The top-rated disability insurance agent in Jackson, Tennessee is Haven Insurance Partners, LLC, rated 4.9 stars across 143 reviews. Other highly rated options include Able Agency Inc., Carl Fergie - Fergie & Associates Insurance, Guiding Star Insurance. This directory lists 20 disability insurance agents serving Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Haven Insurance Partners, LLC | 40 Murray Guard Dr | (731) 577-4300 |
| 2 | Able Agency Inc. | 529 Old Hickory Blvd | (731) 660-2111 |
| 3 | Carl Fergie - Fergie & Associates Insurance | 566 Wallace Rd | (731) 431-2270 |
| 4 | Guiding Star Insurance | 36 Sandstone Cir STE E | (731) 318-7827 |
| 5 | Priddy Insurance Group, LLC | 408 Oil Well Rd | (731) 616-8477 |
| 6 | THOMPSON & SMITH | 380 Carriage House Dr | (731) 664-4750 |
| 7 | Green Leaf Insurance Inc | 430 E Main St | (731) 577-9189 |
| 8 | Ellis Insurance Agency | 382 Carriage House Dr suite a & b | (731) 664-8866 |
| 9 | White & Associates Insurance - Kristal Carpenter Agency | 18 Conrad Dr | (731) 664-2700 |
| 10 | Affordable Insurance Solutions | 205 E Lafayette St | (731) 603-3650 |
Haven Insurance Partners, LLC in Jackson, TN provides a comprehensive range of disability insurance agent services, including policy selection assistance and claims support for income protection plans. Its service approach includes ongoing policy reviews and maintenance to help ensure coverage remains aligned with changing personal circumstances. The company serves individual property owners and businesses, focusing on residential single-family homes, apartments, retail storefronts, and local restaurants.
Able Agency Inc. serves the Jackson, Tennessee area and its surrounding county as a disability insurance agent. The company helps clients understand the importance of protecting their income in the event of an illness or injury that prevents them from working. Policies are tailored to meet individual employment and financial situations. The agency guides customers through the application process and explains the differences between short-term and long-term disability coverage. Able Agency Inc. specifically handles both individual disability income policies and employer-sponsored group disability plans for local residents.
Individuals and business owners in Jackson, Tennessee turn to Carl Fergie with Fergie & Associates Insurance for disability insurance agent services. The firm assists clients in evaluating income protection options for illness or injury, helping to secure policies that replace lost earnings. It works with professionals and self-employed individuals to develop coverage tailored to their specific financial responsibilities. In addition to serving Jackson, the agency extends its disability insurance guidance to nearby communities such as Humboldt and the broader Madison County area.
Guiding Star Insurance serves Jackson, Tennessee, and the surrounding communities, handling applications for disability insurance policies. It works with individuals to secure plans that provide income protection when a person cannot work due to illness or injury. The company addresses both short-term and long-term coverage needs, focusing on matching a client’s occupation and earning situation to an appropriate policy. It generally handles each inquiry by reviewing the client’s employment details and medical history to identify suitable carrier options for their specific risk.
Specializing in disability insurance protection, Priddy Insurance Group, LLC guides individuals and professionals in Jackson, TN through the process of securing income replacement coverage. The agency reviews policy options to help clients understand how disability benefits can safeguard earnings during unexpected health events. It works with both short-term and long-term plans to address various needs. As the fall season approaches, the company assists those revising their financial strategies before year-end enrollment periods close, helping ensure coverage aligns with their current employment and personal circumstances.
Thompson & Smith in Jackson, TN offers disability insurance agent services structured either as a one-time consultation to evaluate current coverage options or as an ongoing advisory relationship to adjust policies over time. Their assistance focuses on helping clients understand policy terms, benefit periods, and waiting periods relevant to local employment needs. For clients seeking long-term income protection, they can build a scheduled plan for annual policy reviews. Service is available on a one-time, scheduled, or as-needed basis.
In the unpredictable economy of Jackson, TN, a sudden illness or injury can disrupt a steady paycheck. Green Leaf Insurance Inc specializes in disability insurance to protect that income. As a local agent, the company helps residents understand policy options that replace a portion of wages during recovery. Their process begins with an initial consultation to assess each individual's employment and financial needs. They schedule a straightforward review of current coverage to determine the right plan.
Ellis Insurance Agency helps individuals and businesses in the Jackson, TN area understand their disability insurance needs and secure appropriate coverage. Their primary focus includes assisting with policy selection that provides income protection during periods of illness or injury. They also specialize in adding riders such as own-occupation or residual disability benefits to standard plans. This agency works with various commercial sectors, including professional offices, warehouses, and food service establishments.
White & Associates Insurance - Kristal Carpenter Agency in Jackson, TN provides disability insurance services to local residents. The agency also offers commercial disability coverage for businesses throughout the Jackson area and surrounding communities. Policy options are designed to replace a portion of income if illness or injury prevents work. Service focuses on matching each client with suitable protection for their individual situation or company needs. Clients can return for coverage adjustments or follow-up service between their regular scheduled visits.
What Does a a Disability Insurance Agent in Jackson Cost?
Disability insurance premiums in Tennessee typically range from 1% to 3% of your annual income. For a 40 year old in Jackson, a policy covering 60% of income may cost between $100 and $300 per month. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Jackson
Disability insurance agents in Jackson Tennessee help individuals and business owners secure income protection. Tennessee law requires agents to be licensed by the state Department of Commerce and Insurance. Local agents can guide you through group and individual disability policies tailored to your occupation.
Frequently Asked Questions
What does a disability insurance agent in Jackson do?
A disability insurance agent helps you compare policies and apply for coverage. They explain benefit periods, elimination periods, and occupation definitions. They also assist with claims and appeals if needed.
How long do I have to file a disability claim in Tennessee?
Tennessee does not have a specific statute of limitations for disability claims, but most policies require immediate notice. You should report a disability within 30 days or as stated in your policy. Delays can risk your benefits.
Are disability insurance premiums tax deductible in Tennessee?
If you pay premiums with after-tax dollars, your benefits are generally tax free. If your employer pays the premiums, benefits are usually taxable. A local agent can explain how Tennessee state income tax rules apply.
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