollars benefits are usually tax free. If your employer paid the premiums benefits may be taxable at the federal level.
Disability Insurance Agents in Other Tennessee Cities
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