The top-rated disability insurance agent in Oregon City, Oregon is Elena Pleshakov - State Farm Insurance Agent, rated 4.9 stars across 472 reviews. Other highly rated options include Brian Nogueira - State Farm Insurance Agent, Choices Insurance Agency - Business & Personal Insurance, Workman Insurance LLC: Allstate Insurance. This directory lists 16 disability insurance agents serving Oregon City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elena Pleshakov - State Farm Insurance Agent | 212 14th St | (971) 346-4603 |
| 2 | Brian Nogueira - State Farm Insurance Agent | 1115 Molalla Ave | (503) 655-3433 |
| 3 | Choices Insurance Agency - Business & Personal Insurance | 617 High St Suite 205 | (503) 653-8287 |
| 4 | Workman Insurance LLC: Allstate Insurance | 365 Warner Milne Rd Suite 206 | (503) 655-2000 |
| 5 | Cascade Benefit Advisors LLC | 15790 S Springwater Rd | (503) 810-2784 |
| 6 | Trail's End Insurance | 516 High St Ste 11 | (503) 704-7777 |
| 7 | The Petersen Agency: Allstate Insurance | 619 Madison St Ste 100 | (503) 387-8672 |
| 8 | Amanda Thorgramson American Family Insurance | 914 Molalla Ave Ste 101 | (503) 636-3507 |
| 9 | Premier NW Insurance | 421 High St #200 | (503) 655-6344 |
| 10 | HealthMarkets Insurance - Elizabeth Nelson | 516 High St Suite #6 | (503) 804-6237 |
Elena Pleshakov - State Farm Insurance Agent serves Oregon City and the surrounding Clackamas County area as a disability insurance agent. The company helps clients understand and select coverage plans that provide income protection when illness or injury prevents them from working. Disability insurance policies serve as a financial safety net for individuals and families in the local community. The agency handles both short-term and long-term disability insurance services to address different needs and durations of potential disability.
Brian Nogueira - State Farm Insurance Agent in Oregon City assists individuals with disability insurance needs, focusing on income protection when illness or injury prevents work. The company helps clients assess coverage options and complete applications, working to find policies that address personal financial circumstances and career requirements. It guides policyholders through plan renewals and claims filing. The agency services single-family homes, apartments, retail businesses, and restaurants.
Homeowners, local businesses, and property managers in Oregon City and the surrounding area can turn to Choices Insurance Agency - Business & Personal Insurance for disability insurance agent services. The agency helps clients navigate disability coverage options, working to find policies that provide income protection if illness or injury prevents employment. This type of insurance is essential for maintaining financial stability during unexpected health challenges. The agency also regularly serves clients in nearby communities such as Gladstone, West Linn, and Milwaukie.
Workman Insurance LLC: Allstate Insurance serves Oregon City and the surrounding communities in Clackamas County, handling disability insurance policies for local residents and workers. This agency helps clients understand options for income protection if they become unable to work due to illness or injury. It guides individuals through the process of selecting appropriate coverage based on their employment situation and financial needs. The agent takes a straightforward, consultative approach, first assessing a client's specific circumstances and then explaining suitable policy features before assisting with the application.
Cascade Benefit Advisors LLC in Oregon City, OR helps clients distinguish between short-term and long-term disability insurance, often choosing a one-time policy placement or ongoing service options to adjust coverage as needs evolve. The agent guides individuals and local businesses through plan comparisons, explaining how benefit percentages and elimination periods affect financial protection during illness or injury. Services are structured to run on a scheduled, as-needed basis, with policy reviews and claim assistance available whenever a client requests them.
Trail’s End Insurance specializes in matching individuals with disability income protection plans, from short-term coverage to long-term policies that replace a portion of lost earnings. Located in Oregon City, the agency works with local professionals, self-employed residents, and families throughout the region, assessing each client’s specific occupation and health situation. It also helps clients understand policy terms, such as elimination periods and benefit durations. Many seek its assistance when facing an upcoming surgery or a known seasonal slowdown that may temporarily disrupt their regular income.
As Oregon City residents age or change jobs, the need for income protection often rises. The Petersen Agency: Allstate Insurance addresses this by offering disability insurance coverage designed for local professionals and families. Situated in Oregon City, the agency guides clients through policy options that replace a portion of lost earnings during illness or injury. Their process begins with an initial consultation to review current income sources and individual needs, followed by a detailed assessment of available plan features before any formal proposal is made.
Amanda Thorgramson American Family Insurance provides disability insurance coverage to residents of Oregon City and the surrounding area. The agency focuses on helping clients protect their income in the event of an illness or injury that prevents them from working. By addressing the specific financial risks associated with lost wages, the agency tailors policies to meet individual needs. The office serves a variety of commercial sectors, including small offices, warehouses, and food service operations requiring coverage for their employees.
Premier NW Insurance provides disability insurance coverage for residents in Oregon City and the surrounding area. The firm also assists local businesses with protecting employee income through commercial disability plans. Service extends throughout Clackamas County and nearby communities. Consultants help clients evaluate their specific financial risks and choose appropriate policy options. After each claim review or policy update, the office schedules a follow-up conversation to ensure ongoing coverage remains aligned with the client’s current situation between regular check-ins.
HealthMarkets Insurance - Elizabeth Nelson is known for serving Oregon City, Oregon, as a disability insurance agent. The agency helps local residents and professionals secure income protection through individual disability policies. These plans replace a portion of earnings if illness or injury prevents someone from working. The company's service range includes evaluating coverage needs, comparing policy options, and guiding clients through the application process. A specialty service it can add on is offering short-term disability solutions that bridge gaps before long-term benefits begin.
What Does a a Disability Insurance Agent in Oregon City Cost?
Disability insurance agent services are typically paid through commissions from the insurance carrier, not directly by the client. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical individual policy in Oregon might cost between 1% and 3% of the monthly benefit amount. For example a policy providing a 2000 dollar monthly benefit could cost 20 to 60 dollars per month. Group policies through an employer are often cheaper. This is general information and not insurance advice.
About disability insurance agents in Oregon City
Disability insurance agents in Oregon City help individuals and businesses secure income protection policies. Oregon law requires certain disability benefits to be coordinated with state programs like Paid Leave Oregon. A local agent can explain how private plans interact with state mandates to ensure you have proper coverage.
Frequently Asked Questions
What does a disability insurance agent in Oregon City do?
An agent helps you find and purchase disability insurance policies. They can explain policy terms, compare options from different carriers, and assist with claims. In Oregon agents must be licensed by the state and follow regulations set by the Oregon Division of Financial Regulation.
How is disability insurance regulated in Oregon?
Disability insurance in Oregon is regulated by the Oregon Division of Financial Regulation. Policies must comply with state laws including minimum benefit standards and claim handling rules. Oregon also has a state-run Paid Leave Oregon program that provides partial wage replacement for qualifying events.
Can an agent help if my claim is denied?
Yes an agent can review your denial and explain your policy terms. They may help you gather documents for an appeal. If the denial involves an employer plan, federal ERISA law applies and you have 180 days to appeal. For individual policies Oregon law gives you additional time to file a complaint with the state.
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