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Find Disability Insurance Agents Near You in Gallatin, TN

Browse disability insurance agents serving Gallatin, Tennessee. Updated 2026-07-14.

The top-rated disability insurance agent in Gallatin, Tennessee is Gaffney Insurance Agency & Financial Services LLC, rated 4.9 stars across 196 reviews. Other highly rated options include Johnson Family Insurance, Farmers Insurance - Elizabeth Hobdy Jones, Larry Maynard: Allstate Insurance. This directory lists 20 disability insurance agents serving Gallatin.

Showing 20 disability insurance agents in Gallatin, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gaffney Insurance Agency & Financial Services LLC180 Belvedere Dr N STE 11(615) 452-5588
2Johnson Family Insurance1517 Hunt Club Blvd Suite 100(615) 420-6410
3Farmers Insurance - Elizabeth Hobdy Jones402 Maple St(615) 452-7037
4Larry Maynard: Allstate Insurance208 N Locust Ave(615) 452-1500
5George & George Disability Attorneys665 Nashville Pike(615) 451-1550
6Lee Raines Insurance Agency819 N Water Ave(615) 452-5833
7Defender Insurance LLC170 W Franklin St(615) 490-4932
8Shelter Insurance - Jacob Long341 Hancock St Ste 2(615) 461-7352
9RW Insurance & Financial Services106 Public Square #210(615) 988-7878
10Fast Insurance TN135 W Eastland Ave #200(615) 657-7609
GI
180 Belvedere Dr N STE 11
Gaffney Insurance Agency & Financial Services LLC
Disability Insurance Agent · Gallatin, TN

Gaffney Insurance Agency & Financial Services LLC serves Gallatin and surrounding Sumner County, Tennessee, as a disability insurance agent. The firm assists clients in securing coverage designed to replace income if an illness or injury prevents them from working. It guides individuals through plan selection, tailored to their occupation and income needs. Services include evaluating short-term disability policies and long-term disability protection plans for local professionals and small business owners.

JF
1517 Hunt Club Blvd Suite 100
Johnson Family Insurance
Disability Insurance Agent · Gallatin, TN

Johnson Family Insurance provides disability insurance services in the Gallatin, Tennessee area, helping clients navigate disability income protection to safeguard their earnings in case of illness or injury. Its plans focus on supporting professionals through periods of short-term or long-term disability, ensuring continuation of financial stability. The agency serves a range of local residential and commercial clients, including single-family homes, apartment complexes, retail spaces, and restaurants.

FI
402 Maple St
Farmers Insurance - Elizabeth Hobdy Jones
Disability Insurance Agent · Gallatin, TN

Serving homeowners, business owners, and property managers in Gallatin, TN, this local Farmers Insurance agency helps clients secure disability insurance policies. These plans are designed to replace a portion of lost income if an injury or illness prevents someone from working. The agency works with individuals to match coverage to their specific financial situations and household budgets. It also serves nearby communities within the Hendersonville metropolitan area, offering guidance on protecting personal income from unexpected health setbacks.

LM
208 N Locust Ave
Larry Maynard: Allstate Insurance
Disability Insurance Agent · Gallatin, TN

Larry Maynard: Allstate Insurance serves the Gallatin, Tennessee area and surrounding communities, providing services as a disability insurance agent. The work involves helping local residents evaluate coverage to protect their income if illness or injury prevents them from working. Each case is assessed individually, focusing on matching policy options to the client’s specific occupation and financial responsibilities. The agency follows a straightforward approach by first gathering details on the client’s current employment and income needs before reviewing available plans.

GG
665 Nashville Pike
George & George Disability Attorneys
Disability Insurance Agent · Gallatin, TN

George & George Disability Attorneys in Gallatin, TN helps clients understand the difference between one-time disability claim filings and ongoing policy management services. The agents guide applicants through initial insurance enrollment alongside periodic benefit reviews and plan adjustments as circumstances change. Coverage options may require a single application or involve continuous oversight to maintain eligibility for both short-term and long-term disability protections. This local firm structures its services to operate on a scheduled, as-needed basis rather than providing only a single consultation.

LR
819 N Water Ave
Lee Raines Insurance Agency
Disability Insurance Agent · Gallatin, TN

As a disability insurance agent in Gallatin, TN, Lee Raines Insurance Agency offers services focused on individual disability income policies to protect earnings. The company generally helps clients assess personal risk factors and compare coverage options from various providers. It works with self-employed professionals and those in standard employment to design plans that replace lost income during illness or injury. As the new year begins, the agency particularly assists gig workers in establishing continuous coverage during fluctuating income periods.

DI
170 W Franklin St
Defender Insurance LLC
Disability Insurance Agent · Gallatin, TN

As the seasons change and unpredictable health events can disrupt a steady paycheck, many Gallatin residents seek reliable income protection. Defender Insurance LLC serves this local need as a disability insurance agent, guiding clients through policy options tailored for self-employed individuals and small businesses. They explain how short-term and long-term coverage can replace lost earnings during recovery from injury or illness. An initial consultation involves a personal needs assessment to evaluate current coverage gaps and projected expenses.

SI
341 Hancock St Ste 2
Shelter Insurance - Jacob Long
Disability Insurance Agent · Gallatin, TN

Shelter Insurance - Jacob Long serves clients in Gallatin, Tennessee, as a local provider of disability insurance coverage. The agency focuses on helping individuals protect their income against unforeseen injuries or illnesses that prevent work. Policies are designed to replace a portion of lost wages, providing financial stability during recovery periods. Commercial clients can be served across various sectors, including offices requiring clerical protection, warehouses needing employee income safeguards, and food service businesses for their staff.

RI
106 Public Square #210
RW Insurance & Financial Services
Disability Insurance Agent · Gallatin, TN

RW Insurance & Financial Services serves residential clients in Gallatin, TN, by providing disability insurance coverage designed to protect personal income. The company also assists commercial clients in the surrounding areas, offering similar protection for business owners and their employees. These policies help replace lost earnings if a disability prevents work. After an initial policy is established, the company follows up between regular visits to review coverage needs and update plans as circumstances change, ensuring continued financial protection for their clients.

FI
135 W Eastland Ave #200
Fast Insurance TN
Disability Insurance Agent · Gallatin, TN
HI
518 W Main St
Holt Insurance
Disability Insurance Agent · Gallatin, TN
(615) 230-7704
holtinsurancetn.com
FI
117 W Main St Suite 2
Farmers Insurance - Michael Lajoie
Disability Insurance Agent · Gallatin, TN
(615) 292-1250
agents.farmers.com/tn/gallatin/michael-lajoie
AI
1529 Hunt Club Blvd #300
Adams Insurance Strategies
Disability Insurance Agent · Gallatin, TN
(615) 627-4678
adamsinsurancestrategies.com
TI
1162 Belvedere Dr
Toper Insurance Agency
Disability Insurance Agent · Gallatin, TN
(423) 922-7685
CI
113 E Main St
Coley Insurance Agency
Disability Insurance Agent · Gallatin, TN
(615) 452-3651
coleyins.com
NI
1048 S Water Ave
Newman Insurance Agency
Disability Insurance Agent · Gallatin, TN
(615) 452-7439
joenewmanagency.com
PB
600 Commons Dr UNIT 102
Premier Benefits Group Inc
Disability Insurance Agent · Gallatin, TN
(423) 528-6416
MI
118 Public Square
Mimbs Insurance Agency LLC
Disability Insurance Agent · Gallatin, TN
(615) 535-9704
wesmimbsinsurancetn.com
FF
1194 Long Hollow Pike
Family Fun Insurance
Disability Insurance Agent · Gallatin, TN
(615) 451-4887
familyfuninsurance.com
KM
1194 Long Hollow Pike
Kevin Morency
Disability Insurance Agent · Gallatin, TN
(615) 452-4532
kevinmorency.com

What Does a a Disability Insurance Agent in Gallatin Cost?

The cost of disability insurance in Tennessee varies based on age, health, occupation, and benefit amount. Typical premiums for an individual policy range from 1% to 3% of your annual income. For a 35 year old in a low-risk job, a policy might cost $50 to $150 per month. Costs are higher for older applicants or those in physically demanding jobs. This is general information, not insurance advice.

About disability insurance agents in Gallatin

Disability insurance agents in Gallatin, Tennessee help individuals and businesses find coverage that meets their needs. Tennessee law does not require private disability insurance, but many workers rely on employer-sponsored plans or individual policies. Local agents can guide you through policy options and assist with claims under Tennessee insurance regulations.

Frequently Asked Questions

What does a disability insurance agent in Gallatin do?

A disability insurance agent helps you find a policy that replaces part of your income if you cannot work due to illness or injury. They explain policy terms, compare plans from different insurers, and assist with applications. In Tennessee, agents must be licensed by the Tennessee Department of Commerce and Insurance.

How long do I have to file a disability claim in Tennessee?

Tennessee does not set a specific time limit for filing private disability claims, but policies usually require prompt notice. Most policies have a 30 to 90 day deadline to submit a claim. Check your policy for exact timeframes to avoid losing benefits.

Are disability insurance benefits taxable in Tennessee?

Tennessee has no state income tax, so disability benefits are not taxed at the state level. However, federal tax rules apply. If you paid premiums with after-tax dollars, benefits are generally tax-free. If your employer paid premiums, benefits may be taxable as income.

Disability Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.