The top-rated disability insurance agent in Beaverton, Oregon is Insurance Team, Inc., rated 5.0 stars across 120 reviews. Other highly rated options include ABI Insurance, JMI Insurance, Pacific Insurance Services, LLC. This directory lists 21 disability insurance agents serving Beaverton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Team, Inc. | 14780 SW Osprey Dr #202 | (503) 430-5484 |
| 2 | ABI Insurance | 4800 SW Griffith Dr #300 | (503) 292-1580 |
| 3 | JMI Insurance | 3737 SW 117th Ave | (503) 671-9966 |
| 4 | Pacific Insurance Services, LLC | 4900 SW Griffith Dr #201 | (503) 297-4811 |
| 5 | Empire Insurance Brokers | 1800 NW 169th Pl A308 | (503) 645-7866 |
| 6 | Health Plans In Oregon | 14631 SW Millikan Way | (503) 928-6918 |
| 7 | PDX Insurance & Associates Inc. | 4800 SW Griffith Dr # 320 | (503) 974-1017 |
| 8 | J.J. Insurance Services: Allstate Insurance | 14355 SW Allen Blvd #140 | (503) 641-6500 |
| 9 | Steven Aragon Insurance Agency | 3800 SW 185th Ave #7369 | (503) 840-7250 |
| 10 | Metro Insurance Group LLC | 6700 SW 105th Ave Suite 109 | (503) 906-3510 |
Insurance Team, Inc. serves Portland and the greater Washington County area from its base in Beaverton, Oregon, focusing on disability insurance agency. The company helps local professionals and self-employed individuals understand the nuances of long-term and short-term disability coverage. Navigating benefit periods and elimination periods can be complex, so the agency works to match policy options with each client’s specific income protection needs. Its primary services include assisting with individual disability insurance policies and group disability plans for small businesses.
ABI Insurance provides disability insurance agent services for individuals and businesses in the Beaverton, Oregon area. Its representatives guide clients through policy options designed to protect income during illness or injury. The company offers consultations to review coverage needs and helps manage any necessary claims or policy updates. Ongoing support is available to ensure beneficiaries understand plan terms and adjust coverage as life circumstances change. ABI Insurance services single-family homes, apartments, retail establishments, and local restaurants.
JMI Insurance serves clients in Beaverton, Oregon, and the surrounding Portland metropolitan area. The agency handles disability insurance applications, helping individuals secure income protection for illness or injury. It focuses on explaining policy features, including benefit periods and elimination periods, to meet each client’s financial needs. For a typical job, the agent first reviews the client’s occupation and monthly expenses, then compares insurer options to recommend a tailored plan that fits the specific risk profile.
Pacific Insurance Services, LLC in Beaverton, Oregon distinguishes between offering one-time policy evaluations for individuals and ongoing service options for those requiring periodic adjustments to their disability coverage. The agency assists clients in selecting suitable disability insurance plans that protect income during periods of illness or injury. Consultations help explain policy features and claim processes relevant to local professionals and small business owners. Service is available on a scheduled basis to review changes in coverage needs over time.
Empire Insurance Brokers serves homeowners, business owners, and self-employed professionals in the Beaverton area who need disability income protection. The agency assists clients in finding policies that replace a portion of their earnings if illness or injury prevents them from working. Its agents explain complex coverage terms clearly and compare options from multiple carriers to match individual budgets and needs. The company also extends its services to residents and businesses throughout the nearby Tigard and Lake Oswego communities.
Health Plans In Oregon offers tailored disability insurance agent services in the Beaverton area, specializing in helping clients secure income protection policies that replace lost wages during illness or injury. The company works with individuals and local businesses to assess coverage needs and navigate policy options from standard carriers. As a seasonal concern, it can be especially valuable during open enrollment periods when employees reassess their benefits and may need expert guidance on adding or adjusting disability coverage.
PDX Insurance & Associates Inc., located in Beaverton, Oregon, assists individuals and businesses with navigating the complexities of disability insurance coverage. It specializes in helping clients understand policy options designed to replace a portion of income if illness or injury prevents work. The agency focuses on tailoring plans that address both short-term and long-term needs. It can serve a range of commercial sectors, including offices, warehouses, and food service establishments.
As the rainy season in Beaverton subsides and residents begin planning for outdoor activities, the need for financial safeguards against unexpected injuries becomes apparent. J.J. Insurance Services: Allstate Insurance provides disability insurance options designed to replace a portion of lost income if an illness or accident prevents work. The agency helps clients understand policy features such as benefit periods and waiting periods tailored to different professions and lifestyles in the local area. An initial needs assessment is scheduled to evaluate individual coverage requirements.
Serving Beaverton residents, Steven Aragon Insurance Agency provides disability insurance for individuals in their homes, protecting local income against unexpected illness or injury. Commercial coverage is also available for Beaverton's small businesses and independent contractors throughout the Washington County area. The agency evaluates each client's occupation and earnings to structure appropriate protection. Clients often return to review their policies between regular visits, ensuring their disability coverage still matches their financial needs and life changes.
What Does a a Disability Insurance Agent in Beaverton Cost?
Disability insurance costs in Oregon vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 35-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Costs are higher for high-risk occupations or longer benefit periods. This is general information, not insurance advice.
About disability insurance agents in Beaverton
Disability insurance agents in Beaverton Oregon help individuals and businesses secure income protection. Oregon law requires certain employers to provide short-term disability benefits through the Oregon Paid Family and Medical Leave program. A local agent can guide you through private policies and state requirements.
Frequently Asked Questions
What does a disability insurance agent in Beaverton do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain coverage options and assist with claims. In Oregon, agents can also advise on how private plans interact with state leave programs.
How is Oregon disability insurance different from other states?
Oregon has a state-run Paid Family and Medical Leave program that provides partial wage replacement. Private disability insurance can supplement this coverage. Agents in Beaverton understand how to coordinate private policies with state benefits.
Do I need disability insurance if I have Oregon PFML?
Oregon PFML covers some income loss for qualifying events, but it may not replace your full salary. Private disability insurance can fill gaps and provide higher benefit amounts. An agent can help you evaluate your needs.
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