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Disability Insurance Agents in Bristol, TN

Directory of disability insurance agents in Bristol, Tennessee. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Bristol, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 15 disability insurance agents in Bristol, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Darren Lowe - State Farm Insurance Agent
2137 Volunteer Pkwy #3, Bristol, TN 37620
(423) 968-9221 darrenloweagent.com
Mike Adams - State Farm Insurance Agent
1500 Bluff City Hwy, Bristol, TN 37620
(423) 764-5641 mikeadamssf.com
Barbara Williams - State Farm Insurance Agent
2742 W State St #3, Bristol, TN 37620
(423) 323-3640 barbwilliamsinsurance.com
Jim Embree Insurance
1225 Bluff City Hwy, Bristol, TN 37620
(423) 968-5550 jimembree.com
Burnette & Associates Insurance
1143 Volunteer Pkwy, Bristol, TN 37620
(423) 968-2047 burnetteinsagency.com
Shelter Insurance - Justin Horn
2344 Volunteer Pkwy, Bristol, TN 37620
(423) 573-8870 shelterinsurance.com
Burke, Powers & Harty, Inc.
1236 Volunteer Pkwy, Bristol, TN 37620
(423) 764-2112 bphagency.com
The Buddy Crump Insurance Agency Inc
2409 Volunteer Pkwy C, Bristol, TN 37620
(423) 764-4191 buddycrumpins.com
Shelter Insurance - Dustin Pannell
1135 Volunteer Pkwy Ste 15A, Bristol, TN 37620
(423) 573-8871 shelterinsurance.com
Hyde & Associates Insurance
200 7th St, Bristol, TN 37620
(423) 652-0026 hyde-associates.com
Stateline Benefit Advisors
1227 Volunteer Pkwy Suite 534 Suite 534, Bristol, TN 37620
(423) 217-9610 statelinebenefitadvisors.net
Nash & Powers Insurance Co
615 Shelby St, Bristol, TN 37620
(423) 764-2700
Nicewander & Associates
1227 Volunteer Pkwy Ste 534, Bristol, TN 37620
(423) 915-6409 nicehealthwealth.com
Henson Agency
1250 Volunteer Pkwy #3, Bristol, TN 37620
(423) 806-2223 hensureit.com
Cuddy Insurance Group (A Trustpoint Company)
615 Shelby St, Bristol, TN 37620
(423) 646-1576 cuddyinsurancegroup.com

Disability insurance agents in Bristol Tennessee help individuals and businesses find coverage that protects income if you cannot work. Tennessee law requires agents to be licensed by the state and follow specific regulations. Local agents can also guide you through the claims process for both short-term and long-term disability policies.

What Does a Disability Insurance Agent in Bristol Cost?

The cost of disability insurance in Tennessee typically ranges from 1% to 3% of your annual income. For a 35-year-old in Bristol, a policy covering 60% of income might cost between $50 and $150 per month. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Bristol do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your budget and needs. They also assist with filing claims and understanding policy terms. In Tennessee, agents must hold a valid insurance license and follow state consumer protection rules.
Are there time limits for filing a disability claim in Tennessee?
Yes, Tennessee insurance policies often have time limits for filing a claim, usually within 30 to 90 days of the disability. You should also check your policy for any contractual statute of limitations, which can be as short as one year. An agent can help you understand these deadlines.